Stephens Lowers nCino (NASDAQ:NCNO) Price Target to $26.00

nCino (NASDAQ:NCNO) had its price target dropped by stock analysts at Stephens from $34.00 to $26.00 in a research note issued to investors on Wednesday,Benzinga reports. The firm presently has an “overweight” rating on the stock. Stephens’ price target would suggest a potential upside of 58.88% from the stock’s current price.

A number of other analysts have also recently weighed in on NCNO. Needham & Company LLC decreased their target price on shares of nCino from $38.00 to $25.00 and set a “buy” rating on the stock in a research note on Wednesday. Robert W. Baird dropped their price target on nCino from $34.00 to $24.00 and set an “outperform” rating for the company in a research note on Tuesday. UBS Group restated a “buy” rating and set a $36.00 price objective on shares of nCino in a research report on Tuesday, December 9th. Truist Financial lowered their target price on nCino from $27.00 to $19.00 and set a “hold” rating for the company in a report on Wednesday. Finally, Citizens Jmp dropped their target price on nCino from $41.00 to $32.00 and set a “market outperform” rating for the company in a research report on Wednesday. One investment analyst has rated the stock with a Strong Buy rating, eleven have given a Buy rating, seven have assigned a Hold rating and one has issued a Sell rating to the stock. According to data from MarketBeat.com, the company has a consensus rating of “Moderate Buy” and an average price target of $26.80.

nCino Price Performance

Shares of NCNO stock traded up $1.39 on Wednesday, reaching $16.37. The company had a trading volume of 6,055,988 shares, compared to its average volume of 2,326,183. The business’s 50-day moving average is $17.32 and its 200 day moving average is $22.80. nCino has a one year low of $13.80 and a one year high of $33.92. The company has a quick ratio of 1.01, a current ratio of 1.01 and a debt-to-equity ratio of 0.24. The stock has a market capitalization of $1.88 billion, a PE ratio of -90.93, a price-to-earnings-growth ratio of 2.84 and a beta of 0.59.

nCino (NASDAQ:NCNO) last announced its quarterly earnings results on Tuesday, March 31st. The company reported $0.37 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.21 by $0.16. The company had revenue of $149.67 million for the quarter, compared to analyst estimates of $147.41 million. nCino had a negative net margin of 3.71% and a positive return on equity of 2.28%. The firm’s revenue was up 5.9% on a year-over-year basis. During the same period in the previous year, the firm posted $0.12 EPS. Equities research analysts forecast that nCino will post 0.12 EPS for the current fiscal year.

nCino declared that its board has initiated a stock buyback plan on Monday, December 8th that allows the company to buyback $100.00 million in shares. This buyback authorization allows the company to reacquire up to 3.7% of its shares through open market purchases. Shares buyback plans are typically a sign that the company’s board believes its shares are undervalued.

Insider Activity at nCino

In related news, SVP Jeanette Sellers sold 2,182 shares of the business’s stock in a transaction on Wednesday, February 4th. The shares were sold at an average price of $18.26, for a total value of $39,843.32. Following the sale, the senior vice president owned 43,219 shares of the company’s stock, valued at $789,178.94. The trade was a 4.81% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available through the SEC website. Also, CFO Gregory Orenstein sold 10,562 shares of the stock in a transaction on Tuesday, February 3rd. The shares were sold at an average price of $18.68, for a total value of $197,298.16. Following the completion of the sale, the chief financial officer owned 451,184 shares of the company’s stock, valued at $8,428,117.12. The trade was a 2.29% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold 69,803 shares of company stock valued at $1,345,743 in the last quarter. Insiders own 5.70% of the company’s stock.

Hedge Funds Weigh In On nCino

Hedge funds have recently made changes to their positions in the stock. Ranger Investment Management L.P. lifted its stake in shares of nCino by 48.2% in the third quarter. Ranger Investment Management L.P. now owns 1,157,751 shares of the company’s stock worth $31,387,000 after acquiring an additional 376,506 shares during the period. Vanguard Group Inc. increased its position in nCino by 1.7% during the 3rd quarter. Vanguard Group Inc. now owns 11,924,703 shares of the company’s stock valued at $323,279,000 after purchasing an additional 201,499 shares during the period. Campbell & CO Investment Adviser LLC bought a new position in nCino during the 3rd quarter worth approximately $1,397,000. Cramer Rosenthal Mcglynn LLC raised its holdings in nCino by 19.8% during the 3rd quarter. Cramer Rosenthal Mcglynn LLC now owns 375,310 shares of the company’s stock worth $10,175,000 after purchasing an additional 62,142 shares during the last quarter. Finally, Shannon River Fund Management LLC lifted its position in shares of nCino by 27.4% in the 3rd quarter. Shannon River Fund Management LLC now owns 1,578,896 shares of the company’s stock worth $42,804,000 after purchasing an additional 339,863 shares during the period. 94.76% of the stock is currently owned by institutional investors.

nCino News Summary

Here are the key news stories impacting nCino this week:

• Positive Sentiment: Q4 results beat expectations: nCino reported non‑GAAP EPS of $0.37 (well above estimates) and revenue of $149.7M, with ACV up 17% and a fiscal‑year ACV net retention rate of 112%. Management also announced a $100M accelerated share repurchase program — all signals of stronger recurring revenue and capital returns. GlobeNewswire
• Positive Sentiment: Fiscal‑2027 outlook and cash generation: management outlined free cash flow guidance of $132M–$137M and a target of ~10% ACV growth, which supports valuation re‑rating if execution continues. Seeking Alpha
• Positive Sentiment: Analyst ratings largely remain constructive: several firms (Needham, Piper Sandler, Morgan Stanley, Robert W. Baird) maintained or moved to buy/overweight ratings despite trimming price targets — indicating continued analyst conviction in medium‑term growth. See Benzinga/TickerReport coverage. Benzinga TickerReport
• Neutral Sentiment: Investors are parsing the earnings call and slides for execution details (AI initiatives, ACV composition and margin cadence); transcripts and call highlights are available for deeper diligence. Yahoo Finance Earnings Call Transcript
• Negative Sentiment: Price‑target trims and forecast cuts: multiple firms cut their price targets (examples: Morgan Stanley $36→$21, Piper Sandler $30→$22, Robert W. Baird $34→$24, Needham $38→$25) and some analysts slashed near‑term forecasts, reflecting tempered expectations on margin expansion and growth cadence. Benzinga
• Negative Sentiment: Morgan Stanley published a pessimistic short‑term view on NCNO’s trajectory, which could pressure sentiment if execution or guidance misses going forward. American Banking News

About nCino

nCino, Inc provides a cloud-based banking operating system designed to modernize and streamline processes for financial institutions. Built on a software-as-a-service (SaaS) model, the nCino Bank Operating System integrates key banking functions into a unified platform, enabling banks and credit unions to enhance efficiency, reduce risk and improve customer experiences.

Founded in 2012 as a spinoff from Live Oak Bank, nCino launched its flagship offering to address the needs of commercial and retail lenders seeking to replace legacy systems.