MSH Capital Advisors LLC Acquires New Position in SoFi Technologies, Inc. $SOFI

MSH Capital Advisors LLC purchased a new stake in SoFi Technologies, Inc. (NASDAQ:SOFI) in the 2nd quarter, according to its most recent Form 13F filing with the SEC. The firm purchased 31,794 shares of the company’s stock, valued at approximately $570,000.

Other institutional investors and hedge funds have also recently bought and sold shares of the company. Vanguard Group Inc. lifted its holdings in SoFi Technologies by 3.6% in the fourth quarter. Vanguard Group Inc. now owns 111,003,107 shares of the company’s stock valued at $2,906,061,000 after acquiring an additional 3,900,895 shares during the period. BlackRock Inc. acquired a new position in shares of SoFi Technologies during the 2nd quarter worth $1,298,925,000. State Street Corp increased its holdings in shares of SoFi Technologies by 6.7% in the 4th quarter. State Street Corp now owns 25,937,928 shares of the company’s stock valued at $679,055,000 after purchasing an additional 1,637,430 shares in the last quarter. Geode Capital Management LLC lifted its stake in shares of SoFi Technologies by 9.0% in the fourth quarter. Geode Capital Management LLC now owns 23,642,936 shares of the company’s stock valued at $618,395,000 after purchasing an additional 1,951,248 shares during the period. Finally, Morgan Stanley lifted its stake in shares of SoFi Technologies by 33.6% in the fourth quarter. Morgan Stanley now owns 13,323,366 shares of the company’s stock valued at $348,806,000 after purchasing an additional 3,350,258 shares during the period. Institutional investors and hedge funds own 38.43% of the company’s stock.

Key SoFi Technologies News

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: A sharp move in the Treasury market helped lift fintech stocks broadly, providing the clearest near-term catalyst for SoFi’s advance. The move also benefited Upstart and Affirm, suggesting sector-wide momentum rather than a company-specific event. SoFi, Upstart and Affirm rebound with bond-market catalyst
• Positive Sentiment: SoFi’s record $14.8 billion in loan originations signals strong demand and continued operating momentum. Investors will be watching whether the company can sustain this growth while maintaining credit quality and controlling funding costs. SoFi Technologies loan boom
• Positive Sentiment: Coverage from Piper Sandler began with an Overweight rating and a $22 price target, reflecting confidence that SoFi’s products are growing faster than its member base and supporting increased cross-selling. SoFi products growing faster than members
• Positive Sentiment: Compared with Upstart, SoFi is viewed as having more diversified revenue, stronger profitability and lower-cost deposit funding. Its latest results also showed earnings and revenue above estimates, with revenue up 42.5% year over year. SoFi versus Upstart
• Neutral Sentiment: SoFi Coach could improve member engagement, increase product adoption and strengthen the company’s broader financial ecosystem, although its financial contribution has yet to be demonstrated. SoFi Coach and member engagement
• Negative Sentiment: Several analyses caution that SOFI shares trade at a premium to intrinsic-value and valuation benchmarks after substantial long-term gains. That pricing leaves less room for disappointment and may limit near-term upside. SoFi valuation and returns
• Negative Sentiment: Commentators, including Jim Cramer, warned that some fintech stocks are priced for near-perfect execution. For SoFi, the key risks are rising credit losses, funding costs and the ability to sustain rapid loan growth. Cramer warns fintech investors

SoFi Technologies Price Performance

SOFI stock opened at $18.42 on Thursday. The stock’s 50 day moving average price is $17.66 and its 200 day moving average price is $17.67. The firm has a market cap of $23.79 billion, a P/E ratio of 38.38 and a beta of 2.17. The company has a debt-to-equity ratio of 0.30, a quick ratio of 0.10 and a current ratio of 0.74. SoFi Technologies, Inc. has a 1 year low of $14.88 and a 1 year high of $32.73.

SoFi Technologies (NASDAQ:SOFI) last released its quarterly earnings results on Wednesday, July 29th. The company reported $0.12 earnings per share for the quarter, topping analysts’ consensus estimates of $0.11 by $0.01. The company had revenue of $1.21 billion during the quarter, compared to analysts’ expectations of $1.11 billion. SoFi Technologies had a return on equity of 6.22% and a net margin of 14.78%.The business’s revenue for the quarter was up 42.5% compared to the same quarter last year. During the same period in the previous year, the firm posted $0.08 earnings per share. SoFi Technologies has set its FY 2026 guidance at 0.600-0.600 EPS. On average, sell-side analysts expect that SoFi Technologies, Inc. will post 0.61 earnings per share for the current fiscal year.

Insider Activity at SoFi Technologies

In other SoFi Technologies news, EVP Kelli Keough sold 10,954 shares of SoFi Technologies stock in a transaction that occurred on Monday, July 20th. The shares were sold at an average price of $17.19, for a total value of $188,299.26. Following the completion of the sale, the executive vice president directly owned 367,728 shares of the company’s stock, valued at approximately $6,321,244.32. The trade was a 2.89% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CTO Jeremy Rishel sold 102,123 shares of the business’s stock in a transaction on Wednesday, June 17th. The shares were sold at an average price of $17.78, for a total value of $1,815,746.94. Following the completion of the transaction, the chief technology officer owned 895,089 shares of the company’s stock, valued at $15,914,682.42. This trade represents a 10.24% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. The sale was made to cover tax withholding obligations related to the vesting of equity awards. Insiders have sold 125,219 shares of company stock worth $2,214,948 in the last three months. Insiders own 2.50% of the company’s stock.

Wall Street Analyst Weigh In

SOFI has been the subject of a number of research analyst reports. Needham & Company LLC dropped their target price on shares of SoFi Technologies from $25.00 to $24.00 and set a “buy” rating for the company in a report on Thursday, July 30th. UBS Group lowered their price target on SoFi Technologies from $24.50 to $21.00 and set a “neutral” rating on the stock in a report on Thursday, April 30th. Citigroup dropped their price objective on SoFi Technologies from $37.00 to $30.00 and set a “buy” rating for the company in a research note on Monday, May 4th. Stephens reduced their price objective on SoFi Technologies from $26.00 to $25.00 and set an “overweight” rating for the company in a report on Thursday, April 30th. Finally, Piper Sandler began coverage on SoFi Technologies in a research report on Monday. They set an “overweight” rating and a $22.00 target price on the stock. Eight research analysts have rated the stock with a Buy rating, ten have issued a Hold rating and three have issued a Sell rating to the company’s stock. According to MarketBeat.com, the company presently has a consensus rating of “Hold” and an average target price of $22.42.

About SoFi Technologies

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.