Bread Financial Holdings, Inc. $BFH Stock Position Lifted by Public Sector Pension Investment Board

Public Sector Pension Investment Board lifted its stake in Bread Financial Holdings, Inc. (NYSE:BFH) by 12.2% during the third quarter, according to its most recent disclosure with the Securities and Exchange Commission. The fund owned 209,029 shares of the company’s stock after acquiring an additional 22,745 shares during the quarter. Public Sector Pension Investment Board owned approximately 0.46% of Bread Financial worth $11,658,000 as of its most recent filing with the Securities and Exchange Commission.

Other hedge funds and other institutional investors have also modified their holdings of the company. EverSource Wealth Advisors LLC increased its position in Bread Financial by 127.2% in the 2nd quarter. EverSource Wealth Advisors LLC now owns 711 shares of the company’s stock worth $41,000 after purchasing an additional 398 shares during the last quarter. BOK Financial Private Wealth Inc. bought a new stake in shares of Bread Financial in the 2nd quarter valued at approximately $42,000. Salomon & Ludwin LLC increased its holdings in Bread Financial by 136.2% in the third quarter. Salomon & Ludwin LLC now owns 888 shares of the company’s stock worth $49,000 after buying an additional 512 shares during the last quarter. Strs Ohio bought a new position in Bread Financial during the first quarter valued at approximately $65,000. Finally, CWM LLC lifted its stake in Bread Financial by 18.3% in the third quarter. CWM LLC now owns 2,978 shares of the company’s stock valued at $166,000 after acquiring an additional 461 shares during the last quarter. 99.52% of the stock is currently owned by hedge funds and other institutional investors.

More Bread Financial News

Here are the key news stories impacting Bread Financial this week:

• Positive Sentiment: Zacks raised near-term estimates — Q1 2026 EPS to $2.78 (from $2.47), Q2 2026 EPS to $2.47 (from $2.37), and FY2026 EPS to $9.27 (from $9.12). These upward revisions suggest stronger expected performance in the coming quarters, supporting near-term earnings momentum.
• Positive Sentiment: Zacks also bumped Q1 2027 to $2.30 (from $1.99) and Q2 2027 to $2.41 (from $2.37), indicating improved early‑2027 visibility versus prior forecasts.
• Neutral Sentiment: Zacks maintained a “Hold” rating across its notes — signaling the firm sees limited upside from current levels absent clearer fundamental catalysts.
• Neutral Sentiment: Zacks published an FY2028 estimate of $10.76 (new), giving a longer‑term baseline but not yet changing the analyst stance materially.
• Negative Sentiment: Zacks lowered several later-quarter estimates — Q3 2026 to $3.02 (from $3.10), Q4 2026 to $1.00 (from $1.18), Q3 2027 to $3.68 (from $3.91), and Q4 2027 to $2.09 (from $2.29). These cuts reduce visibility for back‑half performance and could cap longer‑term valuation expansion.
• Negative Sentiment: FY2027 estimate was trimmed to $10.48 (from $10.56), signaling modest downward revision to multi‑year growth expectations and leaving upside dependent on execution or better macro trends.

Bread Financial Price Performance

Shares of NYSE:BFH opened at $72.51 on Monday. The company has a market cap of $3.31 billion, a price-to-earnings ratio of 6.69, a PEG ratio of 0.46 and a beta of 1.26. The business has a 50 day moving average price of $74.52 and a 200 day moving average price of $66.51. The company has a quick ratio of 1.19, a current ratio of 1.17 and a debt-to-equity ratio of 0.27. Bread Financial Holdings, Inc. has a twelve month low of $38.21 and a twelve month high of $82.03.

Bread Financial (NYSE:BFH) last issued its quarterly earnings results on Thursday, January 29th. The company reported $2.07 EPS for the quarter, topping analysts’ consensus estimates of $0.40 by $1.67. Bread Financial had a return on equity of 17.92% and a net margin of 11.02%.The company had revenue of $975.00 million during the quarter, compared to analyst estimates of $954.74 million. During the same period in the previous year, the company earned $0.41 earnings per share. Research analysts predict that Bread Financial Holdings, Inc. will post 6.45 earnings per share for the current year.

Bread Financial announced that its Board of Directors has approved a share buyback program on Thursday, October 23rd that permits the company to repurchase $200.00 million in shares. This repurchase authorization permits the company to buy up to 7.1% of its stock through open market purchases. Stock repurchase programs are generally a sign that the company’s management believes its shares are undervalued.

Bread Financial Announces Dividend

The business also recently declared a quarterly dividend, which will be paid on Monday, March 16th. Shareholders of record on Friday, February 27th will be issued a $0.23 dividend. The ex-dividend date of this dividend is Friday, February 27th. This represents a $0.92 dividend on an annualized basis and a yield of 1.3%. Bread Financial’s dividend payout ratio is 8.49%.

Wall Street Analyst Weigh In

A number of research analysts have recently weighed in on the stock. Zacks Research downgraded shares of Bread Financial from a “strong-buy” rating to a “hold” rating in a report on Monday, December 22nd. JPMorgan Chase & Co. restated an “underweight” rating and set a $72.00 target price on shares of Bread Financial in a report on Thursday, December 4th. Wall Street Zen raised Bread Financial from a “buy” rating to a “strong-buy” rating in a research report on Friday, January 23rd. Evercore raised Bread Financial from an “in-line” rating to an “outperform” rating and set a $90.00 price objective on the stock in a report on Thursday, February 5th. Finally, TD Cowen boosted their target price on Bread Financial from $85.00 to $88.00 and gave the stock a “hold” rating in a report on Friday, January 30th. One equities research analyst has rated the stock with a Strong Buy rating, five have given a Buy rating, six have given a Hold rating and three have issued a Sell rating to the company’s stock. Based on data from MarketBeat.com, the company currently has an average rating of “Hold” and an average price target of $80.09.

About Bread Financial

Bread Financial, formerly known as Alliance Data Systems, is a Columbus, Ohio–based financial services company that specializes in providing private label credit programs, co-brand credit cards and digital payment solutions for retail partners. The company designs, issues and services proprietary credit products, enabling merchants to offer branded financing options that drive customer loyalty and increase basket sizes at the point of sale. Through its Bread technology platform, Bread Financial delivers installment-based payment options that integrate directly into e-commerce and in-store checkout experiences.

In addition to its core credit offerings, Bread Financial provides analytics, marketing and loyalty services to help merchants better understand consumer behavior and optimize promotional strategies.