Byline Bancorp (NYSE:BY) Reaches New 1-Year High – Still a Buy?

Byline Bancorp, Inc. (NYSE:BY)’s stock price hit a new 52-week high during trading on Wednesday . The stock traded as high as $31.28 and last traded at $31.42, with a volume of 32787 shares trading hands. The stock had previously closed at $30.19.

Key Headlines Impacting Byline Bancorp

Here are the key news stories impacting Byline Bancorp this week:

• Positive Sentiment: Q4 results beat consensus — Byline reported $0.76 EPS vs. $0.72 expected and $117M revenue vs. ~$112.5M expected; full‑year 2025 produced record revenues and solid profitability metrics (net margin ~20%, ROE ~11%). Business Wire: Q4 & FY2025 Results
• Positive Sentiment: Dividend hike — the board increased the quarterly dividend 20% to $0.12/share (annualized yield ~1.5%), signaling confidence in cash flow and capital. (Ex‑dividend date Feb 3.)
• Positive Sentiment: Management guidance targets NII growth and asset scale — Byline flagged Q1 net interest income of about $99M–$100M and reiterated a goal to cross $10B in assets in 2026, supporting revenue growth expectations. MSN: NII Outlook & Asset Target
• Neutral Sentiment: Earnings call/transcript available — management commentary (strategy, margins, loan/deposit trends) can provide incremental color; investors may reassess when they review the call transcript. Seeking Alpha: Q4 2025 Call Transcript
• Neutral Sentiment: Analyst outlook — consensus sees ~2.6 EPS for the year; the stock’s valuation (P/E ~11) and recent move toward its 1‑year high mean future earnings execution will matter for direction.
• Negative Sentiment: Shares pulled back despite beats — elevated volume and a decline suggest profit‑taking or that some investors expected stronger near‑term NII/margin guidance; broader market/sector weakness could also be weighing on the stock.

Analyst Ratings Changes

Several research analysts have recently issued reports on the stock. Keefe, Bruyette & Woods upped their price target on shares of Byline Bancorp from $31.00 to $32.00 and gave the stock a “market perform” rating in a report on Monday, October 27th. Piper Sandler upped their target price on Byline Bancorp from $34.00 to $35.00 and gave the stock an “overweight” rating in a report on Tuesday, October 28th. Finally, Weiss Ratings reissued a “buy (b-)” rating on shares of Byline Bancorp in a research note on Wednesday. Three equities research analysts have rated the stock with a Buy rating and two have assigned a Hold rating to the stock. According to MarketBeat.com, the stock has an average rating of “Moderate Buy” and a consensus target price of $33.25.

Byline Bancorp Stock Down 2.3%

The firm has a 50 day moving average of $29.40 and a 200 day moving average of $28.25. The firm has a market cap of $1.42 billion, a price-to-earnings ratio of 11.02 and a beta of 0.86.

Byline Bancorp (NYSE:BY) last released its earnings results on Thursday, January 22nd. The company reported $0.76 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.72 by $0.04. Byline Bancorp had a net margin of 20.01% and a return on equity of 11.26%. The company had revenue of $117.01 million for the quarter, compared to the consensus estimate of $112.51 million. Equities analysts expect that Byline Bancorp, Inc. will post 2.6 EPS for the current year.

Byline Bancorp Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Tuesday, February 17th. Stockholders of record on Tuesday, February 3rd will be given a dividend of $0.12 per share. The ex-dividend date of this dividend is Tuesday, February 3rd. This is a positive change from Byline Bancorp’s previous quarterly dividend of $0.10. This represents a $0.48 dividend on an annualized basis and a dividend yield of 1.5%. Byline Bancorp’s payout ratio is currently 14.23%.

Byline Bancorp declared that its board has authorized a stock buyback program on Thursday, December 11th that allows the company to buyback $2.25 million in outstanding shares. This buyback authorization allows the company to reacquire up to 0.2% of its stock through open market purchases. Stock buyback programs are usually an indication that the company’s management believes its stock is undervalued.

Insider Buying and Selling at Byline Bancorp

In related news, insider Thomas Abraham sold 23,400 shares of the firm’s stock in a transaction dated Tuesday, October 28th. The shares were sold at an average price of $26.89, for a total value of $629,226.00. Following the transaction, the insider owned 38,882 shares of the company’s stock, valued at approximately $1,045,536.98. This trade represents a 37.57% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. 28.79% of the stock is owned by corporate insiders.

Institutional Inflows and Outflows

A number of institutional investors have recently bought and sold shares of BY. SG Americas Securities LLC raised its stake in shares of Byline Bancorp by 89.6% during the 4th quarter. SG Americas Securities LLC now owns 35,731 shares of the company’s stock worth $1,042,000 after purchasing an additional 16,881 shares during the period. JPMorgan Chase & Co. increased its holdings in Byline Bancorp by 31.3% during the third quarter. JPMorgan Chase & Co. now owns 588,359 shares of the company’s stock worth $16,315,000 after buying an additional 140,219 shares during the last quarter. Tudor Investment Corp ET AL raised its position in Byline Bancorp by 33.0% in the third quarter. Tudor Investment Corp ET AL now owns 116,780 shares of the company’s stock worth $3,238,000 after acquiring an additional 29,008 shares during the period. CIBC Bancorp USA Inc. bought a new stake in Byline Bancorp in the third quarter worth about $298,000. Finally, Virtus Advisers LLC purchased a new position in Byline Bancorp in the third quarter valued at about $282,000. Institutional investors own 67.73% of the company’s stock.

About Byline Bancorp

Byline Bancorp, Inc is the bank holding company for Byline Bank, a full-service commercial bank headquartered in Chicago, Illinois. Established under its current name in 2016, the company operates as a community-focused financial institution offering a broad array of banking products and services to corporate, professional and consumer clients.

On the commercial banking side, Byline Bancorp serves small and midsize businesses, real estate developers, professional services firms and nonprofit organizations.