Zacks Research Issues Positive Estimate for Visa Earnings

Visa Inc. (NYSE:V) – Equities researchers at Zacks Research lifted their Q3 2026 EPS estimates for Visa in a research note issued to investors on Wednesday, May 6th. Zacks Research analyst Team now forecasts that the credit-card processor will post earnings per share of $3.21 for the quarter, up from their previous estimate of $3.16. The consensus estimate for Visa’s current full-year earnings is $13.05 per share. Zacks Research also issued estimates for Visa’s Q4 2026 earnings at $3.38 EPS, FY2026 earnings at $13.07 EPS, Q1 2027 earnings at $3.59 EPS, Q2 2027 earnings at $3.56 EPS, Q3 2027 earnings at $3.65 EPS, Q4 2027 earnings at $3.88 EPS, FY2027 earnings at $14.69 EPS, Q1 2028 earnings at $4.05 EPS, Q2 2028 earnings at $4.00 EPS and FY2028 earnings at $16.54 EPS.

Visa (NYSE:V) last announced its earnings results on Tuesday, April 28th. The credit-card processor reported $3.31 EPS for the quarter, topping the consensus estimate of $3.10 by $0.21. Visa had a net margin of 51.68% and a return on equity of 65.00%. The company had revenue of $11.23 billion for the quarter, compared to analysts’ expectations of $10.75 billion. During the same period last year, the firm earned $2.76 earnings per share. The business’s revenue for the quarter was up 17.1% on a year-over-year basis.

A number of other research analysts have also recently issued reports on V. Raymond James Financial reissued an “outperform” rating and issued a $389.00 price objective on shares of Visa in a research note on Wednesday, April 29th. Oppenheimer reissued an “outperform” rating and issued a $403.00 price objective (up from $391.00) on shares of Visa in a research note on Wednesday, April 29th. TD Cowen reissued a “buy” rating on shares of Visa in a research note on Friday, January 30th. Weiss Ratings cut shares of Visa from a “buy (b-)” rating to a “hold (c+)” rating in a research note on Thursday, April 16th. Finally, Rothschild & Co Redburn set a $385.00 price objective on shares of Visa in a research note on Wednesday, January 28th. Six equities research analysts have rated the stock with a Strong Buy rating, eighteen have issued a Buy rating and three have given a Hold rating to the company’s stock. According to data from MarketBeat, Visa currently has a consensus rating of “Buy” and an average target price of $387.25.

Visa Stock Down 1.0%

Shares of V opened at $318.95 on Thursday. Visa has a 12 month low of $293.89 and a 12 month high of $375.51. The firm’s 50 day moving average is $310.39 and its 200-day moving average is $326.87. The stock has a market capitalization of $578.94 billion, a PE ratio of 27.78, a P/E/G ratio of 1.73 and a beta of 0.78. The company has a current ratio of 1.09, a quick ratio of 1.09 and a debt-to-equity ratio of 0.64.

Visa Announces Dividend

The business also recently announced a quarterly dividend, which will be paid on Monday, June 1st. Shareholders of record on Tuesday, May 12th will be paid a dividend of $0.67 per share. This represents a $2.68 dividend on an annualized basis and a dividend yield of 0.8%. The ex-dividend date of this dividend is Tuesday, May 12th. Visa’s payout ratio is presently 23.34%.

Visa declared that its Board of Directors has approved a share repurchase program on Tuesday, April 28th that allows the company to buyback $20.00 billion in outstanding shares. This buyback authorization allows the credit-card processor to reacquire up to 3.6% of its stock through open market purchases. Stock buyback programs are usually an indication that the company’s board believes its shares are undervalued.

Insiders Place Their Bets

In other Visa news, Director Lloyd Carney sold 650 shares of the business’s stock in a transaction on Wednesday, March 11th. The shares were sold at an average price of $309.62, for a total transaction of $201,253.00. Following the sale, the director owned 2,679 shares of the company’s stock, valued at approximately $829,471.98. The trade was a 19.53% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which can be accessed through the SEC website. Also, CEO Ryan Mcinerney sold 31,455 shares of the business’s stock in a transaction on Wednesday, April 29th. The stock was sold at an average price of $340.14, for a total transaction of $10,699,103.70. Following the sale, the chief executive officer directly owned 15,174 shares in the company, valued at approximately $5,161,284.36. The trade was a 67.46% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders own 0.12% of the company’s stock.

Institutional Trading of Visa

A number of hedge funds and other institutional investors have recently modified their holdings of V. Norges Bank bought a new stake in shares of Visa during the fourth quarter worth $5,877,738,000. Cardano Risk Management B.V. lifted its holdings in shares of Visa by 867.6% during the fourth quarter. Cardano Risk Management B.V. now owns 8,213,610 shares of the credit-card processor’s stock worth $2,880,595,000 after purchasing an additional 7,364,762 shares during the period. Diamant Asset Management Inc. lifted its holdings in shares of Visa by 29,706.3% during the first quarter. Diamant Asset Management Inc. now owns 7,332,947 shares of the credit-card processor’s stock worth $2,216,310,000 after purchasing an additional 7,308,345 shares during the period. J. Stern & Co. LLP lifted its holdings in shares of Visa by 12,497.1% during the fourth quarter. J. Stern & Co. LLP now owns 3,378,039 shares of the credit-card processor’s stock worth $1,184,712,000 after purchasing an additional 3,351,223 shares during the period. Finally, Victory Capital Management Inc. lifted its holdings in shares of Visa by 48.2% during the fourth quarter. Victory Capital Management Inc. now owns 6,508,089 shares of the credit-card processor’s stock worth $2,282,472,000 after purchasing an additional 2,116,463 shares during the period. Institutional investors own 82.15% of the company’s stock.

Key Stories Impacting Visa

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Visa is piloting stablecoin settlement in Canada with Wealthsimple (USDC) and expanding its Visa Destinations travel benefits in APAC — moves that deepen settlement capabilities, shorten settlement cycles and can create new client engagement and fee opportunities. Visa Tests Stablecoins And Travel Perks As Analysts See Upside
• Positive Sentiment: Visa Canada teamed with RemitBee to embed Visa Direct for instant cross‑border payouts to 190+ countries — a commercial rollout that can increase real‑time payment volume and push take rates on remittances. Visa Canada and RemitBee Team to Simplify Cross-Border Payments
• Positive Sentiment: Partners are adopting Visa’s A2A and recurring‑payments tech (HES FinTech / Acquired.com integration), signaling product adoption outside core card rails that could lift transaction volumes over time. HES FinTech Expands Partnership with Acquired.com to Deliver Next-Generation Recurring Payments via Visa A2A
• Positive Sentiment: Recent fiscal Q2 results beat estimates and spurred analyst upgrades; that earnings momentum (VAS growth, margins) supports higher price targets and investor confidence. Visa’s Q2 Beat Sparks Estimate Upgrades: Should Investors Jump In Now?
• Positive Sentiment: Wall Street interest and management access: multiple buy/overweight ratings and elevated price targets (median ~$392) plus upcoming CFO/CEO investor presentations keep visibility high. Visa to Participate in Upcoming Investor Conferences
• Neutral Sentiment: Visa expanded its Agentic Ready program to Canada to prepare for AI/agent‑driven commerce — strategic long‑term positioning that is unlikely to materially move near‑term revenue. Visa Expands ‘Agentic Ready’ Program to Canada to Advance AI-Driven Commerce
• Neutral Sentiment: Industry data: Chime’s first profitable quarter and resilient consumer spending point to continued payments demand, a supportive macro backdrop for Visa but not a company‑specific catalyst. Chime reports maiden quarterly profit on resilient consumer spending
• Negative Sentiment: UK competition regulators opened a probe into PayPal, Visa and Mastercard over alleged anti‑competitive conduct tied to PayPal’s digital wallet — a regulatory risk that could lead to fines, remedies or changes to competitive dynamics in payments. PayPal, Visa and Mastercard Face UK Competition Investigation

Visa Company Profile

Visa Inc is a global payments technology company that facilitates electronic funds transfers and digital commerce by connecting consumers, merchants, financial institutions and governments. The firm operates one of the world’s largest payment networks, providing processing, authorization, clearing and settlement services for credit, debit and prepaid card transactions. Visa’s network-based model enables partner banks and other issuers to offer branded payment products while Visa focuses on the infrastructure, standards and technologies that move money securely and efficiently around the world.

Visa’s product and service portfolio includes card-based payment products for consumers and businesses, real-time push-payment capabilities, tokenization and authentication services, fraud and risk-management tools, data analytics and APIs for fintech and merchant integration.