Analysts Set Expectations for Bancorp Q4 Earnings

The Bancorp, Inc. (NASDAQ:TBBK) – Analysts at Keefe, Bruyette & Woods issued their Q4 2025 earnings estimates for Bancorp in a note issued to investors on Tuesday, January 20th. Keefe, Bruyette & Woods analyst T. Switzer expects that the bank will post earnings of $1.45 per share for the quarter. The consensus estimate for Bancorp’s current full-year earnings is $5.31 per share.

Bancorp (NASDAQ:TBBK) last announced its quarterly earnings data on Thursday, October 30th. The bank reported $1.18 earnings per share (EPS) for the quarter, missing the consensus estimate of $1.34 by ($0.16). Bancorp had a net margin of 26.15% and a return on equity of 27.97%. The company had revenue of $134.82 million during the quarter, compared to analyst estimates of $99.60 million. Bancorp has set its FY 2025 guidance at 5.100-5.100 EPS.

TBBK has been the topic of a number of other reports. Raymond James Financial restated a “strong-buy” rating on shares of Bancorp in a research note on Tuesday, January 13th. Royal Bank Of Canada reissued an “outperform” rating and issued a $57.00 price objective on shares of Bancorp in a research report on Wednesday. William Blair set a $60.00 price objective on shares of Bancorp in a report on Wednesday. Finally, Weiss Ratings reaffirmed a “hold (c+)” rating on shares of Bancorp in a research report on Monday, December 29th. One equities research analyst has rated the stock with a Strong Buy rating, five have assigned a Buy rating and two have issued a Hold rating to the company’s stock. According to data from MarketBeat, the stock presently has an average rating of “Moderate Buy” and a consensus target price of $60.20.

Bancorp Price Performance

TBBK stock opened at $69.54 on Thursday. The business’s 50-day moving average is $66.96 and its two-hundred day moving average is $69.59. The company has a debt-to-equity ratio of 0.29, a current ratio of 0.91 and a quick ratio of 0.89. The firm has a market capitalization of $3.05 billion, a P/E ratio of 14.52 and a beta of 1.27. Bancorp has a 1 year low of $40.51 and a 1 year high of $81.65.

Insider Transactions at Bancorp

In related news, CFO Dominic C. Canuso acquired 1,800 shares of Bancorp stock in a transaction that occurred on Friday, November 14th. The stock was acquired at an average price of $61.24 per share, with a total value of $110,232.00. Following the completion of the acquisition, the chief financial officer directly owned 3,500 shares of the company’s stock, valued at $214,340. This trade represents a 105.88% increase in their position. The acquisition was disclosed in a legal filing with the Securities & Exchange Commission, which is available through this hyperlink. Company insiders own 5.60% of the company’s stock.

Institutional Inflows and Outflows

A number of hedge funds have recently made changes to their positions in the stock. Rothschild Investment LLC grew its position in Bancorp by 213.6% in the third quarter. Rothschild Investment LLC now owns 345 shares of the bank’s stock worth $26,000 after buying an additional 235 shares during the last quarter. Bessemer Group Inc. boosted its stake in shares of Bancorp by 78.6% during the 3rd quarter. Bessemer Group Inc. now owns 400 shares of the bank’s stock worth $30,000 after acquiring an additional 176 shares in the last quarter. Lazard Asset Management LLC acquired a new position in shares of Bancorp in the 2nd quarter worth $53,000. Northwestern Mutual Wealth Management Co. grew its holdings in shares of Bancorp by 732.2% in the 3rd quarter. Northwestern Mutual Wealth Management Co. now owns 749 shares of the bank’s stock worth $56,000 after acquiring an additional 659 shares during the last quarter. Finally, IFP Advisors Inc acquired a new stake in shares of Bancorp during the third quarter worth $66,000. Institutional investors and hedge funds own 96.22% of the company’s stock.

About Bancorp

The Bancorp, Inc (NASDAQ: TBBK) is a Delaware-chartered bank holding company that provides a range of banking and financial services to individuals, businesses, and financial institutions across the United States. Through its subsidiary, The Bancorp Bank, the company offers FDIC-insured deposit accounts, cash management solutions and specialized lending products. Its business model focuses on partnering with fintech firms, asset managers and payment processors to deliver integrated banking-as-a-service (BaaS) capabilities.

The company’s product suite includes interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit and debit and credit card services.