The Manufacturers Life Insurance Company Reduces Stake in Fair Isaac Corporation $FICO

The Manufacturers Life Insurance Company lowered its stake in shares of Fair Isaac Corporation (NYSE:FICO) by 7.2% in the 1st quarter, according to the company in its most recent 13F filing with the Securities & Exchange Commission. The fund owned 12,505 shares of the technology company’s stock after selling 975 shares during the period. The Manufacturers Life Insurance Company’s holdings in Fair Isaac were worth $13,350,000 at the end of the most recent quarter.

Other hedge funds also recently modified their holdings of the company. Bayban purchased a new position in Fair Isaac in the fourth quarter valued at approximately $25,000. Physician Wealth Advisors Inc. lifted its position in shares of Fair Isaac by 166.7% during the 4th quarter. Physician Wealth Advisors Inc. now owns 16 shares of the technology company’s stock valued at $27,000 after buying an additional 10 shares during the last quarter. Torren Management LLC bought a new position in shares of Fair Isaac during the 4th quarter worth $30,000. Elyxium Wealth LLC purchased a new stake in Fair Isaac in the 4th quarter worth about $42,000. Finally, Rakuten Securities Inc. raised its stake in Fair Isaac by 100.0% in the 2nd quarter. Rakuten Securities Inc. now owns 24 shares of the technology company’s stock valued at $44,000 after acquiring an additional 12 shares during the period. Institutional investors own 85.75% of the company’s stock.

Insider Buying and Selling

In other Fair Isaac news, Director Eva Manolis sold 967 shares of the company’s stock in a transaction dated Wednesday, July 29th. The stock was sold at an average price of $1,400.00, for a total value of $1,353,800.00. Following the transaction, the director directly owned 498 shares in the company, valued at $697,200. This represents a 66.01% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 3.02% of the stock is currently owned by insiders.

Fair Isaac Trading Up 0.2%

Fair Isaac stock opened at $1,124.66 on Monday. Fair Isaac Corporation has a 1-year low of $870.01 and a 1-year high of $1,998.01. The firm has a market capitalization of $24.29 billion, a PE ratio of 32.49, a price-to-earnings-growth ratio of 0.99 and a beta of 1.30. The firm’s 50 day simple moving average is $1,216.52 and its 200 day simple moving average is $1,230.48.

Fair Isaac (NYSE:FICO) last announced its quarterly earnings results on Wednesday, July 29th. The technology company reported $12.18 EPS for the quarter, beating the consensus estimate of $11.76 by $0.42. The firm had revenue of $674.19 million during the quarter, compared to the consensus estimate of $679.17 million. Fair Isaac had a net margin of 34.05% and a negative return on equity of 32.51%. The business’s quarterly revenue was up 25.7% compared to the same quarter last year. During the same period last year, the firm earned $8.57 EPS. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. Research analysts forecast that Fair Isaac Corporation will post 38 earnings per share for the current year.

Wall Street Analyst Weigh In

Several research firms have commented on FICO. Bank of America dropped their price objective on shares of Fair Isaac from $1,550.00 to $1,400.00 and set a “buy” rating on the stock in a report on Tuesday, May 19th. Mizuho started coverage on shares of Fair Isaac in a research note on Thursday, April 16th. They issued an “outperform” rating and a $1,416.00 target price for the company. UBS Group boosted their price target on shares of Fair Isaac from $1,250.00 to $1,270.00 and gave the company a “neutral” rating in a research report on Thursday, July 2nd. Wolfe Research reaffirmed an “outperform” rating on shares of Fair Isaac in a report on Thursday. Finally, JPMorgan Chase & Co. reduced their price objective on shares of Fair Isaac from $1,325.00 to $1,225.00 and set a “neutral” rating for the company in a research note on Thursday, April 30th. Twelve investment analysts have rated the stock with a Buy rating and five have issued a Hold rating to the company. According to MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and an average target price of $1,600.93.

Key Stories Impacting Fair Isaac

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: FICO beat earnings expectations and raised its outlook. Fiscal third-quarter EPS was $12.18, above the roughly $11.76–$12.02 consensus range, while revenue increased 25.7% year over year to $674.2 million. The company raised fiscal 2026 EPS guidance to $42.43, slightly ahead of the $42.06 consensus, with revenue guidance of approximately $2.5 billion. Fair Isaac Raises Guidance As FICO Score Business Drives Growth
• Positive Sentiment: The Scores business remained the key growth engine. Demand for FICO Scores drove revenue growth, operating leverage and margin expansion. Operating profit rose 38.1% year over year to $362.6 million, and operating cash flow increased 32.9% to $380.4 million. Fair Isaac Q3 Earnings Beat Estimates on Scores, Revenues Up Year Over Year
• Positive Sentiment: Analysts remained constructive. Wolfe Research maintained a Buy rating with a $1,450 price target, citing earnings strength, margin expansion and growing platform annual recurring revenue. Needham also reaffirmed its Buy rating with a $1,650 target. Analyst Maintains Buy on FICO
• Neutral Sentiment: Performance was mixed across business lines. Revenue fell short of analyst expectations near $679 million to $692 million, depending on the estimate cited. Strong Scores demand and profitability were partly offset by softer software growth.
• Negative Sentiment: Near-term mortgage headwinds and downside guidance details pressured the stock. Investors appear concerned that weaker mortgage activity and slower software momentum could limit growth, making the revenue miss more important than the EPS beat. The sharp reaction marked the stock’s weakest performance in several years. FICO Stock Drops the Most in 6 Years

Fair Isaac Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.