Equifax (NYSE:EFX) Stock Price Target Cut by Needham & Company LLC

Equifax (NYSE:EFX) had its price target reduced by equities research analysts at Needham & Company LLC from $245.00 to $190.00 in a report issued on Tuesday, Benzinga reports. The firm currently has a “buy” rating on the credit services provider’s stock. Needham & Company LLC’s target price would indicate a potential upside of 26.59% from the company’s previous close.

A number of other research firms have also recently weighed in on EFX. Royal Bank Of Canada dropped their price objective on shares of Equifax from $222.00 to $194.00 and set an “outperform” rating on the stock in a report on Wednesday, July 22nd. Deutsche Bank Aktiengesellschaft set a $208.00 price objective on shares of Equifax and gave the company a “buy” rating in a research report on Wednesday, July 22nd. The Goldman Sachs Group set a $148.00 target price on shares of Equifax in a research note on Friday, October 2nd. Barclays decreased their target price on shares of Equifax from $200.00 to $155.00 and set an “equal weight” rating for the company in a research report on Friday, October 2nd. Finally, Citigroup dropped their price target on shares of Equifax from $238.00 to $220.00 and set a “buy” rating on the stock in a research note on Wednesday, July 22nd. Fifteen research analysts have rated the stock with a Buy rating and six have issued a Hold rating to the company’s stock. According to MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and an average target price of $203.15.

Equifax Trading Up 0.7%

Shares of NYSE EFX opened at $150.09 on Tuesday. Equifax has a 12-month low of $137.01 and a 12-month high of $238.94. The company has a market cap of $17.63 billion, a price-to-earnings ratio of 26.38, a price-to-earnings-growth ratio of 1.53 and a beta of 1.35. The company has a current ratio of 0.60, a quick ratio of 0.60 and a debt-to-equity ratio of 0.92. The stock’s 50 day simple moving average is $168.24 and its 200 day simple moving average is $170.29.

Equifax (NYSE:EFX) last issued its quarterly earnings data on Tuesday, July 21st. The credit services provider reported $2.25 EPS for the quarter, topping analysts’ consensus estimates of $2.20 by $0.05. Equifax had a return on equity of 21.61% and a net margin of 10.73%. The firm had revenue of $1.70 billion during the quarter, compared to the consensus estimate of $1.70 billion. During the same period in the prior year, the business earned $2.00 EPS. The firm’s revenue was up 10.6% on a year-over-year basis. Equifax has set its Q3 2026 guidance at 2.150-2.250 EPS and its FY 2026 guidance at 8.390-8.690 EPS. Equities research analysts expect that Equifax will post 8.53 EPS for the current year.

Insiders Place Their Bets

In related news, CEO Mark W. Begor sold 37,791 shares of the company’s stock in a transaction dated Friday, July 24th. The shares were sold at an average price of $172.16, for a total value of $6,506,098.56. Following the completion of the sale, the chief executive officer owned 271,890 shares of the company’s stock, valued at $46,808,582.40. This represents a 12.20% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, EVP John Gamble sold 4,500 shares of the company’s stock in a transaction dated Thursday, September 3rd. The stock was sold at an average price of $187.96, for a total transaction of $845,820.00. Following the completion of the sale, the executive vice president directly owned 69,055 shares of the company’s stock, valued at $12,979,577.80. The trade was a 6.12% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 1.70% of the stock is currently owned by company insiders.

Institutional Trading of Equifax

A number of hedge funds and other institutional investors have recently made changes to their positions in EFX. Reflection Asset Management acquired a new stake in Equifax during the 4th quarter valued at $26,000. MV Capital Management Inc. purchased a new stake in shares of Equifax in the fourth quarter valued at $31,000. Clearstead Trust LLC purchased a new stake in shares of Equifax in the second quarter valued at $28,000. Ballast Advisors LLC acquired a new stake in shares of Equifax in the first quarter worth $33,000. Finally, Osterweis Capital Management Inc. acquired a new stake in shares of Equifax in the second quarter worth $33,000. 96.20% of the stock is currently owned by institutional investors.

Key Equifax News

Here are the key news stories impacting Equifax this week:

• Positive Sentiment: Equifax launched Mortgage Ultimate, an automated mortgage-verification solution that combines data from The Work Number with Network Verification Services. The product offers a single workflow, predictable pricing, and a reported 95% fulfillment rate, potentially improving lender efficiency and creating new revenue opportunities. Equifax announces Mortgage Ultimate
• Positive Sentiment: Several analysts remain constructive on EFX. Morgan Stanley kept an “overweight” rating with a $205 price target, while Needham retained a “buy” rating and set a $190 target—both implying substantial potential upside from the referenced share price. Other analysis argues the stock could be undervalued if the mortgage initiative accelerates growth and supports margin expansion. Analysts are bullish on Equifax
• Neutral Sentiment: Equifax is scheduled to report earnings soon, making its results and guidance an important near-term catalyst. Wall Street expects earnings growth, but one Zacks analysis says the company does not currently show the combination of factors typically associated with a likely earnings beat. Equifax reports next week
• Negative Sentiment: Bank of America cited a softer outlook for mortgage revenue as higher interest rates weigh on housing and refinancing activity. That pressure could delay the financial benefits of Mortgage Ultimate and complicate Equifax’s growth and margin-expansion narrative. Equifax faces softer mortgage outlook
• Negative Sentiment: Although Morgan Stanley and Needham remain bullish, both lowered their price targets, reflecting greater caution about valuation, mortgage conditions, or execution. The target reductions may weigh on sentiment even though the analysts still see meaningful upside.

Equifax Company Profile

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that helps businesses, government agencies and consumers make informed decisions about credit, identity, employment and financial risk. The company collects and analyzes information from a broad range of sources to provide insights and decisioning tools for lenders, employers, insurers, telecommunications providers and other organizations.

Its products and services include consumer and commercial credit reports, credit scores, fraud and identity-management solutions, marketing and customer-acquisition analytics, and income and employment verification through The Work Number.