Equifax (NYSE:EFX) Issues Q4 2026 Earnings Guidance

Equifax (NYSE:EFX) issued an update on its fourth quarter 2026 earnings guidance on Wednesday morning. The company provided earnings per share (EPS) guidance of 2.070-2.170 for the period, compared to the consensus estimate of 2.210. The company issued revenue guidance of $1.6 billion, compared to the consensus revenue estimate of $1.7 billion. Equifax also updated its FY 2026 guidance to 8.450-8.550 EPS.

Equifax Price Performance

Shares of Equifax stock traded down $1.08 during midday trading on Wednesday, hitting $175.46. 2,535,581 shares of the company were exchanged, compared to its average volume of 1,751,931. The company has a debt-to-equity ratio of 0.92, a current ratio of 0.60 and a quick ratio of 0.60. The firm has a market cap of $20.61 billion, a P/E ratio of 30.84, a PEG ratio of 1.66 and a beta of 1.35. Equifax has a 52 week low of $137.01 and a 52 week high of $238.94. The firm has a 50 day simple moving average of $166.97 and a 200-day simple moving average of $169.93.

Equifax (NYSE:EFX) last announced its quarterly earnings results on Tuesday, October 20th. The credit services provider reported $2.26 earnings per share for the quarter, beating analysts’ consensus estimates of $2.20 by $0.06. Equifax had a return on equity of 21.61% and a net margin of 10.73%. The firm had revenue of $1.69 billion for the quarter, compared to analysts’ expectations of $1.69 billion. During the same period in the prior year, the business posted $2.04 earnings per share. The business’s revenue was up 9.6% compared to the same quarter last year. Research analysts forecast that Equifax will post 8.50 earnings per share for the current year.

Equifax Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Tuesday, September 15th. Shareholders of record on Monday, August 31st were paid a dividend of $0.56 per share. This represents a $2.24 annualized dividend and a yield of 1.3%. The ex-dividend date of this dividend was Monday, August 31st. Equifax’s dividend payout ratio is currently 39.37%.

Analysts Set New Price Targets

EFX has been the subject of several recent analyst reports. JPMorgan Chase & Co. cut their target price on shares of Equifax from $230.00 to $210.00 in a research note on Wednesday, July 22nd. BMO Capital Markets boosted their target price on Equifax from $160.00 to $175.00 and gave the stock a “market perform” rating in a report on Wednesday. Barclays decreased their price target on Equifax from $200.00 to $155.00 and set an “equal weight” rating on the stock in a research report on Friday, October 2nd. Wells Fargo & Company dropped their price target on Equifax from $212.00 to $200.00 and set an “overweight” rating for the company in a report on Tuesday, September 22nd. Finally, Needham & Company LLC raised their price target on Equifax from $190.00 to $210.00 and gave the company a “buy” rating in a report on Wednesday. Fourteen investment analysts have rated the stock with a Buy rating and seven have assigned a Hold rating to the stock. According to data from MarketBeat, Equifax has a consensus rating of “Moderate Buy” and an average target price of $200.00.

Insider Activity

In other Equifax news, CEO Mark Begor sold 37,791 shares of the business’s stock in a transaction dated Friday, July 24th. The shares were sold at an average price of $172.16, for a total value of $6,506,098.56. Following the completion of the transaction, the chief executive officer directly owned 271,890 shares of the company’s stock, valued at approximately $46,808,582.40. The trade was a 12.20% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, EVP John W. Gamble, Jr. sold 4,500 shares of the company’s stock in a transaction that occurred on Thursday, September 3rd. The stock was sold at an average price of $187.96, for a total transaction of $845,820.00. Following the transaction, the executive vice president owned 69,055 shares in the company, valued at $12,979,577.80. The trade was a 6.12% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Company insiders own 1.70% of the company’s stock.

Equifax News Roundup

Here are the key news stories impacting Equifax this week:

• Positive Sentiment: Equifax reported third-quarter revenue of $1.693 billion, up 10% year over year, while adjusted earnings of $2.26 per share exceeded the $2.20 analyst consensus. Revenue growth was supported by U.S. Information Solutions, international operations and diversified markets. Equifax third-quarter results
• Positive Sentiment: Management highlighted AI-driven efficiencies and lower selling, general and administrative expenses, which helped profitability and contributed to the earnings beat. Equifax earnings beat and lower expenses
• Positive Sentiment: Equifax returned $158 million to shareholders through $92 million of share repurchases and $66 million in dividends. State-agency contract signings also reached $550 million in annual contract value, supporting longer-term growth visibility. Equifax long-term earnings takeaways
• Positive Sentiment: Needham raised its price target from $190 to $210 and maintained a Buy rating, implying substantial upside from recent trading levels. Needham raises Equifax price target
• Neutral Sentiment: Equifax’s credit-trends data shows U.S. millennials have surpassed Generation X in total debt. The trend may increase demand for credit-monitoring and risk-assessment services, but it also highlights potential consumer-credit risks. Equifax Global Credit Trends
• Negative Sentiment: Equifax lowered its full-year 2026 reported revenue outlook to approximately $6.646 billion-$6.676 billion and issued fourth-quarter revenue guidance of $1.605 billion-$1.635 billion, below some expectations. Equifax Q3 earnings and lowered outlook
• Negative Sentiment: Management said U.S. mortgage transaction volumes weakened meaningfully as interest rates rose, creating a near-term headwind for mortgage-related revenue despite strength elsewhere in the business. Equifax mortgage-market update

About Equifax

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that provides information and services to help businesses, governments and consumers make informed financial and workforce decisions. The company is best known for its credit reporting activities, but its offerings also include identity verification, fraud prevention, income and employment verification, marketing services and risk management solutions.

Equifax provides consumer and commercial credit information, credit reports and related analytics to lenders and other businesses.