Card Factory (LON:CARD) Posts Earnings Results

Card Factory (LON:CARD) announced its earnings results on Tuesday. The company reported GBX 11.80 earnings per share (EPS) for the quarter, Digital Look Earnings reports. The firm had revenue of £582.70 million during the quarter. Card Factory had a return on equity of 12.51% and a net margin of 7.71%.

Here are the key takeaways from Card Factory’s conference call:

• Group revenue grew 7.4% to £582.7m and management delivered strong cash generation with adjusted free cash flow of £40.7m, net debt of £67.9m and adjusted leverage below 1x, while the board proposed a total dividend of 5p and announced a share buyback program to return surplus cash (up to ~£15m).
• Strategic progress accelerated diversification: the Funky Pigeon acquisition boosted digital (contributing £13.5m) and digital sales rose >50% to £20.6m, wholesale more than doubled to £47.2m, and the store estate reached 1,117 stores with ongoing rollout of range, segmentation and Simplify & Scale cost savings.
• Trading softened in H2 as UK footfall and transactions weakened (like‑for‑like stores broadly flat), which, along with ongoing cost inflation, reduced profitability (adjusted PBT £56m) and led to ~£4m of stock/store impairment provisions and an inability to fully absorb inflationary pressures.
• Management reiterated medium‑term ambitions to grow market share (targeting mid‑single‑digit sales and mid‑to‑high single‑digit PBT growth) and to expand internationally—notably a phased U.S. wholesale plan (aiming for ~1–2% of the addressable U.S. wholesale market by decade end)—but execution is still in early activation and testing phases.

Card Factory Stock Up 4.7%

CARD opened at GBX 67.40 on Wednesday. The business has a 50 day moving average price of GBX 66.37 and a two-hundred day moving average price of GBX 77.06. The company has a quick ratio of 0.20, a current ratio of 1.06 and a debt-to-equity ratio of 64.62. The company has a market cap of £233.12 million, a PE ratio of 5.48, a P/E/G ratio of 0.84 and a beta of 1.30. Card Factory has a 52 week low of GBX 58.30 and a 52 week high of GBX 115.70.

About Card Factory

Card Factory plc operates as a specialist retailer of cards, gifts, and celebration essentials in the United Kingdom and internationally. It operates through five segments: Cardfactory Stores, Cardfactory Online, Getting Personal, Partnerships, and Printcraft. The company provides greeting cards, celebration accessories, and gifts through cardfactory stores, cardfactory online retails, and network of third-party retail partners; and personalised cards and gifts through online retailer, as well as manufactures and sells greeting cards and personalised gifts through its stores and online businesses.