Bread Financial (BFH) to Release Earnings on Thursday

Bread Financial (NYSE:BFH) is projected to post its Q1 2026 results before the market opens on Thursday, April 23rd. Analysts expect Bread Financial to post earnings of $2.99 per share and revenue of $992.0510 million for the quarter. Investors may review the information on the company’s upcoming Q1 2026 earning report for the latest details on the call scheduled for Thursday, April 23, 2026 at 8:30 AM ET.

Bread Financial (NYSE:BFH) last posted its quarterly earnings results on Thursday, January 29th. The company reported $2.07 earnings per share for the quarter, topping analysts’ consensus estimates of $0.40 by $1.67. The company had revenue of $975.00 million for the quarter, compared to the consensus estimate of $954.74 million. Bread Financial had a net margin of 11.02% and a return on equity of 17.92%. During the same quarter last year, the firm posted $0.41 earnings per share. On average, analysts expect Bread Financial to post $10 EPS for the current fiscal year and $12 EPS for the next fiscal year.

Bread Financial Stock Performance

NYSE:BFH opened at $91.87 on Tuesday. The company has a quick ratio of 1.17, a current ratio of 1.17 and a debt-to-equity ratio of 0.27. The company has a market cap of $3.81 billion, a P/E ratio of 8.48, a P/E/G ratio of 1.33 and a beta of 1.11. Bread Financial has a fifty-two week low of $44.88 and a fifty-two week high of $92.20. The firm’s 50 day moving average is $75.31 and its two-hundred day moving average is $70.96.

Bread Financial Dividend Announcement

The business also recently declared a quarterly dividend, which was paid on Monday, March 16th. Shareholders of record on Friday, February 27th were paid a dividend of $0.23 per share. The ex-dividend date of this dividend was Friday, February 27th. This represents a $0.92 dividend on an annualized basis and a yield of 1.0%. Bread Financial’s dividend payout ratio (DPR) is currently 8.49%.

Bread Financial declared that its board has authorized a share buyback program on Thursday, February 26th that authorizes the company to buyback $600.00 million in outstanding shares. This buyback authorization authorizes the company to buy up to 19% of its shares through open market purchases. Shares buyback programs are typically an indication that the company’s leadership believes its stock is undervalued.

Hedge Funds Weigh In On Bread Financial

Hedge funds have recently made changes to their positions in the business. Kemnay Advisory Services Inc. purchased a new position in shares of Bread Financial in the 4th quarter valued at $28,000. Northwestern Mutual Wealth Management Co. raised its stake in shares of Bread Financial by 141.2% in the 3rd quarter. Northwestern Mutual Wealth Management Co. now owns 562 shares of the company’s stock valued at $31,000 after acquiring an additional 329 shares during the period. EverSource Wealth Advisors LLC raised its stake in shares of Bread Financial by 127.2% in the 2nd quarter. EverSource Wealth Advisors LLC now owns 711 shares of the company’s stock valued at $41,000 after acquiring an additional 398 shares during the period. Caitong International Asset Management Co. Ltd raised its stake in shares of Bread Financial by 8,300.0% in the 3rd quarter. Caitong International Asset Management Co. Ltd now owns 840 shares of the company’s stock valued at $47,000 after acquiring an additional 830 shares during the period. Finally, Quarry LP raised its stake in shares of Bread Financial by 1,509.1% in the 3rd quarter. Quarry LP now owns 885 shares of the company’s stock valued at $49,000 after acquiring an additional 830 shares during the period. Hedge funds and other institutional investors own 99.52% of the company’s stock.

Analyst Ratings Changes

A number of equities analysts have weighed in on BFH shares. Zacks Research raised shares of Bread Financial from a “hold” rating to a “strong-buy” rating in a research note on Thursday, April 16th. The Goldman Sachs Group raised shares of Bread Financial from a “sell” rating to a “hold” rating and set a $84.00 price target on the stock in a research note on Tuesday, January 6th. UBS Group started coverage on shares of Bread Financial in a research note on Thursday, January 8th. They set a “buy” rating and a $92.00 price target on the stock. Weiss Ratings reaffirmed a “buy (b-)” rating on shares of Bread Financial in a research note on Friday, March 27th. Finally, Keefe, Bruyette & Woods increased their price target on shares of Bread Financial from $82.00 to $92.00 and gave the stock an “outperform” rating in a research note on Friday, January 2nd. One analyst has rated the stock with a Strong Buy rating, six have assigned a Buy rating, six have assigned a Hold rating and two have issued a Sell rating to the company’s stock. According to data from MarketBeat, the stock currently has an average rating of “Hold” and an average target price of $83.83.

About Bread Financial

Bread Financial, formerly known as Alliance Data Systems, is a Columbus, Ohio–based financial services company that specializes in providing private label credit programs, co-brand credit cards and digital payment solutions for retail partners. The company designs, issues and services proprietary credit products, enabling merchants to offer branded financing options that drive customer loyalty and increase basket sizes at the point of sale. Through its Bread technology platform, Bread Financial delivers installment-based payment options that integrate directly into e-commerce and in-store checkout experiences.

In addition to its core credit offerings, Bread Financial provides analytics, marketing and loyalty services to help merchants better understand consumer behavior and optimize promotional strategies.