Sunpointe LLC Invests $877,000 in SoFi Technologies, Inc. $SOFI

Sunpointe LLC purchased a new position in shares of SoFi Technologies, Inc. (NASDAQ:SOFI) in the 3rd quarter, Holdings Channel reports. The firm purchased 33,183 shares of the company’s stock, valued at approximately $877,000.

Several other hedge funds also recently modified their holdings of the stock. Vanguard Group Inc. increased its position in shares of SoFi Technologies by 6.8% during the 3rd quarter. Vanguard Group Inc. now owns 107,102,212 shares of the company’s stock worth $2,829,640,000 after purchasing an additional 6,814,727 shares during the last quarter. Dimensional Fund Advisors LP lifted its holdings in SoFi Technologies by 0.7% during the 3rd quarter. Dimensional Fund Advisors LP now owns 9,792,807 shares of the company’s stock worth $258,821,000 after purchasing an additional 67,504 shares during the last quarter. Norges Bank acquired a new stake in shares of SoFi Technologies during the second quarter worth $164,068,000. Marshall Wace LLP raised its stake in SoFi Technologies by 88.2% in the 2nd quarter. Marshall Wace LLP now owns 7,997,146 shares of the company’s stock worth $145,628,000 after purchasing an additional 3,748,817 shares in the last quarter. Finally, Charles Schwab Investment Management Inc. boosted its holdings in SoFi Technologies by 2.4% in the 2nd quarter. Charles Schwab Investment Management Inc. now owns 6,628,309 shares of the company’s stock valued at $120,702,000 after purchasing an additional 155,583 shares during the period. Institutional investors own 38.43% of the company’s stock.

Analyst Ratings Changes

A number of research firms have recently weighed in on SOFI. Weiss Ratings reiterated a “hold (c)” rating on shares of SoFi Technologies in a research report on Thursday, January 22nd. Needham & Company LLC lowered their price objective on SoFi Technologies from $36.00 to $33.00 and set a “buy” rating on the stock in a research note on Monday, February 2nd. UBS Group set a $24.50 target price on SoFi Technologies in a research report on Monday, February 2nd. JPMorgan Chase & Co. raised SoFi Technologies from a “neutral” rating to an “overweight” rating and set a $31.00 target price on the stock in a report on Tuesday, February 3rd. Finally, The Goldman Sachs Group decreased their price target on SoFi Technologies from $27.00 to $24.00 and set a “neutral” rating on the stock in a research report on Tuesday, January 6th. Seven equities research analysts have rated the stock with a Buy rating, eight have given a Hold rating and three have issued a Sell rating to the company’s stock. Based on data from MarketBeat.com, the company presently has an average rating of “Hold” and an average target price of $26.34.

Insider Activity

In related news, EVP Eric Schuppenhauer bought 5,000 shares of the company’s stock in a transaction dated Thursday, February 5th. The stock was purchased at an average price of $19.93 per share, with a total value of $99,650.00. Following the completion of the acquisition, the executive vice president owned 228,768 shares of the company’s stock, valued at $4,559,346.24. The trade was a 2.23% increase in their ownership of the stock. The purchase was disclosed in a filing with the Securities & Exchange Commission, which is available through the SEC website. Also, CTO Jeremy Rishel sold 91,837 shares of SoFi Technologies stock in a transaction that occurred on Wednesday, December 17th. The shares were sold at an average price of $26.64, for a total transaction of $2,446,537.68. Following the sale, the chief technology officer directly owned 794,598 shares in the company, valued at $21,168,090.72. This trade represents a 10.36% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. In the last 90 days, insiders have sold 214,753 shares of company stock valued at $5,045,087. Corporate insiders own 2.60% of the company’s stock.

SoFi Technologies Trading Up 2.9%

Shares of SOFI stock opened at $19.25 on Friday. The stock’s fifty day moving average price is $23.11 and its two-hundred day moving average price is $25.89. The company has a market cap of $24.55 billion, a PE ratio of 50.66 and a beta of 2.20. SoFi Technologies, Inc. has a fifty-two week low of $8.60 and a fifty-two week high of $32.73. The company has a debt-to-equity ratio of 0.17, a quick ratio of 0.18 and a current ratio of 0.78.

SoFi Technologies (NASDAQ:SOFI) last posted its quarterly earnings results on Friday, January 30th. The company reported $0.13 EPS for the quarter, topping analysts’ consensus estimates of $0.12 by $0.01. SoFi Technologies had a return on equity of 5.88% and a net margin of 13.34%.The company had revenue of $1.01 billion during the quarter, compared to analysts’ expectations of $984.75 million. During the same quarter in the previous year, the firm earned $0.05 EPS. SoFi Technologies’s revenue was up 39.6% on a year-over-year basis. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. Equities analysts predict that SoFi Technologies, Inc. will post 0.26 EPS for the current fiscal year.

SoFi Technologies News Roundup

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: Mastercard partnership to enable SoFiUSD settlement across Mastercard’s global payments rails — this materially expands distribution and merchant/payment settlement reach for SoFi’s bank‑issued stablecoin, a clear revenue and adoption catalyst. SoFi and Mastercard Partner to Enable SoFiUSD Settlement Across Mastercard’s Global Payments Network
• Positive Sentiment: SoFi tapped BitGo to run custody/distribution for SoFiUSD — adds institutional-grade infrastructure and credibility to the stablecoin launch, lowering operational risk and helping go-to-market execution. SoFi Selects BitGo to Power Bank-Issued Stablecoin
• Positive Sentiment: Heavy call-option buying (≈632,777 calls, ~45% above normal) signals short‑term bullish speculation and trader conviction about upside moves. This elevated options flow can amplify intraday buying pressure.
• Positive Sentiment: Membership and profitability momentum: SoFi’s member base rose from 1.9M (end‑2020) to 13.7M (end‑2025) and the company has posted rising profits since Q4 2023 — supports the long‑term revenue and margin story. Is SoFi Technologies Stock Your Ticket to Becoming a Millionaire?
• Neutral Sentiment: Templum is offering limited private‑market investment windows (OpenAI, Perplexity, Colossal) to SoFi members — may boost member engagement and fee revenue but is limited to accredited investors. Templum to Offer Premier Private Market Investment Opportunities … to SoFi Members
• Neutral Sentiment: Heightened retail/trending attention (Zacks/MSN coverage) increases volume and volatility; useful for momentum traders but not a fundamental change. Here is What to Know Beyond Why SoFi Technologies, Inc. (SOFI) is a Trending Stock
• Negative Sentiment: Analyst sentiment remains mixed: some firms reaffirm Holds and have trimmed price targets (example: Truist trimmed PT), and the consensus recommendation is Hold — this caps upside until guidance/earnings materially beat expectations. Analyst Opinion Mixed on SoFi Technologies (SOFI) Stock in February

SoFi Technologies Profile

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.