Stephens Forecasts Strong Price Appreciation for OppFi (NYSE:OPFI) Stock

OppFi (NYSE:OPFI) had its price target lifted by equities researchers at Stephens from $9.00 to $11.00 in a research note issued on Friday,Benzinga reports. The firm presently has an “equal weight” rating on the stock. Stephens’ target price would suggest a potential upside of 16.27% from the company’s previous close.

Separately, Citizens Jmp lowered their price target on shares of OppFi from $16.00 to $15.00 and set a “market outperform” rating on the stock in a report on Friday, April 17th. One investment analyst has rated the stock with a Buy rating, two have given a Hold rating and one has assigned a Sell rating to the company’s stock. Based on data from MarketBeat, OppFi presently has an average rating of “Hold” and an average price target of $13.00.

OppFi Price Performance

Shares of OppFi stock opened at $9.46 on Friday. The firm has a market capitalization of $805.32 million, a PE ratio of -86.08 and a beta of 1.86. The company’s fifty day moving average price is $8.56 and its two-hundred day moving average price is $9.45. OppFi has a 52-week low of $7.36 and a 52-week high of $15.03.

OppFi (NYSE:OPFI) last announced its quarterly earnings results on Thursday, May 7th. The company reported $0.35 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.33 by $0.02. The firm had revenue of $87.30 million for the quarter, compared to analyst estimates of $151.14 million. OppFi had a net margin of 4.41% and a return on equity of 45.42%. Analysts predict that OppFi will post 1.79 earnings per share for the current fiscal year.

Insider Activity

In related news, Director David Vennettilli sold 10,000 shares of the company’s stock in a transaction dated Monday, May 4th. The shares were sold at an average price of $10.00, for a total transaction of $100,000.00. Following the transaction, the director owned 132,389 shares in the company, valued at $1,323,890. This represents a 7.02% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available at the SEC website. Also, Director Jocelyn Moore sold 8,190 shares of the company’s stock in a transaction dated Thursday, March 12th. The stock was sold at an average price of $8.53, for a total transaction of $69,860.70. Following the transaction, the director owned 39,076 shares in the company, valued at approximately $333,318.28. This trade represents a 17.33% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. 72.00% of the stock is owned by corporate insiders.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently added to or reduced their stakes in the stock. Great Valley Advisor Group Inc. lifted its position in OppFi by 6.1% during the 2nd quarter. Great Valley Advisor Group Inc. now owns 24,895 shares of the company’s stock worth $348,000 after buying an additional 1,423 shares in the last quarter. Quantbot Technologies LP lifted its position in OppFi by 20.8% during the 2nd quarter. Quantbot Technologies LP now owns 8,663 shares of the company’s stock worth $121,000 after buying an additional 1,494 shares in the last quarter. Zacks Investment Management lifted its position in OppFi by 5.2% during the 3rd quarter. Zacks Investment Management now owns 40,585 shares of the company’s stock worth $460,000 after buying an additional 2,000 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. lifted its position in OppFi by 17.9% during the 2nd quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 13,282 shares of the company’s stock worth $186,000 after buying an additional 2,013 shares in the last quarter. Finally, R Squared Ltd lifted its position in OppFi by 10.5% during the 1st quarter. R Squared Ltd now owns 21,684 shares of the company’s stock worth $167,000 after buying an additional 2,053 shares in the last quarter. Institutional investors and hedge funds own 7.10% of the company’s stock.

Key Headlines Impacting OppFi

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: Record Q1 revenue, big net income gain and buyback — OppFi reported record first‑quarter revenue of $151.9M and GAAP net income of $54.0M (up 165% y/y). The board also authorized a $40M share repurchase program, which supports shareholder value. OppFi Reports First Quarter 2026 Results
• Positive Sentiment: EPS beat — OppFi posted $0.35 EPS vs. the $0.33 consensus, a small beat that signals operating leverage despite mixed metrics. OppFi Q1 Earnings and Revenues Top Estimates
• Positive Sentiment: Analyst lifts — Northland Securities slightly raised Q3, Q4 and FY2026 EPS forecasts (Q3 $0.50, Q4 $0.54, FY $1.80), reflecting incremental confidence in earnings power. (Research note cited 5/7/26)
• Positive Sentiment: Institutional accumulation — Several funds materially increased or established positions (Wellington, JPMC, Nuveen, Squarepoint), indicating institutional interest in the story.
• Neutral Sentiment: FY‑2026 guidance in range — OppFi gave EPS guidance of $1.760–$1.840 and revenue guidance of $650M–$675M, roughly bracketing consensus (EPS ~$1.79; revenue ~$662M). Guidance is neither clearly conservative nor aggressive, so it is broadly neutral for the outlook.
• Negative Sentiment: Loan originations softened — Total net originations fell about 7% in Q1 as OppFi tightened credit and large tax refunds reduced customer demand, a drag on loan volume growth. Tax Refunds Squeeze OppFi Loan Volume
• Negative Sentiment: Adjusted profitability pressure — While GAAP net income rose, adjusted net income declined ~11% y/y to $30.0M, signaling some underlying margin pressures.
• Negative Sentiment: Insider sale — A company director sold 10,000 shares (reported Form 4), which can be perceived negatively by some investors. Director Form 4 Filing

OppFi Company Profile

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.