Analyzing Chime Financial (NASDAQ:CHYM) & Roman DBDR Tech Acquisition (OTCMKTS:DBDRU)

Roman DBDR Tech Acquisition (OTCMKTS:DBDRU) and Chime Financial (NASDAQ:CHYM) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, risk, profitability, earnings, valuation and dividends.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Roman DBDR Tech Acquisition and Chime Financial, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Roman DBDR Tech Acquisition	0	0	0	0	0.00
Chime Financial	1	5	10	2	2.72

Chime Financial has a consensus price target of $32.41, indicating a potential upside of 46.46%. Given Chime Financial’s stronger consensus rating and higher possible upside, analysts plainly believe Chime Financial is more favorable than Roman DBDR Tech Acquisition.

Earnings and Valuation

This table compares Roman DBDR Tech Acquisition and Chime Financial”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Roman DBDR Tech Acquisition	N/A	N/A	N/A	N/A	N/A
Chime Financial	$2.19 billion	3.79	-$25.34 million	($7.56)	-2.93

Roman DBDR Tech Acquisition has higher earnings, but lower revenue than Chime Financial.

Profitability

This table compares Roman DBDR Tech Acquisition and Chime Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Roman DBDR Tech Acquisition	N/A	N/A	N/A
Chime Financial	-46.18%	-70.35%	-52.26%

Summary

Chime Financial beats Roman DBDR Tech Acquisition on 5 of the 8 factors compared between the two stocks.

About Roman DBDR Tech Acquisition

As of December 27, 2021, Roman DBDR Tech Acquisition Corp. was acquired by CompoSecure, L.L.C., in a reverse merger transaction. Roman DBDR Tech Acquisition Corp. does not have significant operations. It intends to effect a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or business combination with one or more businesses in the technology, media, and telecom industries. The company was incorporated in 2020 and is based in Las Vegas, Nevada.

About Chime Financial

Chime is a financial technology company that partners with federally regulated, FDIC-insured banks—The Bancorp Bank, N.A. and Stride Bank, N.A., Members FDIC—to provide consumer banking products and services. The company’s model is designed to eliminate common fees and simplify access to basic financial services.

Chime does not charge overdraft fees, monthly service fees, or require minimum balances. All account balances are held at partner banks and protected by applicable regulatory safeguards to ensure funds remain secure and accessible.