BBVA Banco Frances (NYSE:BBAR – Get Free Report) and Patriot National Bancorp (NASDAQ:PNBK – Get Free Report) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, analyst recommendations, dividends, institutional ownership, earnings, risk and valuation.
Profitability
This table compares BBVA Banco Frances and Patriot National Bancorp’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| BBVA Banco Frances | 4.16% | 7.56% | 1.10% |
| Patriot National Bancorp | -9.76% | -7.09% | -0.58% |
Analyst Recommendations
This is a breakdown of current ratings for BBVA Banco Frances and Patriot National Bancorp, as reported by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| BBVA Banco Frances | 0 | 3 | 2 | 2 | 2.86 |
| Patriot National Bancorp | 1 | 0 | 0 | 0 | 1.00 |
Institutional & Insider Ownership
39.3% of Patriot National Bancorp shares are held by institutional investors. 12.8% of Patriot National Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
Volatility and Risk
BBVA Banco Frances has a beta of 0.93, meaning that its share price is 7% less volatile than the S&P 500. Comparatively, Patriot National Bancorp has a beta of -0.68, meaning that its share price is 168% less volatile than the S&P 500.
Earnings & Valuation
This table compares BBVA Banco Frances and Patriot National Bancorp”s top-line revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| BBVA Banco Frances | $4.96 billion | 0.62 | $252.12 million | $1.02 | 14.76 |
| Patriot National Bancorp | $58.36 million | 2.28 | -$12.71 million | ($0.07) | -16.00 |
BBVA Banco Frances has higher revenue and earnings than Patriot National Bancorp. Patriot National Bancorp is trading at a lower price-to-earnings ratio than BBVA Banco Frances, indicating that it is currently the more affordable of the two stocks.
Summary
BBVA Banco Frances beats Patriot National Bancorp on 12 of the 15 factors compared between the two stocks.
About BBVA Banco Frances
Banco BBVA Argentina S.A. provides various banking products and services to individuals and companies in Argentina. The company provides retail banking products and services, such as checking and savings accounts, time deposits, credit cards financing, consumer and pledge loans, mortgages, insurance, and investment products to individuals; and small and medium-sized companies products and services, including financing products, factoring, checking accounts, time deposits, transactional and payroll services, insurance, and investment products to private-sector companies. It also provides corporate and investment banking products and services, such as global transaction services; global markets solutions comprising risk management and securities brokerage; long-term financing products, including project finance and syndicated loans; and corporate finance services comprising mergers and acquisitions, and capital markets advisory services to corporations and multinational companies. The company was formerly known as BBVA Banco Francés S.A. and changed its name to Banco BBVA Argentina S.A. in July 2019. Banco BBVA Argentina S.A. was incorporated in 1886 and is based in Buenos Aires, Argentina.
About Patriot National Bancorp
Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, time certificates of deposit, savings, prepaid deposit, on-line national money market, individual retirement accounts, and health savings accounts, as well as certificate of deposit account registry service. Its loan portfolio comprises commercial real estate, commercial business, small business administration, construction, purchased residential real estate, and various consumer loans. The company also offers automated clearing house transfers, lockbox, internet banking, bill payment, remote deposit capture, debit card, money order, traveler's check, and automatic teller machine services. Patriot National Bancorp, Inc. was founded in 1994 and is headquartered in Stamford, Connecticut.
Receive News & Ratings for BBVA Banco Frances Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for BBVA Banco Frances and related companies with MarketBeat.com's FREE daily email newsletter.
