Oportun Financial (NASDAQ:OPRT) Releases FY 2026 Earnings Guidance

Oportun Financial (NASDAQ:OPRT) updated its FY 2026 earnings guidance on Wednesday. The company provided EPS guidance of 1.500-1.650 for the period, compared to the consensus estimate of 1.470. The company issued revenue guidance of $935.0 million-$955.0 million, compared to the consensus revenue estimate of $943.4 million. Oportun Financial also updated its Q3 2026 guidance to EPS.

Oportun Financial Stock Up 0.8%

NASDAQ OPRT traded up $0.05 on Wednesday, reaching $6.06. The company had a trading volume of 486,876 shares, compared to its average volume of 530,315. The stock has a market capitalization of $278.15 million, a PE ratio of 16.38 and a beta of 1.22. Oportun Financial has a 12 month low of $4.03 and a 12 month high of $7.33. The firm’s 50 day moving average price is $5.50 and its 200 day moving average price is $5.31.

Oportun Financial (NASDAQ:OPRT) last released its quarterly earnings data on Wednesday, August 5th. The company reported $0.42 EPS for the quarter, beating the consensus estimate of $0.33 by $0.09. The business had revenue of $233.30 million during the quarter, compared to the consensus estimate of $230.68 million. Oportun Financial had a net margin of 1.87% and a return on equity of 12.14%. Oportun Financial has set its FY 2026 guidance at 1.500-1.650 EPS. On average, research analysts expect that Oportun Financial will post 1.24 EPS for the current year.

Wall Street Analyst Weigh In

A number of brokerages recently commented on OPRT. JPMorgan Chase & Co. dropped their price target on Oportun Financial from $6.00 to $5.00 and set a “neutral” rating for the company in a research note on Thursday, April 9th. Weiss Ratings reaffirmed a “sell (d+)” rating on shares of Oportun Financial in a report on Wednesday, June 24th. One research analyst has rated the stock with a Buy rating, two have assigned a Hold rating and one has given a Sell rating to the stock. According to data from MarketBeat, Oportun Financial has an average rating of “Hold” and an average target price of $7.00.

Hedge Funds Weigh In On Oportun Financial

A number of large investors have recently bought and sold shares of the business. PDT Partners LLC grew its stake in Oportun Financial by 24.3% in the fourth quarter. PDT Partners LLC now owns 68,348 shares of the company’s stock worth $362,000 after purchasing an additional 13,340 shares in the last quarter. Rhumbline Advisers bought a new position in shares of Oportun Financial during the 2nd quarter worth $348,000. Mackenzie Financial Corp increased its stake in shares of Oportun Financial by 11.7% during the third quarter. Mackenzie Financial Corp now owns 56,477 shares of the company’s stock valued at $348,000 after buying an additional 5,908 shares during the period. Federated Hermes Inc. raised its holdings in shares of Oportun Financial by 96.9% in the fourth quarter. Federated Hermes Inc. now owns 40,000 shares of the company’s stock valued at $212,000 after acquiring an additional 19,688 shares in the last quarter. Finally, State of Tennessee Department of Treasury purchased a new stake in Oportun Financial in the fourth quarter worth about $145,000. Hedge funds and other institutional investors own 82.70% of the company’s stock.

About Oportun Financial

Oportun Financial Corporation (NASDAQ: OPRT) is a financial technology company that provides consumer lending products aimed at serving the underbanked and credit-invisible population in the United States. Headquartered in Redwood City, California, Oportun operates a digital platform that enables borrowers to access credit through unsecured personal installment loans, secured credit-builder loans and a proprietary mobile wallet. The company leverages machine learning and alternative data sources to assess creditworthiness, extending financial services to customers with limited or no traditional credit history.

The company’s core offerings include fixed-term installment loans designed to help individuals cover unexpected expenses, consolidate debt or build credit.