JPMorgan Chase & Co. Has Lowered Expectations for TransUnion (NYSE:TRU) Stock Price

TransUnion (NYSE:TRU) had its price target decreased by equities research analysts at JPMorgan Chase & Co. from $95.00 to $90.00 in a note issued to investors on Wednesday,Benzinga reports. The brokerage presently has an “overweight” rating on the business services provider’s stock. JPMorgan Chase & Co.‘s target price suggests a potential upside of 27.61% from the stock’s previous close.

Several other brokerages have also recently weighed in on TRU. Needham & Company LLC restated a “buy” rating and issued a $95.00 price target on shares of TransUnion in a research report on Wednesday. Bank of America started coverage on shares of TransUnion in a research report on Tuesday, February 17th. They issued a “neutral” rating and a $83.00 price target on the stock. Robert W. Baird set a $108.00 price objective on shares of TransUnion in a research report on Wednesday. Stifel Nicolaus reduced their target price on shares of TransUnion from $103.00 to $88.00 and set a “buy” rating on the stock in a research note on Friday, February 13th. Finally, Mizuho initiated coverage on shares of TransUnion in a report on Thursday, April 16th. They issued a “neutral” rating and a $80.00 target price for the company. One equities research analyst has rated the stock with a Strong Buy rating, seven have issued a Buy rating and six have assigned a Hold rating to the company’s stock. According to MarketBeat.com, TransUnion currently has a consensus rating of “Moderate Buy” and a consensus target price of $91.47.

TransUnion Price Performance

TRU traded up $0.45 during trading hours on Wednesday, hitting $70.53. The company’s stock had a trading volume of 2,395,619 shares, compared to its average volume of 2,651,448. The business’s 50-day moving average price is $72.74 and its 200-day moving average price is $78.64. TransUnion has a 12 month low of $65.24 and a 12 month high of $99.39. The stock has a market cap of $13.61 billion, a price-to-earnings ratio of 30.40, a P/E/G ratio of 1.27 and a beta of 1.71. The company has a current ratio of 1.75, a quick ratio of 1.75 and a debt-to-equity ratio of 1.08.

TransUnion (NYSE:TRU) last announced its quarterly earnings results on Tuesday, April 28th. The business services provider reported $1.18 earnings per share for the quarter, topping the consensus estimate of $1.11 by $0.07. TransUnion had a net margin of 9.95% and a return on equity of 16.19%. The company had revenue of $1.25 billion for the quarter, compared to analysts’ expectations of $1.25 billion. During the same quarter in the previous year, the business posted $1.05 earnings per share. TransUnion’s quarterly revenue was up 13.7% on a year-over-year basis. TransUnion has set its Q2 2026 guidance at 1.130-1.150 EPS. Sell-side analysts expect that TransUnion will post 4.21 earnings per share for the current fiscal year.

Insider Activity at TransUnion

In other news, EVP Heather J. Russell sold 1,983 shares of the business’s stock in a transaction on Tuesday, April 21st. The shares were sold at an average price of $80.00, for a total transaction of $158,640.00. Following the completion of the sale, the executive vice president directly owned 39,080 shares of the company’s stock, valued at approximately $3,126,400. The trade was a 4.83% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CAO Jennifer A. Williams sold 1,679 shares of the business’s stock in a transaction on Tuesday, March 3rd. The shares were sold at an average price of $80.00, for a total transaction of $134,320.00. Following the sale, the chief accounting officer directly owned 7,219 shares of the company’s stock, valued at $577,520. This represents a 18.87% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold a total of 13,729 shares of company stock valued at $1,031,619 over the last ninety days. Company insiders own 0.37% of the company’s stock.

Institutional Trading of TransUnion

A number of large investors have recently made changes to their positions in the stock. Covestor Ltd boosted its stake in shares of TransUnion by 20.9% during the third quarter. Covestor Ltd now owns 735 shares of the business services provider’s stock valued at $62,000 after purchasing an additional 127 shares during the period. Global Retirement Partners LLC boosted its stake in shares of TransUnion by 26.1% during the fourth quarter. Global Retirement Partners LLC now owns 690 shares of the business services provider’s stock valued at $59,000 after purchasing an additional 143 shares during the period. Rovin Capital UT ADV boosted its stake in shares of TransUnion by 2.3% during the third quarter. Rovin Capital UT ADV now owns 6,414 shares of the business services provider’s stock valued at $537,000 after purchasing an additional 147 shares during the period. Cornerstone Investment Partners LLC lifted its stake in TransUnion by 1.7% in the third quarter. Cornerstone Investment Partners LLC now owns 10,265 shares of the business services provider’s stock worth $860,000 after acquiring an additional 167 shares during the period. Finally, One Wealth Advisors LLC lifted its stake in TransUnion by 7.3% in the third quarter. One Wealth Advisors LLC now owns 2,622 shares of the business services provider’s stock worth $220,000 after acquiring an additional 179 shares during the period.

Trending Headlines about TransUnion

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: Q1 results beat on earnings and showed revenue growth: TRU reported $1.18 EPS vs. $1.11 consensus and revenue of $1.25B (up ~13.7% YoY), a core reason investors are bullish. GlobeNewswire: Q1 Results
• Positive Sentiment: Earnings call highlighted AI-fueled growth and product momentum, supporting upside potential in higher-margin analytics and services businesses. TipRanks: Earnings Call Highlights
• Positive Sentiment: Analyst support: Needham & Company reaffirmed a Buy rating with a $95 price target (~35% upside from current levels), which can help sentiment and attract buyers. Benzinga: Needham Rating
• Positive Sentiment: Business mix strength: Reports call out particularly strong growth in Financial Services products, a driver of the quarter’s outperformance. Investing.com: Financial Services Growth
• Neutral Sentiment: Full transcripts and slide deck are available (useful for deeper diligence): earnings transcript and call slides published across outlets. Yahoo Finance: Q1 Transcript Seeking Alpha: Call Transcript
• Negative Sentiment: Q2 guidance slightly cautious: TRU set Q2 EPS guidance of $1.13–$1.15 vs. consensus ~ $1.15 (and revenue guidance essentially in line). The EPS range sits at the low end of expectations, which could cap near-term upside if investors wanted a clearer beat-and-raise. Company Release: Q2 Guidance

About TransUnion

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.