OppFi (NYSE:OPFI) Hits New 1-Year Low – Should You Sell?

OppFi Inc. (NYSE:OPFI) hit a new 52-week low during trading on Thursday . The company traded as low as $7.37 and last traded at $7.3930, with a volume of 31997 shares changing hands. The stock had previously closed at $7.58.

Wall Street Analysts Forecast Growth

OPFI has been the topic of a number of recent research reports. Zacks Research lowered shares of OppFi from a “strong-buy” rating to a “hold” rating in a research report on Monday, December 29th. Weiss Ratings reissued a “sell (d+)” rating on shares of OppFi in a research note on Monday, December 29th. One research analyst has rated the stock with a Buy rating, two have given a Hold rating and one has issued a Sell rating to the company’s stock. According to data from MarketBeat.com, the stock currently has an average rating of “Hold” and an average price target of $14.00.

OppFi Trading Down 2.4%

The firm has a fifty day moving average price of $8.87 and a 200 day moving average price of $9.84. The firm has a market cap of $629.58 million, a PE ratio of -67.16 and a beta of 1.78.

OppFi (NYSE:OPFI) last announced its quarterly earnings data on Wednesday, March 11th. The company reported $0.30 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.28 by $0.02. OppFi had a net margin of 4.41% and a return on equity of 45.42%. The firm had revenue of $85.57 million during the quarter, compared to analyst estimates of $159.80 million. OppFi has set its FY 2026 guidance at 1.760-1.840 EPS. As a group, equities analysts predict that OppFi Inc. will post 0.86 earnings per share for the current year.

Insider Buying and Selling at OppFi

In other news, Director Jocelyn Moore sold 8,190 shares of the firm’s stock in a transaction that occurred on Thursday, March 12th. The shares were sold at an average price of $8.53, for a total transaction of $69,860.70. Following the completion of the sale, the director owned 39,076 shares in the company, valued at $333,318.28. This trade represents a 17.33% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. 72.00% of the stock is currently owned by company insiders.

Institutional Inflows and Outflows

A number of large investors have recently added to or reduced their stakes in OPFI. Hsbc Holdings PLC acquired a new stake in OppFi during the fourth quarter worth $119,000. Invesco Ltd. lifted its stake in shares of OppFi by 30.4% in the 4th quarter. Invesco Ltd. now owns 48,580 shares of the company’s stock valued at $508,000 after purchasing an additional 11,338 shares during the last quarter. Vident Advisory LLC acquired a new position in shares of OppFi in the 4th quarter valued at $730,000. Mackenzie Financial Corp grew its holdings in shares of OppFi by 18.8% during the 4th quarter. Mackenzie Financial Corp now owns 82,039 shares of the company’s stock worth $887,000 after purchasing an additional 12,966 shares during the period. Finally, XTX Topco Ltd acquired a new stake in shares of OppFi during the 4th quarter worth about $350,000. 7.10% of the stock is currently owned by institutional investors and hedge funds.

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.