OceanFirst Financial (OCFC) Expected to Announce Quarterly Earnings on Thursday

OceanFirst Financial (NASDAQ:OCFC) will likely be announcing its Q4 2025 results after the market closes on Thursday, January 22nd. Analysts expect the company to announce earnings of $0.39 per share and revenue of $103.1960 million for the quarter. Parties can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Friday, January 23, 2026 at 11:00 AM ET.

OceanFirst Financial (NASDAQ:OCFC) last released its earnings results on Wednesday, October 22nd. The savings and loans company reported $0.36 earnings per share for the quarter, topping analysts’ consensus estimates of $0.34 by $0.02. The business had revenue of $102.96 million for the quarter, compared to analyst estimates of $102.56 million. OceanFirst Financial had a net margin of 11.77% and a return on equity of 5.02%. On average, analysts expect OceanFirst Financial to post $2 EPS for the current fiscal year and $2 EPS for the next fiscal year.

OceanFirst Financial Price Performance

OCFC stock opened at $17.92 on Wednesday. The company has a debt-to-equity ratio of 1.17, a current ratio of 1.03 and a quick ratio of 1.03. The business has a 50 day simple moving average of $18.77 and a 200-day simple moving average of $18.25. The firm has a market capitalization of $1.03 billion, a PE ratio of 13.89 and a beta of 1.07. OceanFirst Financial has a 1 year low of $14.29 and a 1 year high of $20.61.

Institutional Investors Weigh In On OceanFirst Financial

A number of institutional investors and hedge funds have recently made changes to their positions in OCFC. CANADA LIFE ASSURANCE Co increased its position in OceanFirst Financial by 7.0% during the 2nd quarter. CANADA LIFE ASSURANCE Co now owns 10,285 shares of the savings and loans company’s stock worth $181,000 after purchasing an additional 673 shares during the period. The Manufacturers Life Insurance Company boosted its position in OceanFirst Financial by 4.5% during the second quarter. The Manufacturers Life Insurance Company now owns 20,548 shares of the savings and loans company’s stock worth $362,000 after purchasing an additional 885 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. grew its holdings in OceanFirst Financial by 4.5% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 34,193 shares of the savings and loans company’s stock valued at $582,000 after purchasing an additional 1,461 shares during the last quarter. Swiss National Bank boosted its position in shares of OceanFirst Financial by 1.4% in the 3rd quarter. Swiss National Bank now owns 113,133 shares of the savings and loans company’s stock worth $1,988,000 after buying an additional 1,600 shares in the last quarter. Finally, Prudential Financial Inc. grew its position in shares of OceanFirst Financial by 15.6% in the second quarter. Prudential Financial Inc. now owns 24,450 shares of the savings and loans company’s stock valued at $431,000 after purchasing an additional 3,295 shares during the last quarter. 70.98% of the stock is owned by hedge funds and other institutional investors.

Analyst Upgrades and Downgrades

A number of equities analysts have weighed in on OCFC shares. Raymond James Financial lowered OceanFirst Financial from a “strong-buy” rating to a “hold” rating in a research note on Wednesday, December 31st. Wall Street Zen lowered OceanFirst Financial from a “hold” rating to a “sell” rating in a report on Tuesday. Zacks Research raised shares of OceanFirst Financial from a “strong sell” rating to a “hold” rating in a report on Monday, October 27th. Keefe, Bruyette & Woods upgraded shares of OceanFirst Financial from a “market perform” rating to an “outperform” rating and raised their price objective for the stock from $20.00 to $22.00 in a research report on Friday, October 10th. Finally, DA Davidson downgraded shares of OceanFirst Financial from a “strong-buy” rating to a “hold” rating in a research note on Tuesday, December 30th. Two investment analysts have rated the stock with a Buy rating and five have issued a Hold rating to the company’s stock. Based on data from MarketBeat, the stock currently has a consensus rating of “Hold” and a consensus price target of $21.60.

About OceanFirst Financial

OceanFirst Financial Corporation (NASDAQ: OCFC) is a bank holding company headquartered in Toms River, New Jersey, that provides a full range of community banking and financial services through its principal subsidiary, OceanFirst Bank. Established in the early 20th century, the company has built its business around serving the deposit, lending and wealth management needs of individuals, small businesses, municipalities and nonprofit organizations across New Jersey and portions of New York.

The company’s core activities include accepting consumer and business deposits, making commercial, municipal and consumer loans, and offering residential mortgage financing.