UBS Group (NYSE:UBS) Issues Earnings Results

UBS Group (NYSE:UBS) posted its quarterly earnings results on Wednesday. The bank reported $0.37 earnings per share for the quarter, beating the consensus estimate of $0.25 by $0.12, FiscalAI reports. UBS Group had a return on equity of 8.31% and a net margin of 11.02%.The business had revenue of $12.20 billion for the quarter, compared to the consensus estimate of $9.88 billion. During the same quarter in the previous year, the business earned $0.23 EPS. The company’s quarterly revenue was up 10.3% compared to the same quarter last year.

Here are the key takeaways from UBS Group’s conference call:

• Strong 2025 financial performance: Underlying pre-tax profit rose to CHF 2.9bn (up 62% y/y), total revenues +10% and group invested assets exceeded CHF 7tn, supporting improved metrics (cost-income ~75%, RO CET1 11.9%).
• Integration and cost program on track but still intense: Gross cost-savings ambition increased to CHF 13.5bn (CHF 500m incremental) with a 1.1x cost-to-achieve; however, final Swiss-book client migrations and ~CHF 2bn more integration spend in 2026 mean most net saves are weighted to H2 2026.
• Capital returns and balance-sheet actions: Group CET1 ~14.4%, parent bank upstreamed ~CHF 9bn, ordinary dividend up 22% to $1.10, and management intends at least CHF 3bn of share buybacks in 2026 with scope to do more.
• Diversified franchise momentum: Global Wealth Management (invested assets CHF 4.8tn; CHF 101bn NNA FY) and the Investment Bank (record 2025 revenues CHF 11.8bn) delivered strong growth and capital-light revenue expansion, reinforcing the firm’s diversified earnings base.
• P&C net interest income headwinds and credit outlook: Personal & Corporate Banking NII fell (Q4 NII -10%), pre-tax profit down 5% in the quarter, and management expects quarterly credit loss expense in Switzerland of ~CHF 75m on average amid a challenging domestic outlook.

UBS Group Stock Performance

Shares of UBS stock opened at $44.83 on Thursday. The company has a current ratio of 1.03, a quick ratio of 1.03 and a debt-to-equity ratio of 3.69. UBS Group has a 12-month low of $25.75 and a 12-month high of $49.36. The business’s 50 day moving average is $45.33 and its two-hundred day moving average is $41.42. The company has a market capitalization of $140.05 billion, a P/E ratio of 20.19, a P/E/G ratio of 0.44 and a beta of 1.12.

UBS Group Dividend Announcement

The firm also recently declared a dividend, which will be paid on Thursday, April 23rd. Shareholders of record on Wednesday, April 22nd will be given a dividend of $0.55 per share. The ex-dividend date is Tuesday, April 21st.

Institutional Investors Weigh In On UBS Group

Institutional investors have recently added to or reduced their stakes in the stock. Sivia Capital Partners LLC increased its holdings in shares of UBS Group by 4.7% in the second quarter. Sivia Capital Partners LLC now owns 14,300 shares of the bank’s stock valued at $484,000 after purchasing an additional 639 shares during the last quarter. Kestra Private Wealth Services LLC acquired a new position in UBS Group in the 3rd quarter valued at about $203,000. Keebeck Wealth Management purchased a new stake in shares of UBS Group in the 3rd quarter valued at approximately $237,000. Texas Capital Bank Wealth Management Services Inc purchased a new stake in shares of UBS Group in the 3rd quarter valued at approximately $217,000. Finally, Seven Mile Advisory increased its holdings in shares of UBS Group by 6.4% during the 3rd quarter. Seven Mile Advisory now owns 6,934 shares of the bank’s stock worth $284,000 after buying an additional 420 shares during the last quarter.

Wall Street Analysts Forecast Growth

A number of brokerages recently commented on UBS. Keefe, Bruyette & Woods lowered UBS Group from a “hold” rating to a “moderate sell” rating in a research report on Friday, November 7th. Wall Street Zen upgraded shares of UBS Group from a “sell” rating to a “hold” rating in a research note on Saturday, November 1st. BNP Paribas Exane downgraded shares of UBS Group from a “strong-buy” rating to a “hold” rating in a research report on Tuesday, November 4th. Morgan Stanley reaffirmed an “underweight” rating on shares of UBS Group in a report on Monday, November 24th. Finally, Weiss Ratings reiterated a “buy (b)” rating on shares of UBS Group in a research note on Wednesday, January 21st. One investment analyst has rated the stock with a Strong Buy rating, five have assigned a Buy rating, four have given a Hold rating and one has assigned a Sell rating to the company. Based on data from MarketBeat, UBS Group has a consensus rating of “Moderate Buy” and a consensus target price of $60.30.

Trending Headlines about UBS Group

Here are the key news stories impacting UBS Group this week:

• Positive Sentiment: UBS reported stronger-than-expected Q4 and full‑year results (net profit of $1.2bn in 4Q; $7.8bn FY25), posted revenue and EPS beats, and highlighted improved capital buffers — a clear operational beat that supports earnings momentum. UBS published its fourth-quarter 2025 results
• Positive Sentiment: Management announced a $3 billion share buyback for 2026 and raised the dividend (~22% YoY), signalling a push to return capital to shareholders and support the stock. Reuters: UBS quarterly profit beats expectations, plans more buybacks
• Neutral Sentiment: UBS is exploring crypto offerings, tokenized deposits and broader digital‑asset infrastructure (including retail Bitcoin services) — a strategic growth avenue but one the bank described cautiously, leaving near‑term impact uncertain. UBS considers crypto offerings and tokenized deposit products for clients
• Neutral Sentiment: Management set an ambitious 2028 RoCET1 target (cited by analysts) — a positive long‑term ambition that may require execution and capital management changes before driving multiple re‑rating. UBS: An Ambitious 18% RoCET1 Target For 2028
• Negative Sentiment: UBS warned of continued client outflows in its U.S. wealth unit after adviser departures, which could weigh on revenue and fee income in H1 2026 and offset some earnings strength. Reuters: UBS sees more outflows from US wealth unit after adviser exits
• Negative Sentiment: Market reaction was mixed because management’s cautious stance on crypto expansion and ongoing Swiss regulatory/capital uncertainty prompted some analysts to voice concerns (including maintained Sell/low PTs), which can cap near‑term multiple expansion. TipRanks: UBS Group AG: Solid operational beat but regulatory capital headwinds justify maintained Sell rating

UBS Group Company Profile

UBS Group AG is a Swiss multinational financial services firm that provides a broad range of banking and capital markets services to private, institutional and corporate clients. Headquartered in Zurich, UBS operates as a universal bank with a primary focus on wealth management, asset management, investment banking and retail and commercial banking in Switzerland. The firm serves high-net-worth and ultra-high-net-worth individuals, pension funds, corporations and institutional investors through a global network of offices.

Key business activities include global wealth management—offering financial planning, investment advisory, discretionary portfolio management and custody services—alongside asset management products for institutional and retail investors.