Ameriprise Financial (NYSE:AMP) Shares Gap Up Following Earnings Beat

Ameriprise Financial, Inc. (NYSE:AMP)’s stock price gapped up before the market opened on Thursday following a better than expected earnings announcement. The stock had previously closed at $499.67, but opened at $537.78. Ameriprise Financial shares last traded at $521.6540, with a volume of 337,502 shares traded.

The financial services provider reported $10.83 EPS for the quarter, beating the consensus estimate of $10.33 by $0.50. The business had revenue of $4.90 billion for the quarter, compared to the consensus estimate of $4.75 billion. Ameriprise Financial had a net margin of 20.12% and a return on equity of 64.97%. The company’s revenue was up 10.2% compared to the same quarter last year. During the same period in the prior year, the firm earned $9.54 earnings per share.

Key Ameriprise Financial News

Here are the key news stories impacting Ameriprise Financial this week:

• Positive Sentiment: Q4 results beat consensus — adjusted operating EPS of $10.83 topped estimates by roughly $0.50 and revenue of $4.90B exceeded expectations, driven by higher fee revenue and product sales. Ameriprise Financial earnings beat by $0.53, revenue topped estimates
• Positive Sentiment: Record operating performance — management reported a record adjusted operating EPS for Q4 and strong full‑year operating results, citing expense discipline and continued asset growth. Ameriprise Financial Reports Fourth Quarter and Full Year 2025 Results
• Positive Sentiment: Client assets hit a record $1.7 trillion, lifting fee-generating assets and supporting revenue/earnings — Reuters notes the market rally (AI-driven gains) boosted asset values and fees. That asset growth is a key earnings lever for AMP. Ameriprise Financial’s profit rises as client assets hit record $1.7 trillion
• Positive Sentiment: Shareholder return maintained — Board declared a regular quarterly cash dividend of $1.60/share payable Feb. 27, reinforcing the company’s capital-return posture. Ameriprise Financial Declares Regular Quarterly Dividend
• Neutral Sentiment: Analysts/coverage: multiple outlets and research notes summarize the beat and updated outlooks; Street EPS consensus for the year remains elevated (~38.6), leaving room for revisions if momentum continues. Ameriprise Financial Services (AMP) Q4 Earnings and Revenues Surpass Estimates
• Negative Sentiment: Balance-sheet/liquidity context — the company’s operating metrics show strong profitability but modest short-term liquidity (current and quick ratios below 1) and some leverage (debt/equity ~0.88), which investors should weigh if market volatility reverses asset values. AMP stock profile and metrics

Analysts Set New Price Targets

AMP has been the subject of several recent research reports. Evercore ISI reduced their target price on shares of Ameriprise Financial from $587.00 to $570.00 and set an “in-line” rating for the company in a report on Thursday, October 9th. Argus lowered their price target on shares of Ameriprise Financial from $568.00 to $554.00 and set a “buy” rating on the stock in a report on Thursday, November 13th. Keefe, Bruyette & Woods decreased their price objective on shares of Ameriprise Financial from $550.00 to $530.00 and set a “market perform” rating for the company in a research report on Monday, November 3rd. Morgan Stanley increased their price target on Ameriprise Financial from $484.00 to $485.00 and gave the stock an “underweight” rating in a research report on Monday, December 22nd. Finally, Royal Bank Of Canada reduced their target price on Ameriprise Financial from $601.00 to $550.00 and set an “outperform” rating for the company in a research note on Monday, November 3rd. One equities research analyst has rated the stock with a Strong Buy rating, three have assigned a Buy rating, four have given a Hold rating and two have issued a Sell rating to the company. According to data from MarketBeat, the company currently has a consensus rating of “Hold” and a consensus price target of $528.75.

Insiders Place Their Bets

In other news, Director Robert Francis Sharpe, Jr. sold 1,500 shares of Ameriprise Financial stock in a transaction that occurred on Friday, November 21st. The stock was sold at an average price of $450.94, for a total value of $676,410.00. Following the completion of the transaction, the director owned 7,500 shares in the company, valued at approximately $3,382,050. The trade was a 16.67% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Insiders own 0.57% of the company’s stock.

Institutional Investors Weigh In On Ameriprise Financial

Institutional investors have recently added to or reduced their stakes in the company. Whipplewood Advisors LLC increased its holdings in Ameriprise Financial by 71.0% in the 2nd quarter. Whipplewood Advisors LLC now owns 53 shares of the financial services provider’s stock worth $28,000 after purchasing an additional 22 shares in the last quarter. Salomon & Ludwin LLC raised its stake in shares of Ameriprise Financial by 115.4% during the 2nd quarter. Salomon & Ludwin LLC now owns 56 shares of the financial services provider’s stock valued at $30,000 after purchasing an additional 30 shares during the period. Holos Integrated Wealth LLC bought a new stake in shares of Ameriprise Financial during the fourth quarter valued at approximately $30,000. Winnow Wealth LLC bought a new stake in shares of Ameriprise Financial in the 2nd quarter worth about $32,000. Finally, Heartwood Wealth Advisors LLC bought a new position in Ameriprise Financial in the third quarter worth approximately $32,000. 83.95% of the stock is owned by institutional investors and hedge funds.

Ameriprise Financial Price Performance

The company has a debt-to-equity ratio of 0.88, a current ratio of 0.68 and a quick ratio of 0.68. The company has a market cap of $48.45 billion, a PE ratio of 14.30, a PEG ratio of 1.28 and a beta of 1.26. The stock’s 50-day moving average is $488.01 and its 200 day moving average is $492.08.

Ameriprise Financial Company Profile

Ameriprise Financial, Inc is a diversified financial services company headquartered in Minneapolis, Minnesota. The firm provides a range of advice-based wealth management, asset management and insurance products to individual and institutional clients. Its business model centers on delivering financial planning and investment advice through a network of financial advisors alongside proprietary product offerings designed to meet retirement, protection and accumulation needs.

Core products and services include comprehensive financial planning and advisory services, managed investment portfolios, retirement planning solutions, annuities and life insurance products.