AppTech Payments (NASDAQ:APCX) and ZoomInfo Technologies (NASDAQ:ZI) Head-To-Head Survey

AppTech Payments (NASDAQ:APCX) and ZoomInfo Technologies (NASDAQ:ZI) are both business services companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, dividends, profitability, risk, institutional ownership and earnings.

Analyst Ratings

This is a summary of current recommendations and price targets for AppTech Payments and ZoomInfo Technologies, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AppTech Payments	0	0	0	0	0.00
ZoomInfo Technologies	2	8	4	0	2.14

ZoomInfo Technologies has a consensus target price of $11.31, suggesting a potential upside of 54.48%. Given ZoomInfo Technologies’ stronger consensus rating and higher probable upside, analysts plainly believe ZoomInfo Technologies is more favorable than AppTech Payments.

Insider and Institutional Ownership

5.2% of AppTech Payments shares are held by institutional investors. Comparatively, 95.5% of ZoomInfo Technologies shares are held by institutional investors. 37.9% of AppTech Payments shares are held by insiders. Comparatively, 9.0% of ZoomInfo Technologies shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Earnings and Valuation

This table compares AppTech Payments and ZoomInfo Technologies”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AppTech Payments	$276,000.00	50.03	-$18.51 million	($0.19)	-2.08
ZoomInfo Technologies	$1.21 billion	2.06	$107.30 million	$0.12	61.00

ZoomInfo Technologies has higher revenue and earnings than AppTech Payments. AppTech Payments is trading at a lower price-to-earnings ratio than ZoomInfo Technologies, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares AppTech Payments and ZoomInfo Technologies’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
AppTech Payments	-3,119.45%	-398.98%	-153.45%
ZoomInfo Technologies	0.74%	12.05%	3.46%

Risk & Volatility

AppTech Payments has a beta of -0.13, indicating that its stock price is 113% less volatile than the S&P 500. Comparatively, ZoomInfo Technologies has a beta of 1.02, indicating that its stock price is 2% more volatile than the S&P 500.

Summary

ZoomInfo Technologies beats AppTech Payments on 12 of the 14 factors compared between the two stocks.

About AppTech Payments

AppTech Payments Corp., a financial technology company, provides electronic payment processing technologies and merchant services in the United States. Its merchant transaction services offer processing payments for credit and debit cards through point-of-sale equipment, e-commerce gateways, periodic automatic clearing house payments, and gift and loyalty programs. The company also offers integrated solutions for frictionless digital and mobile payment acceptance, as well as multi-use case, multi-channel, API-driven, and account-based issuer processing for card, digital tokens, and payment transfer transaction services; hosted ecommerce checkout, a flexible payment gateway; and text payment technology, alternative payment methods (APMs), and contactless payments. In addition, it provides FinZeo, a fintech platform. The company was formerly known as AppTech Corp. AppTech Payments Corp. was incorporated in 1998 and is headquartered in Carlsbad, California.

About ZoomInfo Technologies

ZoomInfo Technologies Inc., together with its subsidiaries, provides go-to-market intelligence and engagement platform for sales and marketing teams in the United States and internationally. The company's cloud-based platform provides information on organizations and professionals to help users identify target customers and decision makers, obtain continually updated predictive lead and company scoring, monitor buying signals and other attributes of target companies, craft messages, engage through automated sales tools, and track progress through the deal cycle. It serves enterprises, mid-market companies, and down to small businesses that operate in various industry, including software, business services, manufacturing, telecommunications, financial services, media and internet, transportation, education, hospitality, and real estate. The company was founded in 2007 and is headquartered in Vancouver, Washington.