UWM (NYSE:UWMC) Price Target Lowered to $6.00 at Keefe, Bruyette & Woods

UWM (NYSE:UWMC) had its target price reduced by Keefe, Bruyette & Woods from $6.75 to $6.00 in a research report sent to investors on Friday morning,Benzinga reports. Keefe, Bruyette & Woods currently has a market perform rating on the stock.

Several other research analysts also recently commented on UWMC. The Goldman Sachs Group set a $5.00 price target on UWM in a research report on Tuesday, January 6th. Morgan Stanley set a $6.00 target price on shares of UWM in a research report on Tuesday, December 16th. Barclays reduced their price target on shares of UWM from $7.00 to $6.00 and set an “overweight” rating for the company in a report on Thursday. Jefferies Financial Group set a $4.40 price target on shares of UWM in a research report on Wednesday. Finally, UBS Group upped their price objective on shares of UWM from $5.50 to $6.00 and gave the company a “neutral” rating in a research report on Wednesday, November 12th. Two research analysts have rated the stock with a Buy rating and eight have assigned a Hold rating to the company. Based on data from MarketBeat, UWM presently has an average rating of “Hold” and an average target price of $6.24.

UWM Stock Performance

UWMC stock traded down $0.14 during mid-day trading on Friday, reaching $4.41. 17,663,294 shares of the stock traded hands, compared to its average volume of 20,295,526. The company has a quick ratio of 1.45, a current ratio of 1.45 and a debt-to-equity ratio of 2.40. UWM has a 52 week low of $3.79 and a 52 week high of $7.14. The business has a 50-day moving average of $4.99 and a two-hundred day moving average of $5.45. The firm has a market capitalization of $7.06 billion, a PE ratio of 73.57 and a beta of 1.85.

UWM (NYSE:UWMC) last posted its quarterly earnings data on Wednesday, February 25th. The company reported $0.08 EPS for the quarter, missing analysts’ consensus estimates of $0.09 by ($0.01). UWM had a negative return on equity of 1.33% and a net margin of 0.87%.The business had revenue of $945.25 million during the quarter, compared to the consensus estimate of $759.12 million. As a group, equities analysts predict that UWM will post 0.2 EPS for the current fiscal year.

UWM Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Thursday, April 9th. Investors of record on Thursday, March 19th will be given a dividend of $0.10 per share. This represents a $0.40 annualized dividend and a dividend yield of 9.1%. The ex-dividend date is Thursday, March 19th. UWM’s dividend payout ratio (DPR) is 666.67%.

Insiders Place Their Bets

In other UWM news, CEO Ishbia Mat sold 632,874 shares of the stock in a transaction on Wednesday, February 25th. The stock was sold at an average price of $4.03, for a total transaction of $2,550,482.22. Following the completion of the transaction, the chief executive officer directly owned 3,330,659 shares in the company, valued at $13,422,555.77. This represents a 15.97% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which can be accessed through this link. Insiders sold 20,348,052 shares of company stock valued at $103,845,430 in the last quarter. Corporate insiders own 87.50% of the company’s stock.

Hedge Funds Weigh In On UWM

Institutional investors and hedge funds have recently bought and sold shares of the business. Vanguard Group Inc. grew its holdings in shares of UWM by 9.7% during the fourth quarter. Vanguard Group Inc. now owns 18,959,442 shares of the company’s stock worth $83,042,000 after purchasing an additional 1,676,754 shares during the last quarter. Azora Capital LP lifted its position in UWM by 230.8% during the 4th quarter. Azora Capital LP now owns 11,296,053 shares of the company’s stock worth $49,477,000 after buying an additional 7,881,586 shares in the last quarter. Brandes Investment Partners LP bought a new stake in UWM during the 4th quarter worth about $45,867,000. Balyasny Asset Management L.P. increased its position in UWM by 116.6% in the 2nd quarter. Balyasny Asset Management L.P. now owns 5,991,072 shares of the company’s stock valued at $24,803,000 after acquiring an additional 3,224,806 shares in the last quarter. Finally, Integrated Investment Consultants LLC bought a new position in shares of UWM in the third quarter worth about $32,630,000. Institutional investors and hedge funds own 53.59% of the company’s stock.

UWM News Roundup

Here are the key news stories impacting UWM this week:

• Positive Sentiment: Revenue and volume beat — UWM reported roughly $945M in Q4 revenue and its highest quarterly loan origination volume since 2021, showing demand and market‑share execution that support topline momentum. Q4 Results
• Positive Sentiment: Quarterly dividend announced ($0.10/share; ~9% yield) — that payout can attract income‑oriented holders and provide a baseline of demand. Dividend Announcement
• Neutral Sentiment: Analyst note roundups — recent analyst commentaries summarize mixed views after Q4; some maintain overweight/hold ratings while re‑setting targets. These pieces consolidate opinion but don’t move consensus decisively. Benzinga Analysts Roundup Yahoo: What Analysts Are Saying
• Neutral Sentiment: Options flow spike — unusually high call buying was reported around earnings (large volume vs. average). This signals speculative positioning or hedging but is ambiguous for longer‑term direction. Options Activity
• Negative Sentiment: EPS miss and weak margins — reported EPS (~$0.06–$0.08) came below consensus (~$0.09) and net margin/ROE remain pressured; earnings disappointment was a primary trigger for selling. Earnings Call Transcript
• Negative Sentiment: Conservative, wide Q1 guidance — the $650M–$850M revenue band increases near‑term uncertainty and left some analysts and traders disappointed. Call Transcript
• Negative Sentiment: Insider selling — CEO Mat Ishbia sold a sizable block (~632,874 shares on Feb. 25; SEC filing), which amplified negative sentiment despite possible liquidity reasons. SEC Filing
• Negative Sentiment: Price target trims and market reaction — Barclays and Keefe, Bruyette & Woods lowered targets to $6.00 and moved ratings to market‑perform/overweight; the cuts and the EPS miss helped trigger a sharp intraday selloff (reports of a ~12% plunge and a new 12‑month low). MSN: Stock Plunge

UWM Company Profile

United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.