Synchrony Financial (NYSE:SYF) Board Announces Stock Repurchase Program

Synchrony Financial (NYSE:SYF) announced that its board has approved a share repurchase program on Tuesday, April 21st, RTT News reports. The company plans to repurchase $0.00 in shares. This repurchase authorization authorizes the financial services provider to repurchase shares of its stock through open market purchases. Stock repurchase programs are generally a sign that the company’s leadership believes its shares are undervalued.

Synchrony Financial Stock Performance

NYSE SYF traded down $0.81 on Tuesday, hitting $77.77. 6,611,470 shares of the company’s stock traded hands, compared to its average volume of 3,072,799. The company has a current ratio of 1.24, a quick ratio of 1.24 and a debt-to-equity ratio of 0.98. Synchrony Financial has a 1-year low of $46.13 and a 1-year high of $88.77. The firm’s 50-day moving average price is $69.78 and its two-hundred day moving average price is $74.68. The firm has a market capitalization of $27.03 billion, a PE ratio of 8.37, a P/E/G ratio of 0.69 and a beta of 1.39.

Synchrony Financial (NYSE:SYF) last announced its quarterly earnings data on Tuesday, April 21st. The financial services provider reported $2.27 EPS for the quarter, beating the consensus estimate of $2.14 by $0.13. The business had revenue of $3.70 billion during the quarter, compared to analysts’ expectations of $3.81 billion. Synchrony Financial had a net margin of 15.72% and a return on equity of 23.07%. The business’s quarterly revenue was down 7.4% compared to the same quarter last year. During the same period in the previous year, the business posted $1.89 EPS. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. As a group, analysts expect that Synchrony Financial will post 9.28 EPS for the current year.

Synchrony Financial Announces Dividend

The company also recently announced a quarterly dividend, which will be paid on Friday, May 15th. Stockholders of record on Tuesday, May 5th will be issued a dividend of $0.30 per share. This represents a $1.20 annualized dividend and a dividend yield of 1.5%. The ex-dividend date of this dividend is Tuesday, May 5th. Synchrony Financial’s payout ratio is 12.92%.

Wall Street Analyst Weigh In

A number of analysts recently commented on SYF shares. Compass Point upgraded shares of Synchrony Financial from a “neutral” rating to a “buy” rating and set a $96.00 target price for the company in a research note on Wednesday, January 28th. TD Cowen lifted their target price on shares of Synchrony Financial from $91.00 to $100.00 and gave the stock a “buy” rating in a research note on Thursday, January 8th. Weiss Ratings restated a “buy (b-)” rating on shares of Synchrony Financial in a research note on Wednesday, January 21st. JPMorgan Chase & Co. decreased their price objective on shares of Synchrony Financial from $84.00 to $73.00 and set a “neutral” rating for the company in a research note on Thursday, April 9th. Finally, Royal Bank Of Canada decreased their price objective on shares of Synchrony Financial from $91.00 to $85.00 and set a “sector perform” rating for the company in a research note on Wednesday, January 28th. One research analyst has rated the stock with a Strong Buy rating, thirteen have issued a Buy rating and seven have assigned a Hold rating to the stock. According to MarketBeat, the stock has an average rating of “Moderate Buy” and a consensus price target of $85.00.

Insider Activity

In other news, insider Alberto Casellas sold 14,399 shares of Synchrony Financial stock in a transaction that occurred on Monday, March 2nd. The shares were sold at an average price of $67.71, for a total transaction of $974,956.29. Following the completion of the transaction, the insider directly owned 50,331 shares of the company’s stock, valued at $3,407,912.01. The trade was a 22.24% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website. Also, insider Curtis Howse sold 52,556 shares of Synchrony Financial stock in a transaction that occurred on Monday, February 2nd. The shares were sold at an average price of $72.32, for a total transaction of $3,800,849.92. Following the transaction, the insider directly owned 94,196 shares of the company’s stock, valued at approximately $6,812,254.72. This trade represents a 35.81% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Over the last 90 days, insiders sold 379,928 shares of company stock worth $26,170,764. 0.33% of the stock is currently owned by corporate insiders.

More Synchrony Financial News

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Q1 EPS beat/operational drivers — SYF reported $2.27 EPS, above the prior consensus, driven by purchase-volume growth and an improved net interest margin (helping profit). Synchrony Q1 Earnings Match Estimates on Purchase Volume Growth
• Positive Sentiment: Shareholder returns increased — Company raised the quarterly dividend from $0.30 to $0.34 and approved a $6.5 billion share repurchase program, which is a clear positive for EPS per share over time. Synchrony Reports First Quarter 2026 Results
• Neutral Sentiment: FY‑2026 EPS guidance largely in line with Street — Management set FY26 EPS guidance of $9.10–$9.50 (consensus ≈ $9.24), a range that roughly brackets expectations and leaves limited upside surprise potential. (Guidance update released by the company.)
• Neutral Sentiment: Full disclosure & details available — Management materials (slide deck) and the earnings-call transcript provide color on portfolio trends, reserve levels and strategy; useful for modeling credit and margin assumptions. Synchrony Financial 2026 Q1 – Results – Earnings Call Presentation
• Neutral Sentiment: Monthly credit update posted — The company released unaudited monthly charge-off and delinquency statistics; investors should check these for early signs of stress or improvement. Synchrony Financial Posts Monthly Credit Performance Metrics Update
• Negative Sentiment: Revenue miss and year-over-year decline — Quarterly revenue was $3.70B versus consensus ~$3.81B and was down ~7.4% YoY, a top-line weakness that limits upside despite EPS beat. Synchrony Financial Q1 Results (MarketBeat)
• Negative Sentiment: Deposit decline and funding trends — Management noted a pullback in deposits, which can pressure funding costs and liquidity mix if sustained. Synchrony Q1 Earnings Match Estimates on Purchase Volume Growth

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.