Financial Review: Huize (NASDAQ:HUIZ) & M�nchener R�ckversicherungs-Gesellschaft (OTCMKTS:MURGY)

M�nchener R�ckversicherungs-Gesellschaft (OTCMKTS:MURGY) and Huize (NASDAQ:HUIZ) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, profitability, institutional ownership, risk, earnings, dividends and analyst recommendations.

Valuation & Earnings

This table compares M�nchener R�ckversicherungs-Gesellschaft and Huize”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M�nchener R�ckversicherungs-Gesellschaft	$68.33 billion	1.08	$6.92 billion	$2.51	4.66
Huize	$226.26 million	0.06	$580,000.00	$0.03	44.00

M�nchener R�ckversicherungs-Gesellschaft has higher revenue and earnings than Huize. M�nchener R�ckversicherungs-Gesellschaft is trading at a lower price-to-earnings ratio than Huize, indicating that it is currently the more affordable of the two stocks.

Risk & Volatility

M�nchener R�ckversicherungs-Gesellschaft has a beta of 0.36, indicating that its stock price is 64% less volatile than the S&P 500. Comparatively, Huize has a beta of 0.97, indicating that its stock price is 3% less volatile than the S&P 500.

Insider & Institutional Ownership

0.2% of M�nchener R�ckversicherungs-Gesellschaft shares are owned by institutional investors. 30.4% of Huize shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Profitability

This table compares M�nchener R�ckversicherungs-Gesellschaft and Huize’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
M�nchener R�ckversicherungs-Gesellschaft	11.49%	20.81%	2.47%
Huize	N/A	N/A	N/A

Analyst Ratings

This is a breakdown of recent recommendations and price targets for M�nchener R�ckversicherungs-Gesellschaft and Huize, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M�nchener R�ckversicherungs-Gesellschaft	0	2	1	0	2.33
Huize	1	0	0	0	1.00

Summary

M�nchener R�ckversicherungs-Gesellschaft beats Huize on 10 of the 13 factors compared between the two stocks.

About M�nchener R�ckversicherungs-Gesellschaft

Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München engages in the insurance and reinsurance businesses worldwide. It also offers life and health reinsurance solutions, such as digital underwriting and advanced analytics solutions, health insurance management system, financial market risks, financing, portfolio risk management, digitalized investment-linked solution, MIRA digital suite, MIRA POS, MIRApply insured and physician, claims risk adjustment, CLARA plus, data analytics, underwriting and claims, medical research, capital management, and health market. The company also provides property and casualty reinsurance solutions, including agricultural risk, data analytics, infrastructure risk profiler, property insurance, retroactive reinsurance, insurance linked securities, location risk, risk transfer, and cyber, NatCatSERVICE for natural catastrophe loss database, REALYTIX ZERO, IMPROVEX, and cert2go, as well as consulting services for reinsurance, business advisory, portfolio performance and management, claims management, commercial motor, telematics, and electric vehicles. In addition, the company provides solutions for industry clients, such as IoT cover, earnings quality insurance protection, captive insurance and risk transfer, liability, weather risks, space and satellite insurance, solar and biomass insurance, wind insurance, digital asset, mining risks cover, construction projects covers and services, aviation insurance, power and utilities, industrial cyber insurance, risk suite, location risk intelligence, digital risks, PV warranty insurance, parametric, Insure AI, e-mobility, circular economy, liquidation damage cover, and natural catastrophes solutions. Further, it offers life, property-casualty, health, legal protection, and travel insurance products under the ERGO brand name; and insurance solutions for agriculture, captive, epidemic, cyber, and renewable energy. The company was founded in 1880 and is based in Munich, Germany.

About Huize

Huize Holding Limited, together with its subsidiaries, offers online insurance product and service platform through various internet channels in the People's Republic of China. The company provides life and health insurance products, such as critical illness, illness and disease, annuity, and term and whole life insurance products; and property and casualty insurance products, including travel, individual casualty, and corporate liability insurance products. It also offers offline insurance intermediary and brokerage services. The company also provides digital and technology development services; investment, technology development, internet information, management, and financial consulting services; business management and catering services; and insurance agency services. Huize Holding Limited was founded in 2006 and is headquartered in Shenzhen, China.