Euronet Worldwide (NASDAQ:EEFT) Posts Quarterly Earnings Results, Misses Estimates By $0.09 EPS

Euronet Worldwide (NASDAQ:EEFT) released its earnings results on Thursday. The business services provider reported $2.39 EPS for the quarter, missing analysts’ consensus estimates of $2.48 by ($0.09), FiscalAI reports. The firm had revenue of $1.11 billion for the quarter, compared to analyst estimates of $1.11 billion. Euronet Worldwide had a return on equity of 27.63% and a net margin of 7.27%.The company’s revenue for the quarter was up 5.9% compared to the same quarter last year. During the same period last year, the firm earned $2.08 EPS. Euronet Worldwide updated its FY 2026 guidance to 10.570-11.050 EPS.

Here are the key takeaways from Euronet Worldwide’s conference call:

• Management said the fourth quarter was “one of the more challenging operating environments,” with immigration policy uncertainty and economic stress among lower‑income consumers materially weighing on money transfer and epay results, primarily via reduced transaction frequency.
• The EFT segment was resilient and a stabilizing earnings engine—merchant acquiring Adjusted EBITDA grew ~32%, the Credia Bank deal adds ~20,000 merchants (~10% uplift) and the CoreCard acquisition expands card issuing/processing capabilities and early customer momentum.
• Euronet delivered its fifth consecutive year of double‑digit adjusted EPS growth and reiterated guidance of 10%–15% adjusted EPS growth for 2026, reflecting confidence in its multi‑segment growth initiatives and capital allocation strategy.
• Management initiated a money‑transfer optimization (recorded a $20M charge) expected to deliver roughly $40M of annual run‑rate benefits and expand segment margins ~50–75 bps in 2026, while digital traction continues (Ria digital: 31% transaction growth and 33% revenue growth in Q4).

Euronet Worldwide Price Performance

Euronet Worldwide stock traded down $0.26 during midday trading on Friday, reaching $67.64. 85,703 shares of the company were exchanged, compared to its average volume of 666,934. The company has a market capitalization of $2.84 billion, a price-to-earnings ratio of 9.90, a P/E/G ratio of 0.54 and a beta of 0.82. Euronet Worldwide has a 1 year low of $64.34 and a 1 year high of $114.25. The company has a debt-to-equity ratio of 0.84, a quick ratio of 1.15 and a current ratio of 1.15. The firm’s 50-day simple moving average is $74.58 and its 200-day simple moving average is $81.76.

Institutional Investors Weigh In On Euronet Worldwide

Institutional investors have recently bought and sold shares of the stock. Johnson Financial Group Inc. purchased a new position in Euronet Worldwide during the third quarter worth approximately $26,000. Danske Bank A S acquired a new position in shares of Euronet Worldwide in the 3rd quarter valued at about $26,000. Geneos Wealth Management Inc. grew its stake in Euronet Worldwide by 48.4% during the first quarter. Geneos Wealth Management Inc. now owns 334 shares of the business services provider’s stock worth $36,000 after buying an additional 109 shares during the period. Parallel Advisors LLC boosted its position in Euronet Worldwide by 120.8% during the 4th quarter. Parallel Advisors LLC now owns 627 shares of the business services provider’s stock worth $48,000 after purchasing an additional 343 shares during the period. Finally, Advisory Services Network LLC acquired a new position in shares of Euronet Worldwide during the third quarter worth $62,000. 91.60% of the stock is currently owned by hedge funds and other institutional investors.

Analysts Set New Price Targets

EEFT has been the topic of a number of analyst reports. Needham & Company LLC reduced their price objective on Euronet Worldwide from $100.00 to $80.00 and set a “buy” rating on the stock in a research report on Thursday. Wall Street Zen cut Euronet Worldwide from a “buy” rating to a “hold” rating in a report on Saturday, October 18th. Monness Crespi & Hardt cut shares of Euronet Worldwide from a “buy” rating to a “neutral” rating in a report on Monday, January 5th. Oppenheimer decreased their price target on shares of Euronet Worldwide from $134.00 to $133.00 and set an “outperform” rating for the company in a research report on Friday, October 17th. Finally, Weiss Ratings lowered Euronet Worldwide from a “hold (c-)” rating to a “sell (d+)” rating in a research report on Monday, January 26th. Five research analysts have rated the stock with a Buy rating, two have issued a Hold rating and two have assigned a Sell rating to the company’s stock. Based on data from MarketBeat.com, the stock has a consensus rating of “Hold” and an average price target of $105.00.

Euronet Worldwide News Summary

Here are the key news stories impacting Euronet Worldwide this week:

• Positive Sentiment: Analysts and screens highlighting long‑term value — several outlets (Zacks, MSN) argue EEFT looks like a value buy based on its earnings power, low PEG and attractive valuation metrics relative to peers; this can support buying interest from value investors. Why Euronet Worldwide (EEFT) is a Top Value Stock for the Long-Term
• Neutral Sentiment: FY‑2026 EPS guidance (10.570–11.050) was issued and sits essentially in line with Street expectations (10.59 consensus), so there’s limited surprise from management on forward profitability — guidance reduces uncertainty but isn’t a clear catalyst either way. Earnings Preview For Euronet Worldwide
• Neutral Sentiment: Company released full Q4 materials and transcripts (slide deck and call transcripts available) — useful for drilling into segment-level trends and margin drivers but not an immediate market mover by itself. Q4 Results – Earnings Call Presentation
• Negative Sentiment: Q4 EPS missed consensus ($2.39 vs. $2.48 expected). Although revenue was roughly in line (~$1.11B) and year‑over‑year revenue grew, the EPS miss prompted selling pressure after the report. Q4 Earnings Results and Transcript
• Negative Sentiment: Needham cut its price target from $100 to $80 (still a Buy) — the reduction signals more conservative near‑term expectations and likely contributed to weak sentiment despite the maintained rating. Analyst Price Target Cut
• Negative Sentiment: Market commentary suggests EEFT’s recent share slide reflects a broader reassessment of the payments/paytech group and valuation compression; that thematic pressure can keep the stock underperforming until sentiment stabilizes. Is EEFT Pricing Reflect Recent Share Slide And Payments Sector Reassessment

Euronet Worldwide Company Profile

Euronet Worldwide, Inc is a global financial technology company specializing in electronic payment services and transaction processing. Through its three primary business segments—Electronic Funds Transfer (EFT) Network Services, epay® Prepaid and Payment Services, and Money Transfer—Euronet provides end-to-end solutions that enable secure, efficient and convenient payments for consumers, financial institutions and retailers worldwide.

In its EFT Network Services arm, Euronet operates one of the world’s largest ATM and point-of-sale (POS) terminal networks, offering deployment, management and connectivity services.