BOK Financial (NASDAQ:BOKF) Releases Quarterly Earnings Results, Beats Expectations By $0.12 EPS

BOK Financial (NASDAQ:BOKF) posted its quarterly earnings data on Monday. The bank reported $2.64 earnings per share for the quarter, beating analysts’ consensus estimates of $2.52 by $0.12, FiscalAI reports. BOK Financial had a net margin of 18.97% and a return on equity of 10.09%. The firm had revenue of $561.45 million for the quarter, compared to analyst estimates of $571.40 million. During the same period last year, the firm posted $2.22 EPS. BOK Financial’s quarterly revenue was down 34.3% on a year-over-year basis.

BOK Financial Stock Down 1.6%

Shares of NASDAQ BOKF opened at $122.86 on Tuesday. The stock has a market capitalization of $7.47 billion, a price-to-earnings ratio of 11.58 and a beta of 0.82. BOK Financial has a 52 week low of $102.72 and a 52 week high of $146.84. The firm has a 50-day moving average price of $133.82 and a 200 day moving average price of $134.49. The company has a quick ratio of 0.78, a current ratio of 0.78 and a debt-to-equity ratio of 0.57.

BOK Financial Dividend Announcement

The business also recently disclosed a quarterly dividend, which was paid on Wednesday, September 2nd. Investors of record on Wednesday, August 19th were paid a $0.63 dividend. The ex-dividend date was Wednesday, August 19th. This represents a $2.52 annualized dividend and a dividend yield of 2.1%. BOK Financial’s dividend payout ratio (DPR) is 23.75%.

Wall Street Analysts Forecast Growth

A number of brokerages have commented on BOKF. DA Davidson restated a “neutral” rating and set a $150.00 price objective on shares of BOK Financial in a research report on Thursday, September 3rd. Benchmark started coverage on shares of BOK Financial in a report on Wednesday, June 24th. They issued a “hold” rating on the stock. Jefferies Financial Group reiterated a “buy” rating and set a $150.00 price target on shares of BOK Financial in a research note on Tuesday. Citigroup reissued a “neutral” rating on shares of BOK Financial in a report on Thursday, July 23rd. Finally, Keefe, Bruyette & Woods increased their price target on shares of BOK Financial from $143.00 to $146.00 and gave the stock a “market perform” rating in a report on Friday, July 24th. Two analysts have rated the stock with a Buy rating, nine have given a Hold rating and one has issued a Sell rating to the company. Based on data from MarketBeat.com, the stock has an average rating of “Hold” and a consensus price target of $141.55.

Insider Activity

In other BOK Financial news, Director Steven Bangert sold 1,250 shares of the stock in a transaction dated Tuesday, August 11th. The shares were sold at an average price of $143.96, for a total value of $179,950.00. Following the completion of the transaction, the director directly owned 31,710 shares of the company’s stock, valued at approximately $4,564,971.60. This trade represents a 3.79% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is accessible through the SEC website. Also, EVP Brad Vincent sold 4,015 shares of BOK Financial stock in a transaction that occurred on Tuesday, August 4th. The shares were sold at an average price of $145.42, for a total transaction of $583,861.30. Following the sale, the executive vice president owned 6,031 shares of the company’s stock, valued at approximately $877,028.02. The trade was a 39.97% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders have sold 5,274 shares of company stock worth $765,067 over the last 90 days. 63.53% of the stock is currently owned by company insiders.

Trending Headlines about BOK Financial

Here are the key news stories impacting BOK Financial this week:

• Positive Sentiment: BOK Financial reported $2.64 in diluted EPS, ahead of the $2.52 consensus estimate and up from $2.22 a year earlier. Net income was $159.9 million. BOK Financial Beats Q3 Earnings Estimates
• Positive Sentiment: Core banking trends improved sequentially: net interest income rose to $370.0 million from $351.8 million, net interest margin expanded to 3.00% from 2.91%, and period-end loans increased by $646 million to $27.7 billion. Nonperforming assets remained low at 0.24% of loans and repossessed assets, while the common equity Tier 1 ratio was a solid 12.73%. BOK Financial Earns $159.9 Million in Third Quarter 2026
• Positive Sentiment: One analyst commentary characterized the earnings report as making the recent pullback a potential buying opportunity, suggesting valuation and improving net interest income may appeal to long-term investors. BOK Financial Q3 Earnings Make Recent Pullback Look Like a Buying Opportunity
• Neutral Sentiment: Comparative articles placed BOK Financial alongside Valley National Bancorp and Grupo Financiero Galicia, but these peer reviews do not provide a significant new company-specific catalyst. Valley National Bancorp and BOK Financial Head-To-Head Comparison
• Negative Sentiment: Revenue was $561.45 million, below the $571.40 million consensus estimate and down 34.3% from the prior year. Fees and commissions fell to $188.0 million, total other operating revenue declined to $191.5 million, and deposits decreased by $324 million to $39.5 billion. BOK Financial Reports Sales Below Analyst Estimates
• Negative Sentiment: Reported net income declined from $176.5 million in the second quarter, and recent insider activity shows several sales with no reported purchases, which may weigh modestly on sentiment.

About BOK Financial

BOK Financial Corporation is a financial services holding company headquartered in Tulsa, Oklahoma. Through its banking and financial-services subsidiaries, the company serves businesses, institutions, individuals and families across the central and southwestern United States.

The company provides commercial banking, consumer banking, wealth management and capital markets services. Its offerings include deposit accounts, commercial and consumer loans, treasury and cash-management services, investment management, trust and private banking, mortgage lending, investment banking, securities brokerage and institutional trading.

BOK Financial operates under banking brands including Bank of Oklahoma, Bank of Texas and Bank of Albuquerque, with additional operations serving customers in Colorado, Kansas, Missouri and Arkansas.