Capital One Financial (NYSE:COF) Announces Earnings Results

Capital One Financial Corporation (NYSE:COF) posted its quarterly earnings data on Tuesday. The financial services provider reported $4.42 earnings per share (EPS) for the quarter, missing the consensus estimate of $5.08 by ($0.66), FiscalAI reports. Capital One Financial had a return on equity of 10.68% and a net margin of 3.54%.The business had revenue of $15.23 billion for the quarter, compared to analysts’ expectations of $15.68 billion.

Capital One Financial Stock Performance

Shares of NYSE COF traded down $2.82 during midday trading on Tuesday, hitting $202.89. The company’s stock had a trading volume of 4,959,366 shares, compared to its average volume of 5,446,412. The company has a debt-to-equity ratio of 0.44, a quick ratio of 1.04 and a current ratio of 1.04. Capital One Financial Corporation has a 1-year low of $167.00 and a 1-year high of $259.64. The firm’s fifty day moving average price is $192.84 and its 200-day moving average price is $214.35. The firm has a market cap of $126.18 billion, a P/E ratio of 68.54, a P/E/G ratio of 0.65 and a beta of 1.14.

Capital One Financial Announces Dividend

The firm also recently declared a quarterly dividend, which was paid on Monday, March 2nd. Stockholders of record on Thursday, February 19th were given a $0.80 dividend. This represents a $3.20 dividend on an annualized basis and a dividend yield of 1.6%. The ex-dividend date was Thursday, February 19th. Capital One Financial’s dividend payout ratio (DPR) is presently 108.11%.

Insider Buying and Selling at Capital One Financial

In other Capital One Financial news, insider Celia Karam sold 1,099 shares of the firm’s stock in a transaction on Wednesday, April 1st. The stock was sold at an average price of $185.61, for a total value of $203,985.39. Following the sale, the insider directly owned 63,323 shares in the company, valued at approximately $11,753,382.03. This trade represents a 1.71% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which can be accessed through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Jason P. Hanson sold 3,729 shares of the company’s stock in a transaction dated Wednesday, February 25th. The stock was sold at an average price of $205.00, for a total transaction of $764,445.00. Following the transaction, the insider owned 40,230 shares of the company’s stock, valued at $8,247,150. This represents a 8.48% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders have sold 50,047 shares of company stock worth $9,742,217 in the last ninety days. Insiders own 0.78% of the company’s stock.

Institutional Investors Weigh In On Capital One Financial

Several large investors have recently made changes to their positions in COF. Strive Asset Management LLC bought a new stake in shares of Capital One Financial during the third quarter valued at approximately $28,000. Osterweis Capital Management Inc. bought a new position in Capital One Financial in the 4th quarter worth approximately $29,000. CrossGen Wealth LLC acquired a new stake in Capital One Financial in the 4th quarter valued at approximately $30,000. WFA of San Diego LLC bought a new stake in Capital One Financial during the 2nd quarter valued at $32,000. Finally, Strive Financial Group LLC bought a new stake in Capital One Financial during the 4th quarter valued at $33,000. Institutional investors and hedge funds own 89.84% of the company’s stock.

Wall Street Analyst Weigh In

Several research firms have recently commented on COF. Evercore reduced their target price on Capital One Financial from $265.00 to $222.00 and set an “outperform” rating for the company in a research note on Monday, April 6th. Deutsche Bank Aktiengesellschaft cut their price target on shares of Capital One Financial from $263.00 to $256.00 and set a “hold” rating on the stock in a report on Friday, January 23rd. Citigroup raised their price objective on shares of Capital One Financial from $290.00 to $310.00 and gave the stock a “buy” rating in a report on Wednesday, December 31st. Keefe, Bruyette & Woods boosted their target price on shares of Capital One Financial from $260.00 to $290.00 and gave the stock an “outperform” rating in a research report on Friday, January 2nd. Finally, JPMorgan Chase & Co. upgraded shares of Capital One Financial from a “neutral” rating to an “overweight” rating and cut their target price for the company from $256.00 to $213.00 in a research note on Thursday, April 9th. One research analyst has rated the stock with a Strong Buy rating, sixteen have assigned a Buy rating and five have assigned a Hold rating to the company. According to MarketBeat, the company has an average rating of “Moderate Buy” and an average price target of $261.60.

Trending Headlines about Capital One Financial

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Analysts raised estimates and targets ahead of Q1 results, with consensus previews calling for stronger Q1 EPS (~$4.67) and modest revenue beats; multiple firms (Goldman, Wells Fargo, Truist, etc.) maintain bullish ratings and higher price targets — this supports upside if Capital One posts the expected beat. Analyst revisions ahead of earnings
• Positive Sentiment: Broad market tone opened higher today, which can provide short-term support for bank stocks including COF ahead of earnings. Markets Open Higher
• Neutral Sentiment: Capital One was mentioned on CNBC’s “Final Trades” segment (routine media attention); such coverage can move intraday flows but typically has limited persistent impact absent new fundamental news. CNBC Final Trades mention
• Neutral Sentiment: Multiple earnings previews note COF will report after the bell and flag consensus figures and model sensitivities — the report itself (and management commentary on loan growth, NII, charge-offs and expense control) will drive the next directional move. Earnings preview
• Neutral Sentiment: Corporate callers increasingly citing Iran/Middle East risk in guidance — this is raising expectations for faster inflation and higher rates, which can be a mixed signal for banks (higher rates boost NII but inflation/volatility can pressure costs and credit). Iran talk on earnings calls
• Negative Sentiment: Escalating Middle East headlines (Strait of Hormuz developments) are increasing risk-off moves and energy-price volatility; heightened geopolitical risk can weigh on bank sentiment and equity multiples in the near term. Hormuz/Geopolitics
• Negative Sentiment: Technically, COF sits below its 200-day moving average — investors sensitive to momentum and risk may sell into earnings, amplifying downside if results or guidance disappoint (last quarter COF missed EPS). No link — internal market data referenced.

Capital One Financial Company Profile

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.