Bancorp (NASDAQ:TBBK) Issues FY 2027 Earnings Guidance

Bancorp (NASDAQ:TBBK) updated its FY 2027 earnings guidance on Thursday. The company provided EPS guidance of 8.100-8.300 for the period, compared to the consensus EPS estimate of 8.110. The company issued revenue guidance of -. Bancorp also updated its FY 2026 guidance to 5.900-5.900 EPS.

Analyst Upgrades and Downgrades

A number of research firms have commented on TBBK. Wall Street Zen cut shares of Bancorp from a “hold” rating to a “sell” rating in a research report on Saturday, April 11th. Wolfe Research set a $57.00 price target on shares of Bancorp in a research report on Monday, February 9th. Zacks Research raised shares of Bancorp from a “strong sell” rating to a “hold” rating in a research report on Friday, April 3rd. Weiss Ratings reissued a “hold (c+)” rating on shares of Bancorp in a research report on Friday, March 27th. Finally, Bank of America set a $60.00 price target on shares of Bancorp in a research report on Wednesday, January 21st. One investment analyst has rated the stock with a Strong Buy rating, six have assigned a Buy rating and three have given a Hold rating to the company. According to MarketBeat, the company presently has an average rating of “Moderate Buy” and an average target price of $59.50.

Bancorp Stock Down 3.6%

Shares of TBBK stock traded down $2.19 during trading hours on Friday, reaching $58.28. 44,383 shares of the stock were exchanged, compared to its average volume of 579,835. The business’s fifty day moving average is $55.90 and its two-hundred day moving average is $63.68. The company has a debt-to-equity ratio of 0.32, a current ratio of 0.88 and a quick ratio of 0.86. Bancorp has a 12-month low of $46.51 and a 12-month high of $81.65. The firm has a market capitalization of $2.44 billion, a P/E ratio of 11.85 and a beta of 1.28.

Bancorp (NASDAQ:TBBK) last announced its quarterly earnings results on Thursday, April 23rd. The bank reported $1.41 EPS for the quarter, beating the consensus estimate of $1.35 by $0.06. The company had revenue of $132.50 million for the quarter, compared to analyst estimates of $189.17 million. Bancorp had a net margin of 25.94% and a return on equity of 28.91%. As a group, research analysts expect that Bancorp will post 5.93 EPS for the current fiscal year.

Insider Transactions at Bancorp

In other news, EVP Ryan Harris sold 4,500 shares of the stock in a transaction that occurred on Friday, March 13th. The stock was sold at an average price of $53.18, for a total value of $239,310.00. Following the completion of the sale, the executive vice president directly owned 150,516 shares of the company’s stock, valued at approximately $8,004,440.88. This represents a 2.90% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, Director Mark E. Tryniski acquired 5,000 shares of the firm’s stock in a transaction dated Wednesday, February 4th. The stock was purchased at an average cost of $60.23 per share, with a total value of $301,150.00. Following the completion of the acquisition, the director directly owned 18,966 shares of the company’s stock, valued at approximately $1,142,322.18. This trade represents a 35.80% increase in their position. The SEC filing for this purchase provides additional information. Insiders acquired a total of 9,080 shares of company stock valued at $548,933 over the last ninety days. 5.60% of the stock is owned by insiders.

Bancorp News Roundup

Here are the key news stories impacting Bancorp this week:

• Positive Sentiment: EPS and net income beat — TBBK reported $1.41 EPS and $60.1M net income for 1Q26 (up ~18% YoY), topping consensus and reflecting continued earnings strength. Business Wire: The Bancorp Reports 1Q 2026
• Positive Sentiment: High profitability metrics — management highlighted strong ROA/ROE and a net margin near 26%, driven by loan, deposit and payments-volume growth and improved credit trends. These metrics support valuation multiples. Quarterly Press Release / Slide Deck
• Neutral Sentiment: Guidance essentially flat but slightly below some estimates — TBBK issued FY2026 EPS guidance (~5.90) and FY2027 guidance (8.10–8.30) that is roughly in line with, or marginally under, consensus — a nuance that tempers upside but is not a large downward revision. Slide Deck / Guidance Details
• Negative Sentiment: Revenue miss — reported revenue of $132.5M missed Street expectations (~$189M), a sizable shortfall that raises questions about top-line momentum despite EPS strength. MSN: The Bancorp misses Q1 sales expectations
• Negative Sentiment: Mixed analyst takeaways — while some outlets highlight the EPS beat, others flag the weak revenue and the slightly light FY26/FY27 guidance versus consensus, which can pressure the stock until revenue trends are clarified on the conference call. Zacks: Q1 Key Metrics

Institutional Investors Weigh In On Bancorp

Several large investors have recently modified their holdings of TBBK. Lazard Asset Management LLC acquired a new stake in shares of Bancorp in the second quarter valued at approximately $53,000. Northwestern Mutual Wealth Management Co. lifted its holdings in shares of Bancorp by 732.2% during the third quarter. Northwestern Mutual Wealth Management Co. now owns 749 shares of the bank’s stock worth $56,000 after purchasing an additional 659 shares during the period. Kestra Advisory Services LLC acquired a new stake in shares of Bancorp during the fourth quarter worth $68,000. Captrust Financial Advisors acquired a new stake in shares of Bancorp during the second quarter worth $202,000. Finally, Twinbeech Capital LP acquired a new stake in shares of Bancorp during the fourth quarter worth $205,000. 96.22% of the stock is owned by institutional investors and hedge funds.

About Bancorp

The Bancorp, Inc (NASDAQ: TBBK) is a Delaware-chartered bank holding company that provides a range of banking and financial services to individuals, businesses, and financial institutions across the United States. Through its subsidiary, The Bancorp Bank, the company offers FDIC-insured deposit accounts, cash management solutions and specialized lending products. Its business model focuses on partnering with fintech firms, asset managers and payment processors to deliver integrated banking-as-a-service (BaaS) capabilities.

The company’s product suite includes interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit and debit and credit card services.