Bank of America (NYSE:BAC) Releases Earnings Results

Bank of America Corporation (NYSE:BAC) posted its earnings results on Wednesday. The financial services provider reported $0.98 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.96 by $0.02, FiscalAI reports. Bank of America had a net margin of 15.70% and a return on equity of 10.76%. The business had revenue of $28.53 billion for the quarter, compared to analyst estimates of $27.73 billion.

Bank of America Stock Performance

BAC opened at $54.47 on Wednesday. The firm has a market capitalization of $397.80 billion, a PE ratio of 14.84 and a beta of 1.29. Bank of America Corporation has a twelve month low of $33.06 and a twelve month high of $57.55. The firm’s 50-day moving average price is $54.19 and its 200 day moving average price is $51.14. The company has a current ratio of 0.79, a quick ratio of 0.79 and a debt-to-equity ratio of 1.12.

Bank of America Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Friday, December 26th. Stockholders of record on Friday, December 5th were paid a $0.28 dividend. This represents a $1.12 annualized dividend and a dividend yield of 2.1%. The ex-dividend date of this dividend was Friday, December 5th. Bank of America’s dividend payout ratio (DPR) is currently 30.52%.

More Bank of America News

Here are the key news stories impacting Bank of America this week:

• Positive Sentiment: Strong quarter — BAC beat EPS and revenue expectations, delivering a tidy profit beat and better-than-expected top-line. Investors view the print as confirmation of stable core performance across trading, NII and fee businesses. View Press Release
• Positive Sentiment: Company release and slides available — Management provided a slide deck and PR release with results that give investors timely detail on drivers and trends (useful for assessing sustainability of revenue/expense mix). View Slide Deck
• Positive Sentiment: Short interest fell sharply in December — reported short interest dropped ~21% to ~90.6M shares at 12/31, reducing potential near-term downside from short-covering dynamics and suggesting less bearish positioning. (Market data)
• Neutral Sentiment: Analyst and market prep priced in a close call — consensus expectations were near BAC’s print (LSEG/CNBC previews), and commentators (Zacks, Jim Cramer) expected another steady quarter; this limits surprise-driven volatility. Earnings Preview
• Neutral Sentiment: BofA research notes broader market opportunities — the firm’s macro/research calls (e.g., AI-related bond market potential) support sector narratives but are not direct drivers of BAC’s near-term P&L. AI Bond Sales Note
• Negative Sentiment: Regulatory/policy risk from proposed credit-card rate cap — President Trump’s suggested 10% cap on credit-card interest and subsequent industry pushback have pressured bank stocks and could meaningfully hit card revenue/consumer credit availability if enacted or if the policy debate intensifies. Banks Warn on 10% Cap

Institutional Inflows and Outflows

Institutional investors have recently bought and sold shares of the business. Wiser Advisor Group LLC acquired a new position in shares of Bank of America during the 3rd quarter worth approximately $27,000. Osterweis Capital Management Inc. purchased a new position in Bank of America during the third quarter worth approximately $36,000. Triumph Capital Management acquired a new position in Bank of America during the third quarter worth $58,000. Wealth Watch Advisors INC purchased a new stake in Bank of America in the 3rd quarter valued at $85,000. Finally, WFA of San Diego LLC purchased a new stake in Bank of America in the 2nd quarter valued at $165,000. 70.71% of the stock is owned by hedge funds and other institutional investors.

Wall Street Analyst Weigh In

A number of equities analysts recently weighed in on the company. Ameriprise Financial raised Bank of America to a “buy” rating in a report on Wednesday, October 22nd. Keefe, Bruyette & Woods boosted their price objective on Bank of America from $58.00 to $64.00 and gave the company an “outperform” rating in a research report on Wednesday, December 17th. CICC Research initiated coverage on Bank of America in a research report on Wednesday. They set an “outperform” rating on the stock. Robert W. Baird lifted their price target on shares of Bank of America from $52.00 to $56.00 and gave the company a “neutral” rating in a research note on Thursday, October 30th. Finally, Wall Street Zen cut shares of Bank of America from a “hold” rating to a “sell” rating in a research report on Monday, January 5th. One research analyst has rated the stock with a Strong Buy rating, twenty-four have assigned a Buy rating and four have given a Hold rating to the company’s stock. Based on data from MarketBeat.com, the company presently has an average rating of “Moderate Buy” and an average target price of $59.82.

About Bank of America

Bank of America Corporation is a multinational financial services company headquartered in Charlotte, North Carolina. It provides a broad array of banking, investment, asset management and related financial and risk management products and services to individual consumers, small- and middle-market businesses, large corporations, governments and institutional investors. The firm operates through consumer banking, global wealth and investment management, global banking and markets businesses, offering capabilities across lending, deposits, payments, advisory and capital markets.

Its consumer-facing offerings include checking and savings accounts, mortgages, home equity lending, auto loans, credit cards and small business banking, supported by a nationwide branch network and digital channels.