Rocket Companies (NYSE:RKT) Releases Quarterly Earnings Results, Beats Estimates By $0.02 EPS

Rocket Companies (NYSE:RKT) announced its quarterly earnings data on Thursday. The company reported $0.11 EPS for the quarter, beating the consensus estimate of $0.09 by $0.02, FiscalAI reports. The firm had revenue of $2.44 billion for the quarter, compared to analyst estimates of $2.24 billion. Rocket Companies had a positive return on equity of 2.83% and a negative net margin of 1.77%.The company’s revenue was up 52.2% on a year-over-year basis. During the same period in the prior year, the company earned $0.04 EPS.

Here are the key takeaways from Rocket Companies’ conference call:

• Rocket beat guidance in Q4 with $2.44 billion in adjusted revenue, $592 million adjusted EBITDA for the quarter and full-year adjusted revenue of $6.9 billion, while market share rose to 5.5%, supporting stronger near-term growth expectations.
• Integration of Redfin and Mr. Cooper is ahead of plan—Redfin expense synergies of $140 million were realized early, ~600,000 loans were migrated smoothly, and Mr. Cooper synergies are on track to be fully realized sooner than the original 2027 target.
• AI and automation materially increased operating leverage—Rocket produced nearly $50 billion in Q4 originations with roughly half the headcount, handles millions of automated contacts monthly, reports a 3x industry recapture rate, and says it is capturing over $1 billion of incremental volume per month.
• The strategic alliance with Compass aims to expand inventory and distribution—Redfin will be the exclusive portal for Compass Private Exclusives, Compass becomes a major brokerage partner, and Rocket Mortgage will offer integrated preferred pricing to improve affordability and drive attach rates.

Rocket Companies Trading Up 2.4%

Shares of NYSE RKT traded up $0.42 during trading hours on Thursday, hitting $17.75. The company’s stock had a trading volume of 22,123,079 shares, compared to its average volume of 30,805,132. Rocket Companies has a 12 month low of $10.94 and a 12 month high of $24.36. The stock has a market cap of $37.36 billion, a price-to-earnings ratio of 221.90 and a beta of 2.31. The company has a debt-to-equity ratio of 2.16, a quick ratio of 19.68 and a current ratio of 19.68. The business has a 50-day simple moving average of $20.03 and a 200-day simple moving average of $18.92.

Wall Street Analyst Weigh In

A number of brokerages have recently weighed in on RKT. The Goldman Sachs Group restated a “neutral” rating and issued a $22.00 price objective (up from $16.00) on shares of Rocket Companies in a report on Wednesday, October 29th. BTIG Research reissued a “buy” rating and issued a $25.00 price target on shares of Rocket Companies in a research note on Wednesday, November 19th. Oppenheimer initiated coverage on shares of Rocket Companies in a research report on Thursday, November 13th. They set an “outperform” rating and a $25.00 price target for the company. Jefferies Financial Group initiated coverage on Rocket Companies in a report on Friday, December 19th. They issued a “buy” rating and a $25.00 price objective on the stock. Finally, Barclays set a $22.00 target price on Rocket Companies and gave the company an “equal weight” rating in a research note on Tuesday, January 6th. Five research analysts have rated the stock with a Buy rating, ten have issued a Hold rating and one has issued a Sell rating to the company’s stock. According to MarketBeat, Rocket Companies currently has a consensus rating of “Hold” and an average target price of $20.50.

Rocket Companies News Roundup

Here are the key news stories impacting Rocket Companies this week:

• Positive Sentiment: Q4 results beat expectations — RKT reported $0.11 EPS vs. $0.09 consensus and revenue of $2.44B vs. $2.24B expected, showing better-than-forecast quarter-to-quarter performance. Q4 Press Release
• Positive Sentiment: Company raised Q1 2026 revenue guidance to $2.6B–$2.8B, above the Street’s ~$2.3B estimate (EPS guidance was not specified in the release), signaling management expects stronger origination/servicing activity next quarter. Guidance & Results PR
• Positive Sentiment: Strategic alliance with Compass (listing inventory to appear on Redfin) could materially increase home listings available to Rocket’s platform, supporting mortgage origination and ancillary services growth. Alliance PR
• Positive Sentiment: Falling mortgage rates (average ~6.09%, lowest since 2022) improve affordability and could lift origination volumes if the trend continues. Mortgage Rates Article
• Neutral Sentiment: Leadership tweak: CFO Brian Brown was named President while remaining CFO/Treasurer — a continuity move but one investors will watch for execution and strategy signal. Leadership PR
• Neutral Sentiment: Options and media attention point to elevated expectations for post-earnings volatility; analysts still show an Outperform consensus, but near-term swings are likely. Options/Market Article
• Negative Sentiment: Short interest jumped ~49.8% in February to ~54.4M shares — about 35.1% of float — which raises the risk of downward pressure and volatility if sentiment turns negative. (Short-interest ratio ~1.6 days.)
• Negative Sentiment: Despite the top-line and EPS beat, Rocket reported a negative net margin (~-1.77%) and modest ROE (2.83%), underscoring profitability and margin recovery challenges. Q4 Press Release

Insider Buying and Selling

In other news, Director Matthew Rizik sold 2,500 shares of Rocket Companies stock in a transaction that occurred on Wednesday, January 7th. The stock was sold at an average price of $21.26, for a total value of $53,150.00. Following the sale, the director directly owned 1,046,036 shares in the company, valued at approximately $22,238,725.36. This trade represents a 0.24% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Over the last three months, insiders sold 32,500 shares of company stock worth $645,775. Corporate insiders own 92.64% of the company’s stock.

Institutional Trading of Rocket Companies

Several large investors have recently bought and sold shares of the company. Royal Bank of Canada lifted its stake in shares of Rocket Companies by 48.9% in the 1st quarter. Royal Bank of Canada now owns 69,641 shares of the company’s stock valued at $841,000 after purchasing an additional 22,861 shares during the period. Amundi raised its holdings in Rocket Companies by 3.1% in the first quarter. Amundi now owns 33,416 shares of the company’s stock worth $403,000 after purchasing an additional 997 shares in the last quarter. AQR Capital Management LLC raised its holdings in Rocket Companies by 1,086.5% in the first quarter. AQR Capital Management LLC now owns 400,467 shares of the company’s stock worth $4,734,000 after purchasing an additional 366,716 shares in the last quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC lifted its position in Rocket Companies by 12.2% during the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 370,619 shares of the company’s stock valued at $4,473,000 after buying an additional 40,326 shares during the period. Finally, Creative Planning boosted its holdings in shares of Rocket Companies by 17.2% during the 2nd quarter. Creative Planning now owns 18,215 shares of the company’s stock valued at $258,000 after buying an additional 2,679 shares in the last quarter. 4.59% of the stock is owned by institutional investors.

About Rocket Companies

Rocket Companies, Inc is a Detroit-based holding company whose businesses are centered on digital mortgage origination and related consumer finance and real estate services. The company grew out of the Quicken Loans franchise and completed an initial public offering in 2020. Founder Dan Gilbert remains a prominent figure associated with the firm, which operates a suite of brands that aim to simplify the home financing and buying experience through technology and scale.

The company’s core activity is mortgage lending through its Rocket Mortgage platform, which offers online application, underwriting and servicing for home purchase and refinance loans.