Old Second Bancorp (OSBC) Projected to Post Earnings on Wednesday

Old Second Bancorp (NASDAQ:OSBC) is expected to be posting its Q4 2025 results after the market closes on Wednesday, January 21st. Analysts expect Old Second Bancorp to post earnings of $0.53 per share and revenue of $82.4850 million for the quarter. Investors can check the company’s upcoming Q4 2025 earning summary page for the latest details on the call scheduled for Thursday, January 22, 2026 at 10:00 AM ET.

Old Second Bancorp (NASDAQ:OSBC) last issued its quarterly earnings data on Wednesday, October 22nd. The financial services provider reported $0.53 EPS for the quarter, topping analysts’ consensus estimates of $0.51 by $0.02. Old Second Bancorp had a net margin of 18.89% and a return on equity of 12.34%. The firm had revenue of $95.88 million for the quarter, compared to analyst estimates of $80.45 million. On average, analysts expect Old Second Bancorp to post $2 EPS for the current fiscal year and $2 EPS for the next fiscal year.

Old Second Bancorp Trading Down 1.6%

Shares of NASDAQ OSBC opened at $20.66 on Tuesday. Old Second Bancorp has a 1-year low of $14.14 and a 1-year high of $21.10. The company has a current ratio of 0.89, a quick ratio of 0.89 and a debt-to-equity ratio of 0.12. The company has a 50-day moving average of $19.60 and a two-hundred day moving average of $18.52. The company has a market cap of $1.09 billion, a PE ratio of 13.68 and a beta of 0.82.

Insider Buying and Selling

In other Old Second Bancorp news, insider Darin Patrick Campbell sold 31,159 shares of the stock in a transaction on Friday, October 31st. The shares were sold at an average price of $17.89, for a total value of $557,434.51. The transaction was disclosed in a document filed with the SEC, which is available through the SEC website. Insiders own 3.80% of the company’s stock.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently added to or reduced their stakes in the business. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. grew its position in shares of Old Second Bancorp by 4.3% in the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 25,864 shares of the financial services provider’s stock valued at $430,000 after purchasing an additional 1,067 shares during the period. EverSource Wealth Advisors LLC raised its holdings in Old Second Bancorp by 458.5% during the 2nd quarter. EverSource Wealth Advisors LLC now owns 1,480 shares of the financial services provider’s stock worth $26,000 after buying an additional 1,215 shares during the period. Sei Investments Co. lifted its stake in Old Second Bancorp by 2.7% in the third quarter. Sei Investments Co. now owns 55,126 shares of the financial services provider’s stock valued at $953,000 after buying an additional 1,470 shares in the last quarter. Intech Investment Management LLC boosted its holdings in shares of Old Second Bancorp by 8.8% in the third quarter. Intech Investment Management LLC now owns 20,047 shares of the financial services provider’s stock valued at $347,000 after buying an additional 1,620 shares during the period. Finally, First Trust Advisors LP boosted its holdings in shares of Old Second Bancorp by 6.4% in the second quarter. First Trust Advisors LP now owns 28,937 shares of the financial services provider’s stock valued at $513,000 after buying an additional 1,752 shares during the period. 67.76% of the stock is currently owned by institutional investors.

Analyst Ratings Changes

OSBC has been the topic of several research reports. Weiss Ratings reaffirmed a “buy (b-)” rating on shares of Old Second Bancorp in a report on Wednesday, October 8th. Keefe, Bruyette & Woods upped their price target on Old Second Bancorp from $22.00 to $23.00 and gave the company an “outperform” rating in a research note on Friday, October 24th. Finally, Wall Street Zen upgraded Old Second Bancorp from a “sell” rating to a “hold” rating in a research report on Saturday, October 25th. Four investment analysts have rated the stock with a Buy rating and one has issued a Hold rating to the stock. Based on data from MarketBeat, the company currently has a consensus rating of “Moderate Buy” and a consensus price target of $21.63.

About Old Second Bancorp

Old Second Bancorp, Inc is a bank holding company based in Aurora, Illinois, serving businesses and consumers through its primary subsidiary, Old Second National Bank. The company provides a broad range of commercial and retail banking services across the suburban Chicago marketplace, supported by a branch network and online platforms designed to meet the financial needs of local communities.

In its commercial banking division, Old Second offers lending solutions that include lines of credit, term loans, equipment financing and commercial real estate financing.