Tian Ruixiang (NASDAQ:TIRX – Get Free Report) and James River Group (NASDAQ:JRVR – Get Free Report) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, risk, institutional ownership, dividends, profitability, earnings and valuation.
Earnings & Valuation
This table compares Tian Ruixiang and James River Group”s gross revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Tian Ruixiang | $3.22 million | 0.44 | -$3.99 million | N/A | N/A |
| James River Group | $707.63 million | 0.45 | -$81.12 million | ($2.08) | -3.31 |
Profitability
This table compares Tian Ruixiang and James River Group’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Tian Ruixiang | N/A | N/A | N/A |
| James River Group | -7.64% | 7.11% | 0.69% |
Volatility and Risk
Tian Ruixiang has a beta of 0.81, suggesting that its share price is 19% less volatile than the S&P 500. Comparatively, James River Group has a beta of -0.04, suggesting that its share price is 104% less volatile than the S&P 500.
Insider and Institutional Ownership
10.7% of Tian Ruixiang shares are owned by institutional investors. Comparatively, 95.2% of James River Group shares are owned by institutional investors. 39.6% of Tian Ruixiang shares are owned by company insiders. Comparatively, 33.8% of James River Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.
Analyst Ratings
This is a summary of recent ratings and target prices for Tian Ruixiang and James River Group, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Tian Ruixiang | 1 | 0 | 0 | 0 | 1.00 |
| James River Group | 1 | 5 | 1 | 0 | 2.00 |
James River Group has a consensus price target of $6.40, indicating a potential downside of 6.98%. Given James River Group’s stronger consensus rating and higher probable upside, analysts clearly believe James River Group is more favorable than Tian Ruixiang.
Summary
James River Group beats Tian Ruixiang on 8 of the 12 factors compared between the two stocks.
About Tian Ruixiang
Tian Ruixiang Holdings Ltd, together its subsidiaries, operates as an insurance broker in China and the United States. It distributes a range of insurance products, including property and casualty insurance, such as automobile, commercial property, liability, and accidental insurance; and life insurance comprising individual and group life insurances, as well as health and miscellaneous insurance. It serves individual or institutional customers. The company was founded in 2010 and is headquartered in Beijing, China.
About James River Group
James River Group Holdings, Ltd., through its subsidiaries, provides specialty insurance services. It operates through Excess and Surplus Lines, and Specialty Admitted Insurance segments. The Excess and Surplus Lines segment underwrites liability and property insurance in the United States Puerto Rice, and the United States Virgin Islands. This segment distributes its insurance policies primarily through wholesale insurance brokers. The Specialty Admitted Insurance segment provides insurance for fronting, program administrators, managing general agents, and independent retail agents. James River Group Holdings, Ltd. was founded in 2002 and is headquartered in Pembroke, Bermuda.
Receive News & Ratings for Tian Ruixiang Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Tian Ruixiang and related companies with MarketBeat.com's FREE daily email newsletter.
