Insider Selling: Qfin (NASDAQ:QFIN) Director Sells $2,481,600.00 in Stock

Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) Director Andrew Yan sold 330,000 shares of the firm’s stock in a transaction that occurred on Thursday, September 24th. The shares were sold at an average price of $7.52, for a total value of $2,481,600.00. Following the transaction, the director owned 326,700 shares of the company’s stock, valued at $2,456,784. This represents a 50.25% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through the SEC website.

Qfin Price Performance

Qfin stock opened at $6.70 on Thursday. The firm’s fifty day moving average is $10.40 and its 200 day moving average is $12.67. Qfin Holdings Inc. – Sponsored ADR has a 52-week low of $6.70 and a 52-week high of $31.08. The company has a quick ratio of 2.17, a current ratio of 2.17 and a debt-to-equity ratio of 0.03. The company has a market cap of $815.73 million, a price-to-earnings ratio of 1.61 and a beta of 0.57.

Qfin (NASDAQ:QFIN) last issued its quarterly earnings results on Friday, August 14th. The company reported $0.55 earnings per share (EPS) for the quarter. The company had revenue of $524.96 million during the quarter. Qfin had a return on equity of 15.23% and a net margin of 22.23%. Sell-side analysts forecast that Qfin Holdings Inc. – Sponsored ADR will post 2.42 EPS for the current fiscal year.

Qfin Cuts Dividend

The business also recently announced a dividend, which will be paid on Thursday, October 1st. Stockholders of record on Wednesday, September 9th will be given a dividend of $0.46 per share. This represents a dividend yield of 1,070.0%. This is a drop from Qfin’s previous dividend of $0.78. The ex-dividend date of this dividend is Wednesday, September 9th. Qfin’s dividend payout ratio is 21.63%.

Qfin News Roundup

Here are the key news stories impacting Qfin this week:

• Neutral Sentiment: Several institutional investors increased their positions during the second quarter, including Wellington Management, while FountainVest China Capital Partners established a sizable new position. Institutional ownership was reported at approximately 74.8%, which may provide some support but does not offset the current legal and operating concerns. QFIN Investors Have Opportunity to Lead Qfin Holdings Securities Fraud Lawsuit
• Neutral Sentiment: Analyst sentiment is mixed but has deteriorated overall. Morgan Stanley cut QFIN to “equal weight,” Zacks Research downgraded it to “strong sell,” and Weiss Ratings issued a sell rating, while Jefferies maintained a buy rating. The reported consensus rating is “Reduce,” with a $12.29 price target. Qfin Stock Now Rated Reduce by Sell-Side Brokerages
• Negative Sentiment: Multiple law firms announced or promoted a securities class action covering investors who purchased QFIN securities from March 18 through August 25, 2026. The complaints allege that Qfin overstated business resilience and loan-asset quality while downplaying the impact of Chinese regulatory changes. Lead-plaintiff deadlines are November 27 or November 30, depending on the notice. The allegations have not been proven, but the litigation creates legal costs, reputational risk and uncertainty. Rosen QFIN Securities Class Action Notice
• Negative Sentiment: A report highlighted a 31.6% revenue decline, reinforcing concerns about operating momentum and regulatory pressure affecting Qfin’s consumer-credit platform. Qfin Holdings Reports Revenue Drop
• Negative Sentiment: Director Andrew Yan sold 326,700 shares for approximately $2.4 million, followed by additional reported sales. Large insider selling can weaken investor confidence, particularly alongside the litigation and revenue concerns. Qfin Director Andrew Yan Share Sale
• Negative Sentiment: Qfin’s announced dividend of $0.46 per share is down from $0.78 previously, signaling more cautious capital management despite the company’s reported profitability.

Institutional Investors Weigh In On Qfin

Several hedge funds and other institutional investors have recently added to or reduced their stakes in QFIN. Caitong International Asset Management Co. Ltd grew its holdings in shares of Qfin by 813.7% in the fourth quarter. Caitong International Asset Management Co. Ltd now owns 4,669 shares of the company’s stock valued at $90,000 after purchasing an additional 4,158 shares in the last quarter. QRG Capital Management Inc. purchased a new position in Qfin in the first quarter valued at $136,000. DGS Capital Management LLC boosted its holdings in Qfin by 8.8% in the first quarter. DGS Capital Management LLC now owns 10,906 shares of the company’s stock valued at $141,000 after purchasing an additional 878 shares during the period. Ramsey Quantitative Systems acquired a new position in Qfin during the 2nd quarter worth $207,000. Finally, Eurizon Capital SGR S.p.A. acquired a new position in Qfin during the 4th quarter worth $427,000. Institutional investors and hedge funds own 74.81% of the company’s stock.

Wall Street Analysts Forecast Growth

QFIN has been the subject of several recent research reports. Zacks Research lowered shares of Qfin from a “hold” rating to a “strong sell” rating in a report on Friday, August 28th. Deutsche Bank Aktiengesellschaft set a $13.00 price target on Qfin in a research note on Wednesday, August 12th. Bank of America reiterated a “neutral” rating on shares of Qfin in a research note on Thursday, September 10th. JPMorgan Chase & Co. downgraded Qfin from a “neutral” rating to an “underweight” rating and decreased their target price for the stock from $13.50 to $9.00 in a report on Wednesday, August 26th. Finally, Morgan Stanley lowered shares of Qfin from an “overweight” rating to an “equal weight” rating and set a $13.00 price target on the stock. in a report on Wednesday, August 26th. One investment analyst has rated the stock with a Buy rating, three have given a Hold rating and four have issued a Sell rating to the stock. Based on data from MarketBeat.com, the stock has a consensus rating of “Reduce” and a consensus price target of $12.29.

Qfin Company Profile

Qifu Technology, Inc (NASDAQ: QFIN), formerly known as 360 DigiTech, Inc, is a China-based financial technology company that operates a technology-enabled consumer credit services platform. The company uses data analytics, artificial intelligence and risk-management technologies to help connect consumers seeking credit with financial institutions and other lending partners.

Qifu provides services across the consumer lending process, including customer acquisition, credit assessment, loan facilitation, risk management and post-origination support.