Five Star Bancorp’s (FSBC) Buy Rating Reiterated at DA Davidson

Five Star Bancorp (NASDAQ:FSBC)‘s stock had its “buy” rating reiterated by equities research analysts at DA Davidson in a report released on Tuesday, Benzinga reports. They currently have a $55.00 price objective on the stock. DA Davidson‘s price target would suggest a potential upside of 20.99% from the stock’s previous close.

Other analysts have also recently issued research reports about the stock. Zacks Research upgraded shares of Five Star Bancorp from a “strong sell” rating to a “hold” rating in a research report on Friday, August 28th. Stephens set a $51.00 price target on Five Star Bancorp in a research report on Monday, July 27th. Finally, Weiss Ratings cut Five Star Bancorp from a “buy (b+)” rating to a “buy (b)” rating in a research note on Monday, September 21st. Three investment analysts have rated the stock with a Buy rating and three have issued a Hold rating to the company. Based on data from MarketBeat.com, Five Star Bancorp has a consensus rating of “Moderate Buy” and a consensus target price of $47.25.

Five Star Bancorp Price Performance

Shares of NASDAQ FSBC traded up $0.96 during mid-day trading on Tuesday, hitting $45.46. The company’s stock had a trading volume of 218,987 shares, compared to its average volume of 130,271. The stock has a market cap of $1.12 billion, a price-to-earnings ratio of 13.45 and a beta of 0.55. Five Star Bancorp has a one year low of $32.20 and a one year high of $50.26. The company’s fifty day simple moving average is $44.42 and its 200-day simple moving average is $42.59.

Five Star Bancorp (NASDAQ:FSBC) last posted its quarterly earnings results on Tuesday, October 27th. The company reported $0.92 earnings per share for the quarter, topping analysts’ consensus estimates of $0.85 by $0.07. Five Star Bancorp had a net margin of 25.92% and a return on equity of 15.92%. The business had revenue of $52.62 million during the quarter, compared to the consensus estimate of $51.31 million. On average, sell-side analysts predict that Five Star Bancorp will post 3.50 EPS for the current year.

Institutional Investors Weigh In On Five Star Bancorp

Large investors have recently bought and sold shares of the company. Dimensional Fund Advisors LP boosted its position in shares of Five Star Bancorp by 12.0% during the first quarter. Dimensional Fund Advisors LP now owns 321,938 shares of the company’s stock worth $12,143,000 after purchasing an additional 34,396 shares in the last quarter. Ieq Capital LLC acquired a new position in shares of Five Star Bancorp in the 2nd quarter valued at $1,203,000. Bank of New York Mellon Corp bought a new stake in shares of Five Star Bancorp in the 2nd quarter valued at $4,642,000. Squarepoint Ops LLC bought a new stake in shares of Five Star Bancorp in the 2nd quarter valued at $1,994,000. Finally, Connor Clark & Lunn Investment Management Ltd. bought a new stake in shares of Five Star Bancorp in the 2nd quarter valued at $795,000. Institutional investors own 46.94% of the company’s stock.

Five Star Bancorp News Roundup

Here are the key news stories impacting Five Star Bancorp this week:

• Positive Sentiment: Q3 earnings beat estimates: Five Star reported $0.92 in EPS versus the $0.85 consensus estimate and revenue of $52.62 million versus expectations of $51.31 million. EPS rose from $0.77 a year earlier. Five Star Bancorp Q3 earnings results
• Positive Sentiment: Profitability and net interest income improved: Net income increased to $21.9 million from $19.4 million in the prior quarter and $16.3 million a year ago. Net interest income rose 29% year over year to $50.9 million, while net interest margin expanded to 3.69% from 3.56% a year earlier. The efficiency ratio improved to 39.13%. Five Star Bancorp Announces Third Quarter 2026 Results
• Positive Sentiment: Loan growth and capital expansion support future growth: Loans held for investment grew 4% sequentially and 21% year over year. The company raised approximately $130 million through a common-stock offering, lifting its common equity Tier 1 ratio to 12.52% and providing capital for organic expansion and strategic investments.
• Positive Sentiment: Shareholder returns and analyst support: FSBC declared a $0.25-per-share dividend, $0.05 above the comparable 2025 dividend. DA Davidson reaffirmed its “Buy” rating and set a $55 price target, implying approximately 21% upside from the referenced trading level. DA Davidson rating and price target
• Neutral Sentiment: Credit quality remains a monitoring point: Nonperforming loans increased to $13.3 million from $3.1 million at year-end, although the ratio improved slightly to 0.28% from 0.30% in the prior quarter and the largest troubled loan is reportedly well secured.
• Negative Sentiment: Risks include dilution and higher costs: The stock offering increased shares outstanding by roughly 11% sequentially, which can dilute existing shareholders. Non-interest expense rose 24% year over year, other comprehensive loss was $3.0 million, and non-interest income declined 14% year over year.

About Five Star Bancorp

Five Star Bancorp is the bank holding company for Five Star Bank, a community bank headquartered in the Sacramento, California, area. The bank provides commercial banking services to businesses, professionals, nonprofit organizations and individuals, with an emphasis on relationship-based banking and local market expertise.

Five Star Bank offers a range of deposit products, including checking, savings, money market and time deposit accounts, along with commercial lending solutions. Its lending activities include commercial real estate, construction and land development, commercial and industrial, small business and residential real estate loans.