Home Bancorp (NASDAQ:HBCP) Announces Earnings Results

Home Bancorp (NASDAQ:HBCP) posted its quarterly earnings data on Monday. The bank reported $1.46 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.39 by $0.07, Zacks reports. Home Bancorp had a net margin of 22.01% and a return on equity of 11.19%. The company had revenue of $37.26 million for the quarter, compared to analyst estimates of $33.73 million.

Home Bancorp Trading Down 3.3%

Shares of NASDAQ:HBCP opened at $58.50 on Wednesday. The company has a debt-to-equity ratio of 0.14, a quick ratio of 0.97 and a current ratio of 0.97. The stock has a market capitalization of $458.06 million, a price-to-earnings ratio of 9.97 and a beta of 0.60. Home Bancorp has a 1-year low of $39.59 and a 1-year high of $64.17. The company has a 50 day moving average price of $58.61 and a 200 day moving average price of $55.87.

Home Bancorp Dividend Announcement

The firm also recently announced a quarterly dividend, which will be paid on Friday, February 20th. Investors of record on Monday, February 9th will be paid a dividend of $0.31 per share. The ex-dividend date of this dividend is Monday, February 9th. This represents a $1.24 annualized dividend and a yield of 2.1%. Home Bancorp’s dividend payout ratio is currently 22.06%.

Hedge Funds Weigh In On Home Bancorp

A number of hedge funds have recently modified their holdings of HBCP. Raymond James Financial Inc. acquired a new position in shares of Home Bancorp in the 2nd quarter valued at $46,000. Tower Research Capital LLC TRC raised its stake in Home Bancorp by 116.3% during the 2nd quarter. Tower Research Capital LLC TRC now owns 1,430 shares of the bank’s stock valued at $74,000 after purchasing an additional 769 shares during the period. Quantbot Technologies LP purchased a new stake in shares of Home Bancorp in the second quarter valued at $235,000. Algert Global LLC acquired a new position in Home Bancorp during the third quarter valued at $250,000. Finally, Royal Bank of Canada grew its stake in Home Bancorp by 11.8% during the 1st quarter. Royal Bank of Canada now owns 5,771 shares of the bank’s stock valued at $258,000 after acquiring an additional 607 shares in the last quarter. 49.41% of the stock is currently owned by institutional investors and hedge funds.

Wall Street Analyst Weigh In

Several equities research analysts recently issued reports on the company. Zacks Research lowered Home Bancorp from a “strong-buy” rating to a “hold” rating in a research report on Monday, December 22nd. Weiss Ratings reiterated a “buy (b)” rating on shares of Home Bancorp in a research report on Monday, December 29th. Three research analysts have rated the stock with a Buy rating and two have assigned a Hold rating to the stock. According to data from MarketBeat, the company presently has an average rating of “Moderate Buy” and an average price target of $59.50.

Trending Headlines about Home Bancorp

Here are the key news stories impacting Home Bancorp this week:

• Positive Sentiment: Q4 results beat expectations — Home Bancorp reported EPS of $1.46 vs. consensus $1.39 and revenue of $37.26M vs. $33.73M expected, signaling underlying revenue strength. Home Bancorp (HBCP) Tops Q4 Earnings and Revenue Estimates
• Positive Sentiment: Declared dividend — Board approved a $0.31 quarterly dividend (ex-div Feb 9; payable Feb 20), implying a ~2.1% yield, which supports income-focused investors. HOME BANCORP ANNOUNCES 2025 FOURTH QUARTER RESULTS AND DECLARES A QUARTERLY DIVIDEND
• Positive Sentiment: Record full-year 2025 performance — Management characterized 2025 as a record profit year despite challenges, indicating durable annual earnings strength. Home Bancorp Delivers Record 2025 Results Amid Headwinds
• Neutral Sentiment: Conference materials and call transcript available — Investors can review the slide deck and full call transcript for details on margins, loan growth and asset quality. These clarify drivers but do not change the headline beat. View Press Release / Slide Deck
• Neutral Sentiment: Transcripts posted by Seeking Alpha / Motley Fool provide detailed commentary — Useful for digging into commentary on loan demand, margin outlook and expense items. Home Bancorp Q4 2025 Earnings Call Transcript
• Negative Sentiment: Sequential Q/Q pressure — Q4 net income was $11.4M (EPS $1.46), down ~8% from the prior quarter ($12.4M, EPS $1.59), a trend that may worry traders watching momentum and near-term profitability. HOME BANCORP ANNOUNCES 2025 FOURTH QUARTER RESULTS AND DECLARES A QUARTERLY DIVIDEND
• Negative Sentiment: Management flagged headwinds — Commentary on the call referenced challenges (funding/loan demand or margin pressure), which can temper investor enthusiasm despite the year-over-year beat. Home Bancorp Delivers Record 2025 Results Amid Headwinds

About Home Bancorp

Home Bancorp, Inc is the bank holding company for The Home National Bank, a full-service financial institution headquartered in Lafayette, Louisiana. The company operates as a regional commercial bank serving individuals, small businesses and municipalities across Louisiana and East Texas. Through its network of branches and digital banking platforms, Home Bancorp offers a range of deposit and lending solutions designed to meet the needs of its local markets.

The company’s core offerings include retail deposit products such as checking, savings and money market accounts, as well as a variety of commercial and consumer lending services.