Citizens Jmp Lowers OppFi (NYSE:OPFI) Price Target to $11.00

OppFi (NYSE:OPFI) had its price objective cut by research analysts at Citizens Jmp from $15.00 to $11.00 in a research report issued to clients and investors on Tuesday,Benzinga reports. The firm currently has a “market outperform” rating on the stock. Citizens Jmp’s price target suggests a potential upside of 53.31% from the stock’s current price.

OPFI has been the subject of several other reports. Stephens reduced their price target on OppFi from $11.00 to $9.50 and set an “equal weight” rating for the company in a report on Tuesday. Weiss Ratings reaffirmed a “hold (c)” rating on shares of OppFi in a research report on Friday. Zacks Research cut shares of OppFi from a “strong-buy” rating to a “hold” rating in a research note on Tuesday, July 28th. Wall Street Zen downgraded shares of OppFi from a “strong-buy” rating to a “buy” rating in a research report on Saturday. Finally, Citigroup restated a “market outperform” rating on shares of OppFi in a research note on Tuesday. Two research analysts have rated the stock with a Buy rating and three have given a Hold rating to the stock. According to data from MarketBeat.com, the stock has an average rating of “Hold” and an average target price of $10.25.

OppFi Stock Down 18.2%

OppFi stock traded down $1.59 during mid-day trading on Tuesday, hitting $7.17. 1,630,324 shares of the company’s stock traded hands, compared to its average volume of 587,626. OppFi has a one year low of $6.84 and a one year high of $12.45. The firm has a 50 day moving average price of $9.10 and a 200 day moving average price of $8.88. The company has a market cap of $612.67 million, a PE ratio of 7.72 and a beta of 1.77.

OppFi (NYSE:OPFI) last posted its quarterly earnings data on Monday, August 10th. The company reported $0.33 EPS for the quarter, missing analysts’ consensus estimates of $0.44 by ($0.11). OppFi had a net margin of 10.86% and a return on equity of 39.90%. The company had revenue of $86.17 million for the quarter, compared to analyst estimates of $155.89 million. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. On average, analysts expect that OppFi will post 1.8 earnings per share for the current fiscal year.

Insider Activity

In other OppFi news, Director Christina M. Favilla sold 30,000 shares of the company’s stock in a transaction on Monday, June 8th. The stock was sold at an average price of $8.14, for a total value of $244,200.00. Following the sale, the director directly owned 156,737 shares in the company, valued at $1,275,839.18. This represents a 16.07% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available at this hyperlink. Corporate insiders own 70.20% of the company’s stock.

Hedge Funds Weigh In On OppFi

A number of hedge funds and other institutional investors have recently made changes to their positions in OPFI. Arrowstreet Capital Limited Partnership grew its position in shares of OppFi by 208.1% during the first quarter. Arrowstreet Capital Limited Partnership now owns 211,667 shares of the company’s stock valued at $1,632,000 after purchasing an additional 142,971 shares in the last quarter. Kestra Advisory Services LLC lifted its position in shares of OppFi by 53.0% in the first quarter. Kestra Advisory Services LLC now owns 176,047 shares of the company’s stock worth $1,357,000 after buying an additional 61,013 shares in the last quarter. State of Wyoming boosted its stake in OppFi by 7.9% during the first quarter. State of Wyoming now owns 42,739 shares of the company’s stock valued at $330,000 after buying an additional 3,139 shares during the last quarter. Allspring Global Investments Holdings LLC boosted its stake in OppFi by 11.3% during the first quarter. Allspring Global Investments Holdings LLC now owns 63,304 shares of the company’s stock valued at $480,000 after buying an additional 6,431 shares during the last quarter. Finally, Diversify Wealth Management LLC purchased a new position in OppFi during the 1st quarter valued at approximately $386,000. 7.10% of the stock is owned by institutional investors.

More OppFi News

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: OppFi reported second-quarter revenue of $145.2 million, up 1.9% year over year and a company record for the period. Net income rose 36% to $15.6 million, suggesting continued profitability and operating resilience. OppFi Reports Second Quarter 2026 Results
• Positive Sentiment: The company’s Form 10-Q filing showed increased assets and reduced debt, which may support financial flexibility and strengthen the balance sheet. OppFi Q2 2026 Form 10-Q Filing
• Negative Sentiment: Adjusted earnings were $0.33 per share, below analyst expectations ranging from $0.44 to $0.48 and down from $0.45 a year earlier. The earnings miss indicates that revenue growth is not translating into profits at the pace investors expected. OppFi Q2 Earnings Miss Estimates
• Negative Sentiment: Lower loan originations weighed on quarterly earnings, raising concerns about demand, loan growth and future revenue momentum.
• Negative Sentiment: OppFi reduced its fiscal 2026 outlook to $1.34–$1.51 in EPS and $600–$625 million in revenue, below consensus estimates of $1.79 EPS and $658.3 million revenue. The guidance reduction is the primary catalyst for the stock’s decline and suggests analysts may need to lower forecasts further. OppFi Lower Originations and Guidance

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.