Stock Traders Buy Large Volume of Call Options on SoFi Technologies (NASDAQ:SOFI)

SoFi Technologies, Inc. (NASDAQ:SOFI) was the target of some unusual options trading on Thursday. Investors acquired 451,283 call options on the stock. This represents an increase of approximately 26% compared to the average daily volume of 358,676 call options.

Insider Transactions at SoFi Technologies

In related news, CTO Jeremy Rishel sold 18,624 shares of SoFi Technologies stock in a transaction dated Monday, September 21st. The stock was sold at an average price of $17.50, for a total transaction of $325,920.00. Following the transaction, the chief technology officer directly owned 912,650 shares of the company’s stock, valued at $15,971,375. The trade was a 2.00% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, EVP Kelli Keough sold 11,286 shares of the business’s stock in a transaction dated Thursday, August 20th. The stock was sold at an average price of $18.00, for a total transaction of $203,148.00. Following the completion of the sale, the executive vice president owned 356,442 shares in the company, valued at approximately $6,415,956. This trade represents a 3.07% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last ninety days, insiders have sold 51,067 shares of company stock worth $890,716. 2.50% of the stock is owned by corporate insiders.

Institutional Investors Weigh In On SoFi Technologies

Institutional investors have recently modified their holdings of the stock. Capital Advisors Inc. OK increased its stake in shares of SoFi Technologies by 2.2% in the second quarter. Capital Advisors Inc. OK now owns 28,324 shares of the company’s stock worth $508,000 after acquiring an additional 615 shares during the last quarter. Mayflower Financial Advisors LLC boosted its position in SoFi Technologies by 2.3% during the first quarter. Mayflower Financial Advisors LLC now owns 29,202 shares of the company’s stock valued at $464,000 after purchasing an additional 653 shares during the last quarter. CX Institutional boosted its position in SoFi Technologies by 36.2% during the second quarter. CX Institutional now owns 2,477 shares of the company’s stock valued at $44,000 after purchasing an additional 658 shares during the last quarter. MassMutual Private Wealth & Trust FSB grew its stake in SoFi Technologies by 44.2% in the third quarter. MassMutual Private Wealth & Trust FSB now owns 2,248 shares of the company’s stock valued at $35,000 after purchasing an additional 689 shares in the last quarter. Finally, Archer Investment Corp increased its position in SoFi Technologies by 27.6% in the 1st quarter. Archer Investment Corp now owns 3,191 shares of the company’s stock worth $51,000 after purchasing an additional 691 shares during the last quarter. Institutional investors and hedge funds own 38.43% of the company’s stock.

SoFi Technologies Stock Up 6.1%

NASDAQ:SOFI traded up $0.87 during trading hours on Thursday, hitting $15.09. 62,578,762 shares of the stock traded hands, compared to its average volume of 64,109,383. The firm has a market cap of $19.49 billion, a price-to-earnings ratio of 31.44, a PEG ratio of 1.27 and a beta of 2.33. The firm has a 50 day moving average price of $17.23 and a 200 day moving average price of $17.12. The company has a current ratio of 0.74, a quick ratio of 0.10 and a debt-to-equity ratio of 0.30. SoFi Technologies has a fifty-two week low of $13.86 and a fifty-two week high of $32.73.

SoFi Technologies (NASDAQ:SOFI) last issued its quarterly earnings results on Wednesday, July 29th. The company reported $0.12 earnings per share for the quarter, beating analysts’ consensus estimates of $0.11 by $0.01. The business had revenue of $1.21 billion for the quarter, compared to the consensus estimate of $1.11 billion. SoFi Technologies had a return on equity of 6.22% and a net margin of 14.78%. SoFi Technologies’s revenue for the quarter was up 42.5% compared to the same quarter last year. During the same quarter in the previous year, the company posted $0.08 earnings per share. SoFi Technologies has set its FY 2026 guidance at 0.600-0.600 EPS. Equities research analysts anticipate that SoFi Technologies will post 0.60 earnings per share for the current year.

Analyst Ratings Changes

SOFI has been the topic of several recent research reports. Piper Sandler assumed coverage on shares of SoFi Technologies in a research report on Monday, August 17th. They issued an “overweight” rating and a $22.00 price target on the stock. Keefe, Bruyette & Woods reissued an “underperform” rating on shares of SoFi Technologies in a research note on Monday. Wells Fargo & Company decreased their target price on SoFi Technologies from $18.00 to $17.00 and set an “equal weight” rating on the stock in a report on Thursday, July 30th. Truist Financial boosted their target price on SoFi Technologies from $18.00 to $19.00 and gave the stock a “hold” rating in a research report on Wednesday, August 12th. Finally, Weiss Ratings downgraded SoFi Technologies from a “hold (c)” rating to a “hold (c-)” rating in a report on Tuesday, October 6th. One analyst has rated the stock with a Strong Buy rating, nine have issued a Buy rating, eleven have given a Hold rating and three have assigned a Sell rating to the company. According to data from MarketBeat.com, the stock presently has a consensus rating of “Hold” and a consensus target price of $22.20.

SoFi Technologies News Roundup

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: New bullish analyst coverage: StoneX initiated coverage with a “Buy” rating, citing an attractive valuation after SoFi’s 2026 selloff. Benchmark Co. also upgraded the stock to “strong buy,” providing positive sentiment and potential support for a rebound. StoneX Initiates SoFi Technologies At Buy
• Positive Sentiment: Strong business momentum: SoFi reportedly posted record loan originations, deposits and member growth. One Wall Street analyst believes the shares could potentially double in 2027 if the company continues converting that growth into earnings and broader financial-services expansion. SoFi Technologies Imploded in 2026
• Neutral Sentiment: Valuation debate: Coverage suggests SoFi may be roughly 10% below fair value, but investors remain focused on whether its growth justifies the valuation amid a sharp year-to-date decline. Heavy investor searches indicate elevated attention, not necessarily a fundamental change. SoFi Faces Inflation Pressure
• Negative Sentiment: Higher-rate pressure: Rising long-term yields and inflation concerns are tightening lending spreads and weighing on fintech and banking stocks, offsetting the positive impact of the analyst upgrades. SoFi Falls Despite StoneX Buy Initiation
• Negative Sentiment: Potentially fragile rebound: Technical analysis warns that the current rally could be a “dead cat bounce,” while the stock recently reached a 52-week low. This signals continued volatility and skepticism despite improving operating metrics. SOFI Rally Could Be a Dead Cat Bounce

SoFi Technologies Company Profile

SoFi Technologies, Inc is a financial technology company that provides digital financial services through its SoFi platform. Founded in 2011 as a student-loan refinancing business, the company has expanded into a broader digital banking and personal-finance provider serving consumers primarily in the United States.

SoFi offers products including personal loans, student-loan refinancing, home loans, checking and savings accounts, credit cards, investment accounts, and financial-planning tools.