Critical Comparison: Landmark Bancorp (NASDAQ:LARK) versus Beverly Hills Bancorp (OTCMKTS:BHBCQ)

Beverly Hills Bancorp (OTCMKTS:BHBCQ) and Landmark Bancorp (NASDAQ:LARK) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their risk, analyst recommendations, dividends, valuation, profitability, earnings and institutional ownership.

Institutional & Insider Ownership

25.7% of Landmark Bancorp shares are held by institutional investors. 13.0% of Beverly Hills Bancorp shares are held by insiders. Comparatively, 12.8% of Landmark Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Analyst Recommendations

This is a summary of recent ratings for Beverly Hills Bancorp and Landmark Bancorp, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Beverly Hills Bancorp	0	0	0	0	0.00
Landmark Bancorp	0	1	0	0	2.00

Given Beverly Hills Bancorp’s higher possible upside, research analysts plainly believe Beverly Hills Bancorp is more favorable than Landmark Bancorp.

Profitability

This table compares Beverly Hills Bancorp and Landmark Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Beverly Hills Bancorp	N/A	N/A	N/A
Landmark Bancorp	19.56%	12.36%	1.17%

Earnings and Valuation

This table compares Beverly Hills Bancorp and Landmark Bancorp”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Beverly Hills Bancorp	N/A	N/A	N/A	N/A	N/A
Landmark Bancorp	$95.97 million	1.74	$18.77 million	$3.07	8.93

Landmark Bancorp has higher revenue and earnings than Beverly Hills Bancorp.

Summary

Landmark Bancorp beats Beverly Hills Bancorp on 6 of the 8 factors compared between the two stocks.

About Beverly Hills Bancorp

Beverly Hills Bancorp Inc. is a financial holding company and conducts its banking and lending operations through its primary subsidiary, First Bank of Beverly Hills. The Bank focuses on niche products, including the origination and acquisition of commercial and multi-family real estate loans. The Bank's principal funding sources consist of certificates of deposits generated through independent brokers and its money desk, borrowings from the Federal Home Loan Bank of San Francisco and repurchase agreements with major investment banks. The Bank is a California state-chartered commercial bank and is regulated by the Federal Deposit Insurance Corporation.Beverly Hills Bancorp's common stock is traded on the Nasdaq National Market under the trading symbol "BHBC".

About Landmark Bancorp

Landmark Bancorp, Inc. operates as the financial holding company for Landmark National Bank that provides various financial and banking services to its local communities. It offers non-interest bearing demand, money market, checking, and savings accounts, as well as certificates of deposit. The company also provides one-to-four family residential real estate, construction and land, commercial real estate, commercial, paycheck protection program, municipal, and agriculture loans; and consumer and other loans, such as automobile, boat, and home improvement and home equity loans, as well as insurance, and mobile and online banking services. In addition, the company invests in certain investment and mortgage-related securities. It operates in the eastern, central, southeast, and southwest Kansas. The company was founded in 1885 and is headquartered in Manhattan, Kansas.