Analysts Set SoFi Technologies, Inc. (NASDAQ:SOFI) Price Target at $25.91

SoFi Technologies, Inc. (NASDAQ:SOFI) has been given an average recommendation of “Hold” by the nineteen analysts that are covering the firm, MarketBeat.com reports. Three research analysts have rated the stock with a sell rating, nine have issued a hold rating and seven have given a buy rating to the company. The average 1 year price objective among analysts that have issued ratings on the stock in the last year is $25.9118.

A number of equities research analysts have commented on the company. The Goldman Sachs Group decreased their price objective on SoFi Technologies from $27.00 to $24.00 and set a “neutral” rating for the company in a research report on Tuesday, January 6th. UBS Group set a $24.50 price target on shares of SoFi Technologies in a research report on Monday, February 2nd. Wells Fargo & Company assumed coverage on shares of SoFi Technologies in a report on Thursday, March 19th. They set an “equal weight” rating and a $19.00 price target for the company. Truist Financial cut their target price on shares of SoFi Technologies from $28.00 to $21.00 and set a “hold” rating for the company in a research report on Wednesday, February 18th. Finally, Bank of America assumed coverage on shares of SoFi Technologies in a research note on Tuesday, January 6th. They issued an “underperform” rating and a $20.50 price target on the stock.

SoFi Technologies Price Performance

Shares of NASDAQ:SOFI opened at $15.85 on Monday. The company’s fifty day moving average is $19.02 and its two-hundred day moving average is $24.64. The company has a market cap of $20.21 billion, a P/E ratio of 41.71 and a beta of 2.24. SoFi Technologies has a 12-month low of $8.60 and a 12-month high of $32.73. The company has a quick ratio of 0.18, a current ratio of 0.78 and a debt-to-equity ratio of 0.17.

SoFi Technologies (NASDAQ:SOFI) last issued its earnings results on Friday, January 30th. The company reported $0.13 EPS for the quarter, topping the consensus estimate of $0.12 by $0.01. SoFi Technologies had a return on equity of 5.88% and a net margin of 13.34%.The business had revenue of $1.01 billion during the quarter, compared to analysts’ expectations of $984.75 million. During the same quarter last year, the firm posted $0.05 earnings per share. SoFi Technologies’s revenue was up 39.6% compared to the same quarter last year. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. Equities analysts expect that SoFi Technologies will post 0.26 earnings per share for the current fiscal year.

Insider Buying and Selling

In other news, Director Steven J. Freiberg sold 94,225 shares of the firm’s stock in a transaction dated Friday, February 6th. The stock was sold at an average price of $20.31, for a total transaction of $1,913,709.75. Following the completion of the sale, the director directly owned 588,849 shares of the company’s stock, valued at $11,959,523.19. This trade represents a 13.79% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this hyperlink. Also, CTO Jeremy Rishel sold 94,958 shares of SoFi Technologies stock in a transaction dated Wednesday, March 18th. The shares were sold at an average price of $17.43, for a total value of $1,655,117.94. Following the sale, the chief technology officer owned 839,640 shares of the company’s stock, valued at approximately $14,634,925.20. This represents a 10.16% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Over the last 90 days, insiders acquired 38,900 shares of company stock worth $705,398 and sold 218,148 shares worth $4,161,735. 2.60% of the stock is currently owned by company insiders.

Institutional Trading of SoFi Technologies

Large investors have recently added to or reduced their stakes in the business. Valley Wealth Managers Inc. bought a new position in shares of SoFi Technologies during the 4th quarter valued at $25,000. Blue Trust Inc. boosted its holdings in SoFi Technologies by 655.2% in the fourth quarter. Blue Trust Inc. now owns 1,012 shares of the company’s stock worth $26,000 after purchasing an additional 878 shares in the last quarter. Vermillion Wealth Management Inc. increased its position in SoFi Technologies by 283.1% during the fourth quarter. Vermillion Wealth Management Inc. now owns 1,000 shares of the company’s stock worth $26,000 after buying an additional 739 shares during the last quarter. Central Pacific Bank Trust Division acquired a new position in SoFi Technologies during the fourth quarter worth $28,000. Finally, Reflection Asset Management bought a new position in SoFi Technologies during the fourth quarter valued at about $28,000. 38.43% of the stock is owned by institutional investors.

SoFi Technologies News Summary

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: SoFi launched “Big Business Banking” — an enterprise banking platform that blends fiat and crypto and uses Solana to enable 24/7 payments and settlement. The product could expand revenue mix (deposits, fees, crypto flows) and help SoFi compete for enterprise stablecoin/use-case adoption. SoFi Stock: Why the Fintech’s Business Banking Launch ‘Impressed’ This Analyst.
• Positive Sentiment: Coverage of the Big Business Banking launch across outlets highlights strategic crypto-finance positioning — if adoption follows, this could drive higher-margin enterprise revenue and deepen SoFi’s product moat. SoFi Launches Banking Service for Businesses. Can It Boost the Struggling Stock?
• Positive Sentiment: SoFi expanded its Loan Platform business, securing roughly $3.6B in personal-loan delivery commitments — a push toward more fee-based, partner-driven revenue that could stabilize margins versus pure lending. A Look At SoFi Technologies (SOFI) Valuation After Expanding Its Loan Platform Partnerships
• Positive Sentiment: Some analysts/investors view the sell-off as an attractive entry point given expected multi-year earnings growth from cross-selling and platform expansion; proponents point to a potential bottom near current levels. SoFi: Market Panic Just Created An Amazing Entry Point
• Neutral Sentiment: The Muddy Waters short report and other criticisms have prompted caution — some commentators urge waiting for clearer proof of enterprise adoption and loan-platform resilience before buying. 1 Reason to Buy SoFi Stock After the Muddy Waters Short Report
• Negative Sentiment: Despite product announcements, headlines note the stock keeps falling amid sector weakness and investor doubts — negative press and valuation concerns continue to pressure the share price. SoFi Can’t Shake the Doubts, but Its Stock at $15 Is Crazy
• Negative Sentiment: Industry write-ups flagged that the stock dropped even after the new banking product — signaling investor skepticism that product launches will translate to near-term revenue/earnings relief. SoFi (SOFI) Stock Drops Despite Unveiling Always-On Enterprise Banking Solution

SoFi Technologies Company Profile

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.