Universal Insurance (UVE) Expected to Announce Earnings on Tuesday

Universal Insurance (NYSE:UVE) will likely be announcing its Q4 2025 results after the market closes on Tuesday, February 24th. Analysts expect the company to announce earnings of $0.60 per share and revenue of $372.99 million for the quarter. Investors may review the information on the company’s upcoming Q4 2025 earning report for the latest details on the call scheduled for Wednesday, February 25, 2026 at 10:00 AM ET.

Universal Insurance Stock Down 0.3%

Shares of NYSE UVE opened at $31.15 on Friday. The firm has a fifty day simple moving average of $31.58 and a two-hundred day simple moving average of $29.63. Universal Insurance has a 12 month low of $19.46 and a 12 month high of $35.84. The company has a current ratio of 0.55, a quick ratio of 0.55 and a debt-to-equity ratio of 0.20. The firm has a market capitalization of $873.76 million, a PE ratio of 7.35 and a beta of 0.70.

Universal Insurance Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Friday, March 13th. Investors of record on Friday, March 6th will be paid a $0.16 dividend. This represents a $0.64 dividend on an annualized basis and a yield of 2.1%. The ex-dividend date of this dividend is Friday, March 6th. Universal Insurance’s dividend payout ratio is presently 15.09%.

Wall Street Analyst Weigh In

Several research firms have weighed in on UVE. Piper Sandler lifted their price objective on Universal Insurance from $35.00 to $40.00 and gave the company an “overweight” rating in a research report on Monday, December 22nd. Wall Street Zen upgraded Universal Insurance from a “buy” rating to a “strong-buy” rating in a research note on Saturday, December 27th. Weiss Ratings reaffirmed a “buy (b)” rating on shares of Universal Insurance in a research note on Wednesday, January 21st. Finally, Zacks Research downgraded Universal Insurance from a “strong-buy” rating to a “hold” rating in a report on Tuesday, December 23rd. Two analysts have rated the stock with a Buy rating and one has issued a Hold rating to the stock. According to MarketBeat.com, the stock currently has an average rating of “Moderate Buy” and an average price target of $40.00.

Insider Buying and Selling at Universal Insurance

In other Universal Insurance news, Director Richard D. Peterson sold 1,855 shares of the business’s stock in a transaction on Tuesday, December 30th. The stock was sold at an average price of $33.61, for a total value of $62,346.55. Following the sale, the director directly owned 8,319 shares of the company’s stock, valued at approximately $279,601.59. The trade was a 18.23% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which can be accessed through this link. Also, CEO Stephen Donaghy sold 25,000 shares of the stock in a transaction on Monday, December 29th. The stock was sold at an average price of $34.07, for a total value of $851,750.00. Following the completion of the sale, the chief executive officer directly owned 679,961 shares in the company, valued at approximately $23,166,271.27. This represents a 3.55% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Over the last 90 days, insiders sold 66,855 shares of company stock worth $2,259,697. 16.60% of the stock is owned by insiders.

Institutional Inflows and Outflows

Large investors have recently bought and sold shares of the company. Engineers Gate Manager LP purchased a new stake in shares of Universal Insurance during the 4th quarter valued at about $304,000. Envestnet Asset Management Inc. raised its holdings in shares of Universal Insurance by 22.2% during the third quarter. Envestnet Asset Management Inc. now owns 10,965 shares of the insurance provider’s stock valued at $288,000 after purchasing an additional 1,995 shares during the last quarter. Quadrature Capital Ltd bought a new position in Universal Insurance during the fourth quarter valued at approximately $280,000. The Manufacturers Life Insurance Company bought a new position in Universal Insurance during the second quarter valued at approximately $257,000. Finally, Mariner LLC purchased a new stake in Universal Insurance in the fourth quarter worth approximately $256,000. 66.61% of the stock is owned by hedge funds and other institutional investors.

Universal Insurance Company Profile

Universal Insurance Holdings, Inc (NYSE: UVE) is a property and casualty insurance holding company headquartered in Jacksonville, Florida. The company underwrites homeowners and other residential property insurance products to protect against natural catastrophes such as hurricanes, windstorms and fires. It distributes policies primarily through a network of independent agents and brokers, offering coverage for primary residences, secondary homes, condominiums, vacant dwellings and rental properties across its service territory.

In addition to personal lines, Universal provides commercial property and casualty insurance tailored to small businesses and institutional clients.