Citizens & Northern (CZNC) Expected to Post Earnings on Thursday

Citizens & Northern (NASDAQ:CZNC) is projected to post its Q3 2026 results after the market closes on Thursday, October 22nd. Analysts expect Citizens & Northern to announce earnings of $0.68 per share and revenue of $37.20 million for the quarter. Interested persons can find conference call details on the company’s upcoming Q3 2026 earnings overview page for the latest details on the call scheduled for Friday, October 30, 2026 at 4:00 PM ET.

Citizens & Northern (NASDAQ:CZNC) last released its earnings results on Friday, August 7th. The financial services provider reported $0.79 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.63 by $0.16. Citizens & Northern had a return on equity of 9.54% and a net margin of 13.28%. The company had revenue of $39.65 million for the quarter, compared to analyst estimates of $38.60 million. On average, analysts expect Citizens & Northern to post $2.17 EPS for the current fiscal year and $2.75 EPS for the next fiscal year.

Citizens & Northern Stock Up 1.2%

Shares of NASDAQ CZNC opened at $25.69 on Wednesday. The company has a debt-to-equity ratio of 0.45, a quick ratio of 0.91 and a current ratio of 0.91. Citizens & Northern has a 52 week low of $18.87 and a 52 week high of $26.37. The stock has a market capitalization of $460.62 million, a P/E ratio of 13.80 and a beta of 0.41. The stock’s fifty day moving average is $25.63 and its 200 day moving average is $23.75.

Citizens & Northern Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Friday, August 14th. Investors of record on Monday, August 3rd were given a dividend of $0.28 per share. The ex-dividend date of this dividend was Monday, August 3rd. This represents a $1.12 annualized dividend and a yield of 4.4%. Citizens & Northern’s dividend payout ratio is currently 75.68%.

Analyst Ratings Changes

A number of brokerages have issued reports on CZNC. Wall Street Zen downgraded shares of Citizens & Northern from a “strong-buy” rating to a “buy” rating in a research note on Sunday. Weiss Ratings upgraded shares of Citizens & Northern from a “hold (c+)” rating to a “buy (b)” rating in a research report on Tuesday, August 11th. Finally, Zacks Research upgraded shares of Citizens & Northern from a “strong sell” rating to a “hold” rating in a research report on Monday, July 6th. One analyst has rated the stock with a Buy rating and three have given a Hold rating to the stock. According to data from MarketBeat.com, the company presently has an average rating of “Hold” and an average target price of $23.50.

About Citizens & Northern

Citizens & Northern Corporation is a bank holding company for Citizens & Northern Bank, a community banking institution headquartered in Wellsboro, Pennsylvania. Founded in 1864, the bank serves individuals, families, farmers, businesses and organizations through a network of offices in north-central Pennsylvania and southern New York.

Citizens & Northern Bank offers a range of traditional banking products, including checking and savings accounts, certificates of deposit, consumer loans, residential mortgages, commercial loans and agricultural lending.