Research Analysts’ Weekly Ratings Updates for Live Oak Bancshares (LOB)

Several analysts have recently updated their ratings and price targets for Live Oak Bancshares (NYSE: LOB):

• 4/27/2026 – Live Oak Bancshares had its price target raised by Piper Sandler from $40.00 to $41.00. They now have a “neutral” rating on the stock.
• 4/27/2026 – Live Oak Bancshares had its price target lowered by TD Cowen from $51.00 to $47.00. They now have a “buy” rating on the stock.
• 4/24/2026 – Live Oak Bancshares had its price target lowered by Keefe, Bruyette & Woods from $44.00 to $42.00. They now have an “outperform” rating on the stock.
• 4/21/2026 – Live Oak Bancshares was upgraded by Weiss Ratings from “hold (c)” to “hold (c+)”.
• 4/13/2026 – Live Oak Bancshares was upgraded by TD Cowen to “strong-buy”.
• 3/17/2026 – Live Oak Bancshares was upgraded by Zacks Research from “strong sell” to “hold”.

Live Oak Bancshares Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Sunday, March 15th. Investors of record on Thursday, March 5th were issued a dividend of $0.03 per share. The ex-dividend date was Thursday, March 5th. This represents a $0.12 dividend on an annualized basis and a yield of 0.3%. Live Oak Bancshares’s payout ratio is currently 4.60%.

Insider Activity at Live Oak Bancshares

In related news, General Counsel Gregory W. Seward sold 3,000 shares of the business’s stock in a transaction that occurred on Monday, March 2nd. The shares were sold at an average price of $36.70, for a total transaction of $110,100.00. Following the completion of the transaction, the general counsel owned 113,797 shares in the company, valued at approximately $4,176,349.90. The trade was a 2.57% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, CFO Walter J. Phifer sold 4,712 shares of the business’s stock in a transaction that occurred on Monday, March 2nd. The shares were sold at an average price of $36.58, for a total transaction of $172,364.96. Following the transaction, the chief financial officer owned 10,103 shares of the company’s stock, valued at approximately $369,567.74. This represents a 31.81% decrease in their position. The SEC filing for this sale provides additional information. Over the last 90 days, insiders sold 82,712 shares of company stock worth $3,119,715. 22.40% of the stock is currently owned by company insiders.

Live Oak Bancshares, Inc is a bank holding company headquartered in Wilmington, North Carolina, and operates through its subsidiary Live Oak Banking Company. Founded in 2008, the company leverages a branchless, technology-driven platform to deliver specialty lending and deposit products across the United States. Live Oak Bancshares completed its initial public offering in February 2018 and trades on the NYSE under the ticker symbol LOB.

The company’s primary focus is on originating and servicing commercial loans for small businesses in select industry verticals.