FirstSun Capital Bancorp (NASDAQ:FSUN) & Farmers National Banc (NASDAQ:FMNB) Head-To-Head Contrast

FirstSun Capital Bancorp (NASDAQ:FSUN) and Farmers National Banc (NASDAQ:FMNB) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, risk, analyst recommendations, profitability, institutional ownership, valuation and earnings.

Insider & Institutional Ownership

38.7% of Farmers National Banc shares are owned by institutional investors. 12.5% of FirstSun Capital Bancorp shares are owned by insiders. Comparatively, 4.0% of Farmers National Banc shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Volatility and Risk

FirstSun Capital Bancorp has a beta of 0.89, suggesting that its stock price is 11% less volatile than the S&P 500. Comparatively, Farmers National Banc has a beta of 0.85, suggesting that its stock price is 15% less volatile than the S&P 500.

Valuation & Earnings

This table compares FirstSun Capital Bancorp and Farmers National Banc”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FirstSun Capital Bancorp	$569.65 million	1.74	$97.94 million	$3.46	10.26
Farmers National Banc	$279.92 million	1.70	$54.59 million	$1.45	8.68

FirstSun Capital Bancorp has higher revenue and earnings than Farmers National Banc. Farmers National Banc is trading at a lower price-to-earnings ratio than FirstSun Capital Bancorp, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares FirstSun Capital Bancorp and Farmers National Banc’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FirstSun Capital Bancorp	17.19%	9.00%	1.19%
Farmers National Banc	19.50%	13.03%	1.14%

Analyst Ratings

This is a breakdown of current ratings and target prices for FirstSun Capital Bancorp and Farmers National Banc, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FirstSun Capital Bancorp	0	1	3	1	3.00
Farmers National Banc	1	2	1	0	2.00

FirstSun Capital Bancorp presently has a consensus target price of $43.33, indicating a potential upside of 22.03%. Farmers National Banc has a consensus target price of $14.50, indicating a potential upside of 15.17%. Given FirstSun Capital Bancorp’s stronger consensus rating and higher possible upside, equities research analysts clearly believe FirstSun Capital Bancorp is more favorable than Farmers National Banc.

Summary

FirstSun Capital Bancorp beats Farmers National Banc on 12 of the 15 factors compared between the two stocks.

About FirstSun Capital Bancorp

FirstSun Capital Bancorp engages in the provision of commercial banking services. It operates through the following segments: Banking, Mortgage Operations, and Corporate. The Banking segment consists of loans and provides deposits and fee-based services to consumer, business, and mortgage lending customers. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans to sell and hold. The company is founded on November 9, 1981 headquartered in Denver, CO.

About Farmers National Banc

Farmers National Banc Corp. operates as a bank holding company for The Farmers National Bank of Canfield engages in the banking, trust, retirement consulting, insurance, and financial management businesses. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit, night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, employee benefit plans, and retirement services; property and casualty insurance products and services; and various insurance products through licensed representatives, as well as invests in municipal securities. The company was founded in 1887 and is headquartered in Canfield, Ohio.