Northpointe Bancshares (NYSE:NPB) Stock: Insider Charles Alan Williams Acquires 50,000 Shares

Northpointe Bancshares, Inc. (NYSE:NPB) CEO Charles Williams acquired 50,000 shares of the stock in a transaction dated Friday, October 23rd. The stock was purchased at an average cost of $15.42 per share, with a total value of $771,000.00. Following the purchase, the chief executive officer directly owned 2,525,962 shares of the company’s stock, valued at $38,950,334.04. This trade represents a 2.02% increase in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website.

Charles Alan Williams also recently made the following trade(s):

• On Monday, October 26th, Charles Williams acquired 50,000 shares of Northpointe Bancshares stock. The stock was acquired at an average price of $15.32 per share, with a total value of $766,000.00.
• On Wednesday, August 26th, Charles Williams bought 48,312 shares of Northpointe Bancshares stock. The shares were acquired at an average price of $16.95 per share, for a total transaction of $818,888.40.
• On Tuesday, August 25th, Charles Williams bought 30,000 shares of Northpointe Bancshares stock. The shares were acquired at an average cost of $16.95 per share, for a total transaction of $508,500.00.

Northpointe Bancshares Trading Up 2.7%

NPB opened at $16.19 on Thursday. The company has a debt-to-equity ratio of 2.66, a current ratio of 1.40 and a quick ratio of 1.34. Northpointe Bancshares, Inc. has a fifty-two week low of $13.80 and a fifty-two week high of $19.71. The company’s 50 day moving average price is $16.16 and its two-hundred day moving average price is $17.36. The firm has a market capitalization of $559.92 million, a price-to-earnings ratio of 7.60 and a beta of 0.16.

Northpointe Bancshares (NYSE:NPB) last released its quarterly earnings results on Tuesday, October 20th. The company reported $0.39 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.60 by ($0.21). The business had revenue of $55.92 million for the quarter. Northpointe Bancshares had a net margin of 16.27% and a return on equity of 13.88%. As a group, research analysts predict that Northpointe Bancshares, Inc. will post 1.80 earnings per share for the current year.

Northpointe Bancshares Increases Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Wednesday, November 4th. Investors of record on Thursday, October 15th will be issued a $0.03 dividend. The ex-dividend date is Thursday, October 15th. This is a positive change from Northpointe Bancshares’s previous quarterly dividend of $0.0250. This represents a $0.12 dividend on an annualized basis and a yield of 0.7%. Northpointe Bancshares’s dividend payout ratio (DPR) is currently 5.63%.

Hedge Funds Weigh In On Northpointe Bancshares

A number of hedge funds have recently bought and sold shares of NPB. State of Alaska Department of Revenue grew its holdings in Northpointe Bancshares by 62.8% during the 3rd quarter. State of Alaska Department of Revenue now owns 3,920 shares of the company’s stock worth $57,000 after acquiring an additional 1,512 shares during the period. WINTON GROUP Ltd bought a new position in shares of Northpointe Bancshares in the 2nd quarter worth about $218,000. Squarepoint Ops LLC acquired a new position in shares of Northpointe Bancshares in the 2nd quarter valued at about $765,000. Pale Fire Capital SE lifted its stake in shares of Northpointe Bancshares by 29.2% in the 2nd quarter. Pale Fire Capital SE now owns 13,258 shares of the company’s stock valued at $254,000 after purchasing an additional 3,000 shares during the period. Finally, Public Employees Retirement System of Ohio acquired a new position in shares of Northpointe Bancshares in the 2nd quarter valued at about $191,000.

Key Stories Impacting Northpointe Bancshares

Here are the key news stories impacting Northpointe Bancshares this week:

• Positive Sentiment: $30 million share-repurchase authorization: Northpointe approved a common-stock buyback beginning in October 2026. The program represents roughly 5% of the company’s market value and could support earnings per share, shareholder returns and investor confidence by reducing the number of shares outstanding. Northpointe Bancshares $30 million buyback article
• Positive Sentiment: Heavy insider buying: CEO Charles Williams purchased 100,000 shares in two transactions totaling approximately $1.54 million. Director Carrie Boer bought 12,000 shares, and COO Joseph Long purchased 3,240 shares. The buying, conducted near $15.32–$15.42 per share, may signal that company insiders view NPB’s valuation and outlook favorably. SEC insider transaction filing
• Neutral Sentiment: Mortgage business restructuring: Northpointe announced completion of a definitive agreement with CMG to sell its mortgage origination channels. The transaction reshapes the company’s mortgage strategy and could streamline operations or reduce exposure to mortgage-market volatility, but the available reports do not provide financial terms or quantify the expected effect on revenue and earnings. Northpointe Bancshares completes CMG agreement
• Negative Sentiment: Recent earnings miss remains a risk: Northpointe’s latest quarterly EPS of $0.39 fell well short of the $0.60 analyst consensus. The company’s reported P/E ratio near 7.6 and buyback may cushion sentiment, but sustained upside likely depends on improved profitability and clarity regarding the CMG transaction’s earnings impact.

Analyst Ratings Changes

A number of research firms have commented on NPB. Keefe, Bruyette & Woods reduced their price target on Northpointe Bancshares from $22.00 to $21.00 and set an “outperform” rating on the stock in a research report on Thursday, July 23rd. Piper Sandler lowered their price objective on Northpointe Bancshares from $20.00 to $19.50 and set an “overweight” rating for the company in a research report on Thursday, October 22nd. Zacks Research raised Northpointe Bancshares from a “strong sell” rating to a “hold” rating in a research note on Monday, October 5th. Finally, Weiss Ratings upgraded Northpointe Bancshares from a “sell (d)” rating to a “sell (d+)” rating in a report on Wednesday, September 9th. Two analysts have rated the stock with a Buy rating, two have given a Hold rating and one has given a Sell rating to the company’s stock. According to data from MarketBeat, Northpointe Bancshares currently has an average rating of “Hold” and an average price target of $20.25.

About Northpointe Bancshares

Northpointe Bancshares, Inc is a bank holding company headquartered in Grand Rapids, Michigan. It operates through Northpointe Bank, a financial institution focused on providing banking products and lending services to individuals, families, and businesses.

Northpointe Bank offers residential mortgage loans, including home purchase and refinancing products, as well as consumer deposit accounts such as checking, savings, and certificates of deposit. The bank also provides commercial banking services and business loans, serving customers through a combination of digital banking capabilities and banking offices.

Founded in 1999, Northpointe Bank serves customers across the United States, with a particular emphasis on mortgage lending and relationship-based banking.