Brokerages Set Chime Financial, Inc. (NASDAQ:CHYM) Target Price at $31.50

Chime Financial, Inc. (NASDAQ:CHYM) has been given a consensus recommendation of “Moderate Buy” by the twenty-two research firms that are currently covering the stock, MarketBeat reports. One investment analyst has rated the stock with a sell recommendation, four have assigned a hold recommendation, thirteen have assigned a buy recommendation and four have issued a strong buy recommendation on the company. The average twelve-month target price among analysts that have updated their coverage on the stock in the last year is $31.50.

Several equities research analysts have commented on the stock. Rothschild & Co Redburn raised shares of Chime Financial to a “hold” rating in a research report on Monday, January 26th. UBS Group boosted their price target on shares of Chime Financial from $24.00 to $27.00 and gave the stock a “neutral” rating in a research report on Thursday, February 26th. Wells Fargo & Company assumed coverage on shares of Chime Financial in a research report on Monday, April 13th. They set an “overweight” rating and a $25.00 price target on the stock. BMO Capital Markets assumed coverage on shares of Chime Financial in a research report on Wednesday, April 22nd. They set an “outperform” rating and a $30.00 price target on the stock. Finally, Texas Capital upgraded shares of Chime Financial to a “strong-buy” rating in a research note on Tuesday, April 14th.

Chime Financial Price Performance

Shares of NASDAQ:CHYM opened at $21.73 on Thursday. The company’s 50-day moving average price is $21.02 and its two-hundred day moving average price is $22.07. Chime Financial has a one year low of $16.17 and a one year high of $44.94. The stock has a market capitalization of $8.35 billion and a PE ratio of -2.87.

Chime Financial (NASDAQ:CHYM) last issued its quarterly earnings results on Wednesday, May 6th. The company reported $0.13 EPS for the quarter, topping the consensus estimate of $0.03 by $0.10. Chime Financial had a negative net margin of 46.18% and a negative return on equity of 70.90%. The firm had revenue of $647.39 million for the quarter. Chime Financial’s revenue was up 24.8% on a year-over-year basis. On average, analysts anticipate that Chime Financial will post 0.15 earnings per share for the current fiscal year.

Institutional Inflows and Outflows

Several institutional investors have recently modified their holdings of the company. Tiger Global Management LLC increased its stake in shares of Chime Financial by 13.8% during the 4th quarter. Tiger Global Management LLC now owns 14,192,499 shares of the company’s stock worth $357,225,000 after purchasing an additional 1,721,731 shares during the last quarter. Aspect Management LLC acquired a new position in shares of Chime Financial during the 4th quarter worth about $300,361,000. Capital Research Global Investors increased its stake in shares of Chime Financial by 90.0% during the 3rd quarter. Capital Research Global Investors now owns 6,878,057 shares of the company’s stock worth $138,730,000 after purchasing an additional 3,258,179 shares during the last quarter. Ashton Thomas Private Wealth LLC acquired a new position in shares of Chime Financial during the 4th quarter worth about $129,091,000. Finally, Orland Properties Ltd acquired a new position in shares of Chime Financial during the 2nd quarter worth about $159,093,000.

Trending Headlines about Chime Financial

Here are the key news stories impacting Chime Financial this week:

• Positive Sentiment: Reported first GAAP profit as a public company: Q1 EPS $0.13 beat consensus $0.03 and revenue ~$647M; management said revenue beat guidance and delivered strong incremental margins — a clear near-term earnings catalyst. Chime Reports First Quarter 2026 Financial Results
• Positive Sentiment: Company says AI and an up‑market push helped drive profitability and customer engagement, signaling durable revenue levers beyond fee income — a growth/efficiency story investors reward. Chime Leans on AI, Pushes Upmarket in First Profitable Quarter
• Positive Sentiment: Reuters notes resilient consumer spending lifted demand for Chime’s products and supported the maiden quarterly bottom line — macro resilience reduces recession fears for a consumer-facing fintech. Chime banks on resilient consumer spending to post maiden quarterly bottom line
• Neutral Sentiment: Company updated FY‑2026 and Q2 guidance around revenue (FY roughly ~$2.7B; Q2 revenue range ~$633M–$643M) that sits near consensus — guidance is not a surprise but will be watched for margin assumptions. Chime Delivers First GAAP Profit and Raises 2026 Outlook
• Neutral Sentiment: Analyst coverage remains constructive (median targets around $30; one published consensus target $31.50) — supports upside vs. current levels but depends on sustaining margins. Chime Receives $31.50 Consensus Target
• Negative Sentiment: Pre‑earnings positioning had driven volatility (a reported 5.9% slide earlier as traders de‑risked) and short interest/insider selling remain notable — these can amplify downside on any disappointment. Chime slides 5.9% as traders reposition ahead of earnings
• Negative Sentiment: Despite the GAAP profit, trailing metrics cited in filings still show a negative net margin and negative return on equity — structural profitability and capital-efficiency questions remain for longer-term valuation. Q1 2026 Press Release / Slide Deck

Chime Financial Company Profile

Chime Financial is a U.S.-based financial technology company offering mobile-first banking services designed to reduce fees and simplify everyday transactions. Founded in 2013 and headquartered in San Francisco, Chime operates a digital bank platform that provides customers with a checking account, a savings account, and a debit card without monthly maintenance fees, overdraft charges, or foreign transaction fees. The company’s platform is accessible via its mobile app, enabling users to manage their finances, track spending, and access customer support from their smartphones.

At the core of Chime’s service offering is its fee-free spending account, which includes early access to direct deposit funds—up to two days before scheduled payday—and instant transaction alerts.