FB Financial (NYSE:FBK) Announces Earnings Results

FB Financial (NYSE:FBK) announced its quarterly earnings data on Wednesday. The financial services provider reported $1.16 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.14 by $0.02, Zacks reports. The firm had revenue of $178.36 million during the quarter, compared to the consensus estimate of $176.30 million. FB Financial had a return on equity of 11.56% and a net margin of 13.07%.During the same quarter in the prior year, the company earned $0.85 EPS.

FB Financial Stock Down 1.3%

Shares of NYSE FBK opened at $60.80 on Friday. The company has a market cap of $3.25 billion, a P/E ratio of 25.34 and a beta of 0.98. FB Financial has a 52 week low of $38.83 and a 52 week high of $62.37. The business has a 50-day simple moving average of $57.04 and a two-hundred day simple moving average of $54.11.

FB Financial Increases Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Tuesday, February 24th. Investors of record on Tuesday, February 10th will be issued a dividend of $0.21 per share. This is a positive change from FB Financial’s previous quarterly dividend of $0.19. The ex-dividend date of this dividend is Tuesday, February 10th. This represents a $0.84 dividend on an annualized basis and a yield of 1.4%. FB Financial’s payout ratio is currently 35.51%.

Insiders Place Their Bets

In other FB Financial news, major shareholder James Austin Mcpherson sold 8,500 shares of the stock in a transaction that occurred on Thursday, January 15th. The shares were sold at an average price of $60.06, for a total value of $510,510.00. Following the sale, the insider directly owned 9,484 shares in the company, valued at $569,609.04. This represents a 47.26% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available through this hyperlink. Company insiders own 1.90% of the company’s stock.

Institutional Trading of FB Financial

Several institutional investors and hedge funds have recently modified their holdings of the business. Dimensional Fund Advisors LP raised its stake in FB Financial by 5.7% in the third quarter. Dimensional Fund Advisors LP now owns 2,019,971 shares of the financial services provider’s stock valued at $112,592,000 after purchasing an additional 109,318 shares in the last quarter. State Street Corp increased its stake in FB Financial by 4.9% in the second quarter. State Street Corp now owns 1,621,116 shares of the financial services provider’s stock valued at $73,437,000 after acquiring an additional 75,951 shares during the last quarter. Wasatch Advisors LP lifted its stake in FB Financial by 31.9% during the third quarter. Wasatch Advisors LP now owns 831,614 shares of the financial services provider’s stock worth $46,354,000 after purchasing an additional 201,141 shares during the last quarter. Bank of America Corp DE increased its position in shares of FB Financial by 0.8% during the 3rd quarter. Bank of America Corp DE now owns 817,944 shares of the financial services provider’s stock valued at $45,592,000 after purchasing an additional 6,498 shares during the last quarter. Finally, Wellington Management Group LLP purchased a new stake in FB Financial in the third quarter worth approximately $35,534,000. Hedge funds and other institutional investors own 65.40% of the company’s stock.

Wall Street Analyst Weigh In

Several research firms recently weighed in on FBK. Cantor Fitzgerald restated an “overweight” rating and set a $66.00 price target (up previously from $61.00) on shares of FB Financial in a research report on Thursday, October 16th. Piper Sandler downgraded shares of FB Financial from an “overweight” rating to a “neutral” rating and set a $65.00 target price for the company. in a research report on Friday. Weiss Ratings restated a “hold (c)” rating on shares of FB Financial in a research note on Wednesday, October 8th. Finally, Wall Street Zen upgraded FB Financial from a “sell” rating to a “hold” rating in a research note on Sunday, November 16th. Four analysts have rated the stock with a Buy rating and two have issued a Hold rating to the stock. According to data from MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and a consensus price target of $61.20.

Key FB Financial News

Here are the key news stories impacting FB Financial this week:

• Positive Sentiment: Q4 results beat expectations — adjusted EPS of $1.16 vs. $1.14 consensus and revenue of $178.4M topped estimates; management reported improved margins and strong year-over-year earnings growth. FB Financial Reports Fourth Quarter 2025 Financial Results
• Positive Sentiment: Earnings call highlighted margin strength and balanced 2025 results, reinforcing management’s messaging on profitability and capital deployment. This supports expectations for stable returns going forward. FB Financial (FBK) Highlights Margin Strength in Earnings
• Positive Sentiment: Company reported strong loan growth and improving core metrics (ROE ~10.6%, net margin ~11.7%), which underpin earnings durability and justify recent analyst target increases. FB Financial beats Q4 earnings, reports strong loan growth
• Neutral Sentiment: Full earnings call transcript and slide deck are available for detailed review — useful for modeling NIM, loan mix and expense guidance but not market-moving by themselves. Q4 2025 Earnings Call Transcript
• Neutral Sentiment: Presentation slides summarizing results and key metrics (useful for deeper credit/loan growth analysis). Q4 Results – Earnings Call Presentation
• Neutral Sentiment: Institutional ownership remains high and some firms have raised targets or maintained overweight ratings, supporting medium-term demand; dividend yield is modest (~1.3%). FB Financial – Earnings & Analyst Notes
• Negative Sentiment: Insider selling: a major shareholder sold 8,500 shares (disclosed), which can trigger short-term headwinds and signal liquidity needs or rebalancing. Insider Selling Alert
• Negative Sentiment: Shares are trading lower on the day amid elevated volume — likely short-term profit-taking after the post-earnings move despite the beat. Market Reaction & Trading Data

FB Financial Company Profile

FB Financial Corporation, through its banking subsidiary FirstBank, is a Tennessee-based bank holding company that provides a broad range of financial services to individuals, small and medium-sized businesses, and commercial clients. Established to serve the banking needs of communities across the southeastern United States, the company’s core offerings include consumer and commercial deposit products, commercial lending, and mortgage services.

In addition to traditional checking and savings accounts, FB Financial’s service portfolio encompasses treasury and cash management, equipment financing, and letters of credit to support the working capital and expansion needs of business customers.