Head to Head Survey: PPDAI Group (NYSE:FINV) versus Bitcoin Depot (NASDAQ:BTM)

Bitcoin Depot (NASDAQ:BTMGet Free Report) and PPDAI Group (NYSE:FINVGet Free Report) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, valuation, risk, analyst recommendations, institutional ownership, earnings and profitability.

Volatility & Risk

Bitcoin Depot has a beta of 3.12, meaning that its share price is 212% more volatile than the S&P 500. Comparatively, PPDAI Group has a beta of 0.36, meaning that its share price is 64% less volatile than the S&P 500.

Earnings & Valuation

This table compares Bitcoin Depot and PPDAI Group”s revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Bitcoin Depot $614.85 million 0.01 -$6.18 million $1.90 0.26
PPDAI Group $13.34 billion 0.09 $363.56 million $1.19 4.10

PPDAI Group has higher revenue and earnings than Bitcoin Depot. Bitcoin Depot is trading at a lower price-to-earnings ratio than PPDAI Group, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Bitcoin Depot and PPDAI Group’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Bitcoin Depot -0.94% -70.95% -5.08%
PPDAI Group 16.58% 14.22% 9.15%

Analyst Ratings

This is a breakdown of recent ratings and price targets for Bitcoin Depot and PPDAI Group, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bitcoin Depot 1 4 0 0 1.80
PPDAI Group 0 1 0 0 2.00

Bitcoin Depot presently has a consensus price target of $4.10, indicating a potential upside of 733.50%. Given Bitcoin Depot’s higher probable upside, research analysts clearly believe Bitcoin Depot is more favorable than PPDAI Group.

Insider & Institutional Ownership

9.2% of Bitcoin Depot shares are held by institutional investors. Comparatively, 31.1% of PPDAI Group shares are held by institutional investors. 51.8% of Bitcoin Depot shares are held by insiders. Comparatively, 44.0% of PPDAI Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

PPDAI Group beats Bitcoin Depot on 9 of the 13 factors compared between the two stocks.

About Bitcoin Depot

(Get Free Report)

Bitcoin Depot Inc. owns and operates a network of cryptocurrency kiosks in North America. Its customers can buy and sell bitcoin, litecoin, and ethereum cryptocurrencies using the BTM kiosk network and other services. The company also engages in the sale of cryptocurrency to consumers at a network of retail locations through its BDCheckout product offering, as well as its website through over-the-counter trade. The company is headquartered in Atlanta, Georgia. Bitcoin Depot Inc. is a subsidiary of BT Assets, Inc.

About PPDAI Group

(Get Free Report)

FinVolution Group operates in the online consumer finance industry. The company operates a fintech platform that is empowered by borrowers with financial institutions. It operates in China and internationally. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People’s Republic of China.

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