Kemper Corporation (NYSE:KMPR) Receives Consensus Recommendation of “Reduce” from Brokerages

Kemper Corporation (NYSE:KMPR) has earned a consensus recommendation of “Reduce” from the eight research firms that are presently covering the firm, MarketBeat Ratings reports. Three investment analysts have rated the stock with a sell recommendation, three have assigned a hold recommendation and two have given a buy recommendation to the company. The average twelve-month target price among brokerages that have covered the stock in the last year is $56.6667.

A number of research analysts have issued reports on KMPR shares. William Blair cut Kemper from a “market perform” rating to an “underperform” rating in a research note on Thursday, December 18th. Raymond James Financial downgraded Kemper from an “outperform” rating to a “market perform” rating and set a $60.00 price target for the company. in a report on Wednesday, October 15th. Piper Sandler dropped their price target on shares of Kemper from $50.00 to $35.00 and set an “underweight” rating on the stock in a research note on Thursday, November 6th. Citigroup lowered shares of Kemper to a “market perform” rating in a research note on Thursday. Finally, Weiss Ratings reaffirmed a “sell (d+)” rating on shares of Kemper in a report on Monday, December 29th.

Kemper News Roundup

Here are the key news stories impacting Kemper this week:

• Positive Sentiment: Board declared a quarterly dividend of $0.32 per share payable March 3, 2026 — a cash return that can support the stock while management works through results. Kemper Announces Quarterly Dividend
• Neutral Sentiment: Very high institutional ownership (~88%) — a potential source of stable demand but also concentration risk if institutions rotate out. With 88% institutional ownership, Kemper Corporation
• Neutral Sentiment: Company released the Q4 earnings call transcript, slide deck and press release — useful for investors who want management’s explanation and forward guidance. Kemper Q4 press release / slide deck
• Negative Sentiment: Q4 EPS came in at $0.25 vs. consensus ~$0.85 and revenue was $1.13B vs. ~$1.22B — a material miss, with EPS down sharply year-over-year (prior-year Q4 EPS $1.78). This is the principal reason for negative market reaction. Kemper (KMPR) Q4 Earnings and Revenues Lag Estimates
• Negative Sentiment: Market headlines and coverage highlight the wide miss and immediate selloff/volatility — several outlets report shares “tumbled” after results, indicating near-term downside pressure and elevated trading. Kemper shares tumble as Q4 earnings miss estimates by wide margin
• Negative Sentiment: Analyst consensus and Street expectations were missed on both EPS and sales, increasing the risk of downward revisions to near-term estimates until management demonstrates stabilization. Kemper (NYSE:KMPR) Misses Q4 CY2025 Sales Expectations

Hedge Funds Weigh In On Kemper

A number of institutional investors have recently bought and sold shares of the stock. Versor Investments LP increased its stake in shares of Kemper by 60.5% in the fourth quarter. Versor Investments LP now owns 14,595 shares of the insurance provider’s stock worth $592,000 after purchasing an additional 5,500 shares in the last quarter. First Eagle Investment Management LLC purchased a new position in shares of Kemper in the fourth quarter valued at about $3,251,000. Sequoia Financial Advisors LLC lifted its position in shares of Kemper by 31.4% in the fourth quarter. Sequoia Financial Advisors LLC now owns 9,721 shares of the insurance provider’s stock valued at $394,000 after acquiring an additional 2,322 shares in the last quarter. State of New Jersey Common Pension Fund D boosted its stake in shares of Kemper by 46.8% in the fourth quarter. State of New Jersey Common Pension Fund D now owns 58,467 shares of the insurance provider’s stock worth $2,370,000 after acquiring an additional 18,634 shares during the period. Finally, Comerica Bank grew its position in shares of Kemper by 25.8% during the fourth quarter. Comerica Bank now owns 50,371 shares of the insurance provider’s stock worth $2,042,000 after purchasing an additional 10,321 shares in the last quarter. 86.23% of the stock is owned by institutional investors.

Kemper Trading Up 0.8%

NYSE:KMPR opened at $38.38 on Thursday. The firm has a market capitalization of $2.25 billion, a P/E ratio of 10.02 and a beta of 1.14. The company has a debt-to-equity ratio of 0.35, a current ratio of 0.19 and a quick ratio of 0.19. Kemper has a one year low of $33.91 and a one year high of $72.25. The company’s 50-day simple moving average is $39.76 and its 200 day simple moving average is $46.41.

Kemper (NYSE:KMPR) last announced its earnings results on Wednesday, February 4th. The insurance provider reported $0.25 earnings per share for the quarter, missing analysts’ consensus estimates of $0.85 by ($0.60). Kemper had a net margin of 5.13% and a return on equity of 11.48%. The business had revenue of $1.13 billion for the quarter, compared to the consensus estimate of $1.22 billion. During the same period in the prior year, the business posted $1.78 EPS. Kemper’s revenue for the quarter was down 4.7% on a year-over-year basis. As a group, analysts forecast that Kemper will post 6.03 EPS for the current fiscal year.

Kemper Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Tuesday, March 3rd. Investors of record on Tuesday, February 17th will be issued a $0.32 dividend. The ex-dividend date is Tuesday, February 17th. This represents a $1.28 annualized dividend and a yield of 3.3%. Kemper’s dividend payout ratio (DPR) is currently 33.42%.

About Kemper

Kemper Corporation (NYSE:KMPR) is a diversified insurance holding company headquartered in Chicago, Illinois. Formed through the rebranding of Unitrin in 2010, Kemper has established a nationwide presence by offering a broad array of property and casualty insurance products. The company distributes its products through independent agents, brokers and direct-to-consumer channels, serving both individual policyholders and commercial clients.

The personal insurance segment provides coverage for automobiles, homeowners, renters and umbrella lines, while the commercial business focuses on liability, workers’ compensation and specialty property solutions tailored to small and mid-sized enterprises.