FY2026 Earnings Estimate for Visa Issued By Erste Group Bank

Visa Inc. (NYSE:V) – Investment analysts at Erste Group Bank raised their FY2026 earnings estimates for shares of Visa in a report released on Wednesday, August 5th. Erste Group Bank analyst H. Engel now anticipates that the credit-card processor will earn $13.23 per share for the year, up from their prior forecast of $13.15. Erste Group Bank has a “Buy” rating on the stock. The consensus estimate for Visa’s current full-year earnings is $13.14 per share. Erste Group Bank also issued estimates for Visa’s FY2027 earnings at $15.00 EPS.

Visa (NYSE:V) last announced its quarterly earnings results on Tuesday, July 28th. The credit-card processor reported $3.32 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $3.23 by $0.09. Visa had a net margin of 50.78% and a return on equity of 67.68%. The business had revenue of $11.63 billion for the quarter, compared to analyst estimates of $11.40 billion. During the same quarter last year, the firm earned $2.98 EPS. The company’s revenue was up 14.4% on a year-over-year basis.

V has been the topic of a number of other research reports. Truist Financial set a $406.00 price target on Visa and gave the company a “buy” rating in a report on Wednesday, August 5th. Clear Str upgraded Visa to a “strong-buy” rating in a report on Thursday, July 16th. Susquehanna reiterated a “positive” rating and issued a $427.00 price objective (up from $410.00) on shares of Visa in a research report on Wednesday, July 29th. Robert W. Baird lifted their price objective on Visa from $412.00 to $420.00 and gave the stock an “outperform” rating in a research report on Wednesday, July 29th. Finally, Weiss Ratings raised Visa from a “buy (b-)” rating to a “buy (b)” rating in a research note on Thursday, July 30th. Seven investment analysts have rated the stock with a Strong Buy rating and twenty-four have given a Buy rating to the company. Based on data from MarketBeat, the company has a consensus rating of “Buy” and an average price target of $413.58.

Visa Stock Performance

Shares of NYSE:V opened at $360.67 on Tuesday. The company has a current ratio of 0.99, a quick ratio of 0.99 and a debt-to-equity ratio of 0.60. The company has a 50-day moving average price of $345.87 and a 200-day moving average price of $327.28. The company has a market cap of $643.59 billion, a price-to-earnings ratio of 30.67, a price-to-earnings-growth ratio of 1.94 and a beta of 0.74. Visa has a 12 month low of $293.89 and a 12 month high of $373.97.

Visa announced that its Board of Directors has approved a share repurchase program on Tuesday, April 28th that authorizes the company to repurchase $20.00 billion in outstanding shares. This repurchase authorization authorizes the credit-card processor to purchase up to 3.6% of its shares through open market purchases. Shares repurchase programs are generally an indication that the company’s leadership believes its stock is undervalued.

Visa Dividend Announcement

The company also recently announced a quarterly dividend, which will be paid on Tuesday, September 1st. Stockholders of record on Tuesday, August 11th will be paid a $0.67 dividend. This represents a $2.68 dividend on an annualized basis and a dividend yield of 0.7%. The ex-dividend date is Tuesday, August 11th. Visa’s dividend payout ratio (DPR) is presently 22.79%.

Insider Activity

In related news, CEO Ryan Mcinerney sold 20,970 shares of Visa stock in a transaction that occurred on Monday, June 29th. The stock was sold at an average price of $340.25, for a total transaction of $7,135,042.50. Following the sale, the chief executive officer directly owned 15,174 shares in the company, valued at $5,162,953.50. The trade was a 58.02% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, General Counsel Julie B. Rottenberg sold 2,027 shares of the company’s stock in a transaction on Thursday, July 2nd. The stock was sold at an average price of $360.00, for a total value of $729,720.00. Following the completion of the sale, the general counsel directly owned 18,404 shares in the company, valued at approximately $6,625,440. The trade was a 9.92% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold a total of 90,759 shares of company stock worth $32,375,779 in the last quarter. 0.12% of the stock is owned by company insiders.

Institutional Trading of Visa

A number of hedge funds and other institutional investors have recently modified their holdings of V. Norges Bank bought a new stake in Visa during the fourth quarter worth about $5,877,738,000. Cardano Risk Management B.V. grew its holdings in Visa by 867.6% in the fourth quarter. Cardano Risk Management B.V. now owns 8,213,610 shares of the credit-card processor’s stock worth $2,880,595,000 after purchasing an additional 7,364,762 shares during the period. Diamant Asset Management Inc. increased its stake in shares of Visa by 29,706.3% during the first quarter. Diamant Asset Management Inc. now owns 7,332,947 shares of the credit-card processor’s stock valued at $2,216,310,000 after purchasing an additional 7,308,345 shares in the last quarter. J. Stern & Co. LLP increased its stake in shares of Visa by 12,497.1% during the fourth quarter. J. Stern & Co. LLP now owns 3,378,039 shares of the credit-card processor’s stock valued at $1,184,712,000 after purchasing an additional 3,351,223 shares in the last quarter. Finally, Victory Capital Management Inc. lifted its holdings in shares of Visa by 48.2% during the fourth quarter. Victory Capital Management Inc. now owns 6,508,089 shares of the credit-card processor’s stock valued at $2,282,472,000 after purchasing an additional 2,116,463 shares during the last quarter. 82.15% of the stock is owned by hedge funds and other institutional investors.

Key Headlines Impacting Visa

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Zacks Research raised Visa’s earnings forecasts across multiple periods. The firm increased its FY2026 EPS estimate to $13.23 from $13.07, FY2027 to $14.89 from $14.69, and FY2028 to $16.81 from $16.54. It also lifted estimates for several quarterly periods, including Q4 2026 to $3.43 and Q1 2027 to $3.62. The revisions suggest improving confidence in Visa’s earnings growth and are favorable for the shares.
• Positive Sentiment: Erste Group Bank also raised its Visa earnings estimates and maintained a Buy rating. The bank increased its FY2026 EPS forecast to $13.23 from $13.15 and its FY2027 estimate to $15.00 from $14.91. Both FY2026 and FY2027 projections are above the current consensus estimate of $13.14 for the current year, reinforcing the bullish analyst outlook.
• Positive Sentiment: Visa continues to stand out among credit-card companies. Recent coverage highlighted Visa as a strong performer following its quarterly results, when the company exceeded earnings and revenue expectations and reported 14.4% year-over-year revenue growth. Q2 Earnings Outperformers: Visa And The Rest Of The Credit Card Stocks
• Positive Sentiment: Visa may benefit from the expansion of artificial-intelligence-enabled payments. Commentary argues that Visa’s global network, transaction data, fraud-prevention capabilities and tokenization infrastructure could position it to capture growth as AI agents increasingly conduct purchases. Why Visa Could Be a Major Winner in the AI Payments Boom

About Visa

Visa Inc is a global payments technology company that facilitates electronic funds transfers and digital commerce by connecting consumers, merchants, financial institutions and governments. The firm operates one of the world’s largest payment networks, providing processing, authorization, clearing and settlement services for credit, debit and prepaid card transactions. Visa’s network-based model enables partner banks and other issuers to offer branded payment products while Visa focuses on the infrastructure, standards and technologies that move money securely and efficiently around the world.

Visa’s product and service portfolio includes card-based payment products for consumers and businesses, real-time push-payment capabilities, tokenization and authentication services, fraud and risk-management tools, data analytics and APIs for fintech and merchant integration.